Elabharthi

Elabharthi is an online portal established by the Bihar government to allow the public to access services related to pension schemes via an online website. The E Labharthi portal was explicitly devised for individuals who were unable to receive their pension payout from the Bihar government. The web portal helps people to get all relevant details with regards to the window pension, old age pension, handicapped pension, etc., via their mobile or laptop. In addition, the Portal is paramount as it provides all details regarding pension payments, the status of payment, validation of certificate, etc.

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We are rated~
rating
7.7 Crore
Registered Consumer
50
Insurance Partners
4.2 Crore
Policies Sold
Disclaimer: ##Rs 60,000 are the monthly pension amounts at the assumed rate of return of 8% p.a. and 4% p.a. for unit linked insurance plans. This is an illustrative example and the returns are not guaranteed & dependent on the policy term and premium term availed along with the other variable factors. The market linked return of 60K per month is for an 18 year old investing 6k per month for 20 years in a whole life policy having policy term 82 years in which Systematic partial withdrawals start at the age of 65 years at 5% rate of withdrawal per year. The investment risk in the policy is borne by the policyholder. All Plans listed here are of insurance companies’ funds. *Tax benefits and savings are subject to changes in tax laws. All Plans listed here are of insurance companies’ funds. Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

The primary idea behind creating the E Labharthi portal was to make people aware of the pension scheme and give them access to obtain financial assistance to meet the basic financial requirements. 

Objective behind E Labharthi Portal

  1. Access to Information

    The primary objective behind creating of Elabharthi portal was to grant access to every eligible pensioner to obtain information about different government pension schemes. The beneficiaries were compelled to visit government offices to inquire about their pension details. With the advent of Elabharthi, people may check every detail at home.

  2. Online Government Services

    In order to eliminate hindrances for the people of Bihar, it was important to provide a platform in order to avail of every government service online. Now, the general population of the state is not bound to visit the offices. The benefits are available online, which people may access by visiting the official website. The Portal contains every necessary detail about the old age, disabled, and widow pension scheme. 

Benefits of E Labharthi Pension Portal

Listed below are the benefits of the E Labharthi pension portal.

  • The general public may access every detail and service regarding the pension scheme online. Furthermore, every attribute of pension schemes is available on the internet and can be read on mobile or computer devices. 

  • The pensioners may check the payment status at the Elabharthi portal. The Portal also provides a helpline number to avoid any issue or problem related to pension services. 

  • The beneficiaries may also get their mobile number attached to their Aadhaar number without visiting government offices.

How to Check Elabharthi Payment Status?

A beneficiary is required to follow the listed below steps in order to check the E Labharthi Payment status.

  • First, an individual needs to visit the official website of E Labharthi

  • In the second step, on the home page, he is required to click on “लाभार्थी पेंशन से सम्बंधित जानकारी के लिए यहाँ क्लिक करे।”

  • Upon clicking, a new page will be opened and displayed on the screen of the user.

  • Now, the individual is required to click on the link “लाभार्थी अपने पेंशन की भुगतान की स्थिति जानने के लिए यहाँ क्लिक करे।”

  • A new page will be displayed, asking the user to fill in the district and block to proceed further. 

  • In the next step, a user is expected to enter his beneficiary ID and click on the show button to know the payment status.

  • By clicking on the show button, a new screen will be displayed showing the E Labharthi payment status.

How to Check Pension Approval Status?

The E Labharthi portal grants access to check every piece of information related to the pension scheme. An individual may check the status of pension approval by following the steps listed below.

  • First, an individual need to visit the official website of the E Labharthi Portal.

  • On the homepage, he should click on “लाभार्थी पेंशन से संबंधित जानकारी के लिए यहां क्लिक करें।“

  • A new tab will be opened and displayed on the screen of the user.

  • On the new tab, he is required to click on “लाभार्थी अपने पेंशन की स्थिति जानने के लिए यहां क्लिक करें।“

  • Again, a new tab will be opened and displayed on the screen of the user.

  • Here, on the new tab, he should fill out the required details such as beneficiary ID, District, and Block. 

  • After filling out or submitting the details, he may click on the show button.

  • Upon clicking the show button, he can see whether his pension has been approved. The approval status will be displayed on the screen of the user.

E Labharthi KYC

A beneficiary needs to get the KYC done in order to receive the benefits of the pension scheme. In Bihar, 1.21 lakh individuals still needed to complete their KYC in February 2022. As a result, the government had to close its account. Hence, it is crucial to get the KYC done in order to receive the pensions. An individual may visit the office and submit his Aadhaar card to complete the KYC process.

Conclusion

Elabharthi is a new portal launched by the Bihar government to provide monetary pension plan benefits to individuals such as widows, old age individuals, and people with disabilities. With the help of the E Labharthi portal, people may check different pension schemes and their payment statuses. Further, they may also submit a grievance if they have it in order to get it addressed by the appropriate authority. An individual can rely on themselves to meet their financial requirement. They may get their KYC done and obtain the Elabharthi passbook.

FAQ's

  • What kinds of pensions does Elabharthi cover?

    It covers disability, old age, and widow pension. 
  • How can I download the E-labharthi application on my device?

    One may easily download the application by visiting the official website and clicking on the download option.
  • How can I submit a grievance on the E Labharthi portal?

    Listed below are the steps to submit a grievance on Elabharthi Portal.
    • First, the aggrieved person is required to visit the official website.
    • On the homepage, he may click on the 1st link. 
    • Upon clicking on the link, a new screen will appear.
    • The individual is expected to click on the "click here for information related to beneficiary pension."
    • Now a new page will be displayed on the screen of the user.
    • Now the user must click on the "Beneficiary clicks here to register your problem" option to proceed further. 
    • Again a new page will open where the aggrieved person is required to fill in the details such as name, account number of bank, father's name, mobile number, Aadhaar card number, IFSC code, etc.
    • After filling in the details, an individual may click the save button to submit the grievance.
  • Can I check my grievance status online?

    Yes, an individual may check the status of the grievance on the official Portal. In order to do so, he may click on the first link on the homepage. Later by clicking on the "Beneficiaries Click Here to Know the Status of Their Registered Problem option," he may enter the account number and click on the search option to see the status of his grievance.
  • What are the lists of different pension schemes available on the Elabharthi Bihar portal?

    Listed below are the lists of pension schemes.
    • Bihar State Disabled Pension Scheme   
    • Indira Gandhi Disabled Pension Scheme 
    • Indira Gandhi Old Age Pension Scheme 
    • Indira Gandhi Widow Pension Scheme 
    • Laxmi Bai Social Security Pension Scheme

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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