Prices Increasing soon Prices Increasing Soon

Digit Life Insurance

Digit Life Insurance is a customer-centric insurer offering various life insurance products designed to provide financial security. With a focus on simplicity, transparency, and technology-driven solutions, Digit aims to make insurance easy, accessible, and affordable for everyone, ensuring peace of mind for individuals and families. 

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 15% discount# for buying online
Only certified experts will call you on 100% recorded lines
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from /month+
+91
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Digit Life Insurance- An Overview

Established with a focus on customer convenience, Digit Life Insurance combines innovative tools and transparent processes to deliver a seamless insurance experience. The company offers a variety of life insurance products, including term plans, saving plans, and riders, customized to meet the diverse needs of every customer. With a commitment to customer satisfaction, Digit Life Insurance simplifies the insurance world, ensuring individuals and families are protected with minimal effort and maximum trust. 

Plans Offered By Digit Life Insurance

Digit Glow Term Life Insurance

The Digit Glow is a Term Insurance Plan is designed specifically for self-employed individuals, offering life coverage with added flexibility and comprehensive benefits. It provides financial security to your loved ones in case of your untimely demise and offers optional benefits like protection against accidental death, permanent disability, and terminal illness. In addition to its core benefits, the plan supports the policyholder's well-being with wellness benefits, including doctor consultations, fitness tracking, and more. With multiple premium payment options and flexible coverage terms, Digit Glow Term ensures peace of mind with tailored, accessible protection.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Eligibility Criteria of Digit Glow 

Parameters Minimum Maximum
Entry Age 18 years 65 years
Maturity Age 19 years 85 years
Policy Term 1 year 40 years
Sum Assured (Rs.) 2,25,000 1,00,00,000
Premium Payment Frequency Single Pay, Annual, Half-Yearly, Quarterly, Monthly

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Key Features of Digit Glow Term Life Insurance

  • Comprehensive Coverage: Provides life insurance protection with options for additional benefits like accidental death, permanent disability, and terminal illness.

  • Wellness Benefits: Offers access to doctor consultations, wellness coaching, diagnostic lab services, and fitness tracking to support the policyholder's overall health.

  • Flexible-Premium Payment: Choose from multiple premium payment frequencies, including single, annual, half-yearly, quarterly, and monthly, offering ease and convenience in premium management.

  • Death Benefit: The nominee receives a lump sum payout based on the higher of 105% of total premiums paid, 10 times the annualized premium, or sum assured on death.

Digit ICON- Guaranteed Returns Savings Life Insurance Plan

The Digit ICON Guaranteed Returns Savings Life Insurance Plan is a non-linked, non-participating individual life insurance plan that combines financial protection with guaranteed returns. This plan is designed for those seeking stable, zero-risk returns along with comprehensive life coverage. Unlike market-linked policies, the returns in this plan are fixed, ensuring security and predictability for long-term financial planning.

Key Features of Digit ICON:

  • Comprehensive Life Cover:

    The plan provides life insurance coverage, ensuring the financial protection of your loved ones.

  • Guaranteed Returns:

    With Digit ICON, you will get a guaranteed payout at maturity.

  • Multiple Payout Options:

    • Income Benefit: Regular income throughout the policy term.

    • Lumpsum Benefit: A single lump sum payout at policy maturity.

    • Income + Lumpsum Benefit: A combination of regular income and a lump sum payout at maturity.

    • Whole Life Benefit: Lifetime coverage with flexible payout options.

  • Accidental Death Benefit:

    • Provides an additional sum assured in the case of accidental death, ensuring extra protection for your family.

Benefits of Buying Digit Life Insurance Plans

Digit Life Insurance offers several benefits that can make it a good option, depending on your needs. Here are some key advantages:

  • Affordable Premiums: Digit offers life insurance policies at affordable premiums, making it easier to secure life insurance coverage, especially if you're looking for budget-friendly options.

