How Does Policybazaar’s Insurance Consultant Help You In Buying Term Insurance?
Now that we have understood the life insurance consultant meaning, let’s learn how Policybazaar’s Insurance Consultant helps you in buying term insurance:
Step 1: Initial Consultation
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Visit Policybazaar's term insurance page on their website or app.
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Enter your basic details.
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Choose whether you'd like to receive a call or chat with an expert.
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A dedicated Policybazaar Insurance Consultant will be assigned to assist you.
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The PB Insurance Consultant will understand your financial goals, requirements, and personal details, including family size, dependents, income, and health status.
Step 2: Understanding Your Needs & Personalized Recommendations
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The Insurance Consultant assesses your needs based on the information you provide.
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They guide you in determining the suitable cover amount (Sum Assured) and coverage period (Policy Term) needed to protect your family.
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The Consultant recommends suitable plans that align with your requirements, taking into account factors like coverage, premium budget, and additional benefits.
Step 3: Plan Comparison and Finalizing a Plan
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You receive a comparison of various term insurance options from different insurers.
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The PB Insurance Consultant clarifies the advantages and disadvantages of each plan, making it easier for you to comprehend the distinctions and select the appropriate plan.
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After you've made your choice, the Insurance Consultant assists you in booking the selected plan and ensures the application form is filled out accurately.
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They provide guidance on any necessary medical examinations and the documentation required by the insurer, ensuring a smooth application process.
Step 4: Guidance During Policy Issuance
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The Policybazaar Insurance Consultant maintains regular contact with you during the policy assessment period, which is when the insurance company reviews all your details and documents.
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They ensure you complete all the necessary formalities in a timely manner.
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Once your application for policy purchase is approved, the Consultant also verifies that your term insurance policy is issued accurately.
Step 5: Claim Process Explanation & Ongoing Support
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The Consultant explains how to initiate a claim and what your nominees/beneficiaries should do if they need to claim.
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They are always there to help you with any questions, changes, or updates you might have, even after you've bought the policy.
**Note: All the calls that you have with our Insurance Consultants are on 100% recorded lines, this is to ensure that consultants are giving you the right information.
Do you know? Policybazaar has a dedicated team to assist on term insurance claims, this team caters to customers 24x7 and helps the policyholders’ grieving nominees/loved ones get their claims settled in a quick and hassle-free manner in their time of need.
How Can I Connect To Policybazaar’s Insurance Consultant?
You can connect with Policybazaar’s Insurance Consultant in both Offline and Online modes.
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Online Mode
You can go to the official website of Policybazaar and contact their insurance consultant directly by calling them in the given numbers:
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For New Customers: 1800-419-7713
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For Policybazaar’s customers: 1800-258-5970
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For NRIs: +91 124-6656508
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Offline Mode
You can visit the walk-in stores of Policybazaar to directly consult the insurance consultant regarding life insurance queries and doubts. There are 180+ walk-in stores of Policybazaar all over the country from where you can seek assistance. These insurance advisors make sure your queries are solved in all ways possible.
Why Choose Policybazaar’s Life Insurance Consultant?
Policybazaar's Life Insurance Consultants stand out due to their distinctive combination of expertise, personalized service, and unbiased commitment towards customers. Let's understand why they are different from other life insurance consultants in a detailed manner:
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Dedicated Guidance: The PB life insurance consulants ensuring you receive impartial guidance and they also advice customized plans that align with your goals and needs.
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Comprehensive Expertise: These life insurance consultants have extensive knowledge about life insurance and its various products, and have more than 5 years of experience in the industry. They can assist you in exploring a broad spectrum of options. Additionally, they stay updated with the latest insurance trends and offerings, providing you with insights into the best available choices.
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Personalized Approach: The life insurance consultant invests time in comprehending your unique situation, guaranteeing that their recommendations match your objectives and preferences. They also simplify complicated insurance terms, making it easier for you to understand and make decisions with more clarity.
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Efficient Comparisons: The life insurance consultant offers various choices, making it easy for you to compare policies and make smart decisions. They work hard to find solutions that not only meet your needs but also fit your budget.
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Continuous Support: The life insurance consultant provides support from the very beginning, throughout the policy purchase process, and even afterward. They make sure your coverage stays suitable for you and allow you to explore your choices without any pressure.
Wrapping It Up!
These life insurance consultants are like friendly companions who assist you with all your insurance questions. They simplify the insurance buying process, leading you to the best options that suit your needs. With their assistance, you can make life insurance and term insurance decisions with confidence and ensure you're protected.