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The Government of Telangana has launched several welfare schemes to support different sections of society, including construction workers, women, persons with disabilities, and farmers. These schemes aim to provide financial assistance, security, and rehabilitation to those in need. Below is an overview of some of the key government schemes in Telangana.
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The "Marriage Gift Scheme" is a welfare initiative by the Telangana Building and Other Construction Workers Welfare Board (TB&OCWWB) under the Labour Department. This scheme provides financial assistance to registered women construction workers, their wives, and daughters during and after pregnancy.
Benefits:
Financial assistance of ₹30,000 per delivery (limited to two deliveries).
₹10,000 is provided during the 7th month of pregnancy.
₹20,000 is provided after delivery.
Eligibility:
The construction worker must be registered with the TB&OCWWB for at least 12 months before delivery.
The assistance is available twice for a worker or up to two daughters.
Only one parent is eligible for the benefit if both parents are registered.
Term Plans
This scheme, launched by the TB&OCWWB, provides financial support to the family of registered construction workers who die in an accident.
Benefits:
A lump sum amount of ₹6,00,000 is provided to the nominee, dependents, or legal heirs.
Eligibility:
The deceased must have been a registered construction worker.
The death should have occurred due to an accident, either at the workplace or elsewhere.
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The Swadhar Greh Scheme, implemented by the Ministry of Women and Child Development, provides institutional support for distressed women. Apart from shelter and rehabilitation, financial security is crucial for women in distress. Access to life insurance can serve as an additional safeguard, ensuring long-term financial stability for beneficiaries.
Beneficiaries:
Women above 18 years who are deserted, homeless, survivors of natural disasters, released prisoners, victims of domestic violence, or rescued from trafficking.
Women affected by HIV/AIDS without social or economic support.
Objectives:
Provides shelter, food, clothing, and healthcare.
Offers vocational training for economic rehabilitation.
Provides legal aid and counselling.
Supports women in regaining emotional and economic independence.
The ADIP Scheme, launched by the Ministry of Social Justice and Empowerment, assists persons with disabilities (PwDs) in obtaining assistive devices.
Objectives:
Provides modern aids and appliances to PwDs to enhance independence and reduce the impact of disabilities.
Includes medical/surgical intervention if needed before fitting the aids.
Benefits:
Full financial assistance for aids/appliances costing up to ₹15,000.
Assistance up to ₹15,000 for items costing ₹15,001 to ₹30,000.
For items above ₹30,001, the government bears 50% of the cost.
Cochlear implant support of ₹7 lakh for children with pre-lingual hearing loss (1-5 years) and ₹6 lakh for children aged 5-18 years.
Travel and lodging expenses for beneficiaries and escorts.
The Rythu Bima scheme is a life insurance initiative that provides financial relief to farmers' families in case of their death.The Rythu Bima scheme is a term life insurance plan, where the insured amount is paid to the nominee in case of the farmer’s death, but it does not offer any maturity benefits like traditional life insurance policies.
Benefits:
₹5 lakh financial assistance to the family of the deceased farmer.
Covers all farmers between 18 and 59 years of age.
The entire premium is paid by the Telangana government.
The insured amount is deposited into the nominee’s account within 10 days of claim submission.
Provides security to small and marginal farmers.
Eligibility:
Farmers must be residents of Telangana.
They must possess agricultural land under their name.
Age eligibility: 18-59 years.
The Telangana government has implemented these schemes to provide social security and financial assistance to different sections of society. From maternity benefits to accident relief, from support for women in distress to insurance for farmers, these initiatives aim to uplift the lives of citizens and enhance their well-being. By ensuring easy access to benefits and hassle-free implementation, the government is significantly impacting the lives of people in Telangana.
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+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
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