  • Quick and Easy Online Process: Their application process is user-friendly and can be done online, which is convenient and saves time. You can get your policy quickly without a lot of paperwork.

  • Add-Ons and Riders: Digit offers several riders like critical illness cover, accidental death benefit, and disability cover, which can be added to your policy for more comprehensive protection.

  • Quick Claim Process: The insurer also prides itself on a simplified and fast claim process, which reduces the hassle for beneficiaries.

Life Insurer Piller

How to File a Claim for Digit Life Insurance?

Steps to file a claim for Go DIGIT Life Insurance:

  • Intimation of Claim:

    In case of death of the life assured, notify Digit about the claim by contacting them through the following methods:

    • Email: lifeclaims@godigit(dot)com

    • Customer Helpline: 9960126126

  • Submit Required Documents:

    Ensure you provide the following documents to process the claim:

    • Claim Form: A duly filled claim form (available on their website or on request).

    • Death Certificate: A certified copy of the death certificate.

    • Policy Document: A copy of the life insurance policy document.

    • KYC Documents: For the claimant/nominee (e.g., PAN card, Aadhar card).

    • Bank Details: A cancelled cheque or a copy of the passbook containing the IFSC code for claim payout.

    • Other Relevant Documents (if applicable)

  • In case of an accidental death: FIR, Post-mortem report, and other accident-related documents.

  • For natural deaths: Medical records and doctor’s certificate.

  • Claim Acknowledgement:

    After submission, Digit will acknowledge the receipt of your claim and issue an auto-generated ticket number. 

  • Assessment of Claim:

    • Once the claim is acknowledged, Digit will assess the claim based on the submitted documents and policy terms.

    • The claimant will be informed accordingly if additional documents or clarifications are required.

  • Claim Settlement:

    • After completing the necessary verification, Digit will settle the claim by providing the death benefit per the policy terms.

How To Contact Digit Life Insurance Company?

Corporate Address:

95, Atlantis, 4th B Cross, 5th Block, Koramangala Industrial Layout, Bengaluru, Bengaluru Urban, Karnataka

Contact Details:

  • Whatsapp on: 9960126126

  • Email Address: life@godigit.com 

  • Toll-Free Number: 9960126126

FAQ's

  • Are the eligibility criteria for Digit term and life insurance plans the same?

    Ans: While the eligibility criteria for both Digit term and life insurance plans are similar (such as age, health status, and lifestyle factors), there are specific differences. For term insurance, eligibility may vary based on the duration of coverage, while life insurance plans could consider factors like cash value accumulation and long-term financial goals.
  • Is there a limit on the claim amount for Digit life insurance policies?

    Ans: No, there is no upper limit on the tax-exempt amount for death benefits under Digit life insurance policies. Whether the sum assured is INR 5 lakh or INR 10 crore, the entire death benefit is exempt from tax under Section 10(10D) of the Income Tax Act.
  • How do I decide if a rider is right for my Digit life insurance policy?

    Ans: When deciding if a rider is right for you, consider your financial needs and potential risks. Riders like critical illness cover or accidental death benefits can provide additional protection for specific situations. Weigh the cost of adding a rider against the cost of a separate policy. A financial advisor can help you choose the best option based on your circumstances.
  • What happens if the nominee dies before the policyholder?

    Ans: If your nominated beneficiary passes away before you, you can update your Digit life insurance policy by naming a new nominee. If the nominee dies after you but before claiming the benefits, the payout will be transferred to the nominee's legal heirs based on a court order or succession certificate.
  • How does Digit handle the claims process for life insurance?

    Ans: Digit makes the claims process as smooth and transparent as possible. In the event of a claim, you can file it online or through customer support. The claim will be processed promptly, and the amount will be paid to the nominee or legal heirs after verification. Digit's efficient claim settlement ratio reflects its commitment to timely and hassle-free claim resolutions.
Premium By Age

˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com  in the first 6 months of FY 24-25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Get Call Back Now
top
View Plans
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL