Prices Increasing soon Prices Increasing Soon

HMPV in India: Understanding the Virus and Staying Protected

India has recently confirmed seven cases of Human Metapneumovirus (HMPV) infections, with the latest detections in Tamil Nadu. This development comes amid a rise in respiratory illnesses globally. 

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 15% discount# for buying online
Only certified experts will call you on 100% recorded lines
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from /month+
+91
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

What is HMPV?

Human Metapneumovirus (HMPV) is a respiratory virus that affects the lungs and airways, often causing symptoms like cough, fever, and congestion. First identified in 2001, it mainly impacts young children, the elderly, and people with weakened immune systems. Recently, India has reported a rise in HMPV cases, including in cities like Mumbai and Bengaluru, highlighting the need for awareness and caution. 

According to health experts, while HMPV typically causes mild illness, it can lead to severe respiratory problems in vulnerable groups, such as infants and older adults. Globally, studies have shown that HMPV is responsible for about 5-10% of respiratory infections in children, comparable to other common viruses like the flu.

Here is how health experts suggest reducing the risk of HMPV infection:

  • Frequent Hand Washing: Regularly wash hands with soap and water.

  • Avoiding Close Contact: Stay away from individuals exhibiting symptoms of respiratory infections.

  • Maintaining Hygiene: Keep environments clean and disinfect frequently touched surfaces.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

The Role of Term Insurance in Uncertain Times

The rise of viruses like HMPV emphasises the unpredictable nature of health risks. It serves as a timely reminder to safeguard our health and our family’s financial well-being. Term insurance becomes necessary here, as it provides affordable coverage that ensures your family is financially secure in case of an unexpected event. With health risks on the rise, having a term insurance plan gives peace of mind, knowing that your loved ones won’t have to bear financial burdens during tough times.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Why Should You Act Now?

While HMPV may not be as deadly as other viruses, it's still a wake-up call about being prepared. Term insurance offers a safety net, protecting your family’s future despite unforeseen circumstances. Don’t wait for a health crisis to make you realize the importance of coverage—now is the best time to explore your options and secure the right term insurance plan for your family. Financial security and peace of mind are as important as physical health today.

Stay informed, and Stay protected!


Premium By Age

˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com  in the first 6 months of FY 24-25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.



Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
Term Insurance
5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
Term Insurance
8 Crore Term Insurance
Term Insurance
9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
Term Insurance
20 Crore Term Insurance
Term Insurance
25 Crore Term Insurance
Term Insurance
30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance

Term Insurance Articles

  • Recent Article
  • Popular Articles
17 Mar 2025

Kotak e-Term Plan

Kotak e-Term Plan is a pure-risk term insurance plan that

Read more
11 Mar 2025

Mortgage Insurance Cost: Protecting Your Home and...

Buying a home is a major milestone, but it also comes with

Read more
11 Mar 2025

How Axis Max Life STEP Term Plan Can Benefit You...

Amit was a 38-year-old marketing professional with big dreams

Read more
10 Mar 2025

20 Lakh Term Insurance

Are you looking for an affordable way to protect your family's

Read more
06 Mar 2025

Credit Protection in Term Insurance

Term insurance is a crucial financial safety net for families

Read more

Term Insurance Calculator Online : Get Instant...

Term Insurance Calculator  [[ What is Term Insurance Calculator? Term insurance calculator is a free online

Read more

Claim Settlement Ratio of Term Insurance Plan...

Claim Settlement Ratio (CSR) is an important parameter in the selection of an insurance policy. If you are going

Read more

Buy Best ₹1 Cr Term Insurance Plan Online in...

Are you looking for a reliable and affordable way to protect your family’s financial future? A 1 crore term

Read more

LIC New Bima Gold Maturity Calculator

The LIC New Bima Gold Calculator is an online tool offered by the Life Insurance Corporation of India (LIC). It

Read more

LIC Surrender Value After 10 Years Calculator

The surrender value of a LIC insurance policy is the amount that the policyholder will receive if they decide to

Read more
Get Call Back Now
top
View Plans
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL