Is there any reservation in the number of scholarships available for different categories?

Yes, the scholarship scheme follows the reservation norms set by the government, ensuring fair representation for all eligible communities.

Can an applicant apply for this scholarship if they are already availing of another scholarship from a different government scheme?

Yes, but only the differential amount will be awarded to avoid overlap of benefits, meaning students will receive the balance after deducting other scholarship amounts.

Are there any specific performance requirements for continuing to receive the scholarship benefits?

Yes, students must maintain satisfactory academic progress and attendance as defined by the scholarship guidelines to continue receiving benefits.

Sudakshya For Girls Child Scholarship

Many girls drop out of school after completing the tenth grade for various reasons. To tackle this issue and encourage girls to pursue higher education, the Odisha government has launched the Sudakshya for Girls Child Scholarship. This initiative is part of the Department of Skill Development and Technical Education, Government of Odisha.

Investing in your child's future:A wise decision & a loving choice

Benefits of Investing In Child Plan

Waiver of Premium Benefit

Future Premiums are paid by the insurer upon death of policyholder

Flexible Payout Options

Your premiums help your child achieve their dreams through lump sum or regular payouts

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Tax Benefits^

You get tax benefits under Section 80(C) and no tax on returns under Section 10 (10D)

Investment Flexibility

It offers the flexibility to invest at regular intervals or as a one-time contribution

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7.7 Crore

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Insurance Partners

4.2 Crore

Policies Sold

Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

This scholarship is specifically designed for girls in the state of Odisha and is available to candidates from General, OBC, SEBC, ST, SC, and EBC categories. It offers financial support to girls pursuing ITI courses, helping to minimize education and living expenses. Government schemes for the girl child are focused on encouraging them to seek higher education and enhance their opportunities for improved livelihoods.

Quick Overview of the Scholarship

Here’s a concise summary of essential information regarding the Sudakshya for Girls Child Scholarship. Please verify your eligibility and ensure you apply before the application window closes.

Scholarship Name	Sudakshya for Girls Child Scholarship
Provider	Odisha Government and Skill Development & Technical Education Department
Beneficiary	ST/SC/SEBC/OBC/GENERAL Community students, ITC/ITI/Diploma and Polytechnic Courses
Benefits/Amount	Reimbursement of Hostel Fee and Admission, Reimbursable of uniform cost, & Maintenance Allowances
Year	2024-25
Application Mode	Online
Official Website	https://scholarship.odisha.gov.in/website/home
Minimum Age Requirement	14 years

What are the Advantages of this Child Education Plan?

The scholarship grants various financial benefits that help girls pursue technical education without making them bear any financial stress. This scheme provides the following benefits:

Reimbursement for the cost of admission and lodging.
Monthly maintenance allowances will be awarded to hosts at ₹1500/- and day scholars at ₹500/-.
The uniform's refundable cost is ₹3,000.
Maintenance Allowances: ₹1000/month for in-state apprenticeship training following ITI, and ₹1500/month for out-of-state training.
₹5,000 for one month's maintenance allowance following six months of employment outside the state.

Note 1: The student's bank account will receive a direct benefits transfer.

Note 2: Maintenance allowances will be disbursed every six months.

Note 3: Only differential amounts will be awarded to ST, SC, Children of BOC Workers, PwD, MCP, OBC, Minority, Merit, and other recipients of stipends or scholarships.

What is the Eligibility Criteria for this Scholarship?

To qualify for this scholarship, one must fulfill the below eligibility criteria:

The candidate must be an Odisha state resident.
The applicant must be over 14 years old.
The applicant must be a member of the EBC, ST, OBC, SEBC, or General category.
The applicant should be enrolled in a diploma, polytechnic, or information technology studies.

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Invest ₹8K/Month YOU GET ₹80 Lakhs^* For Your Child View Plans

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Standard T&C Apply *

People also read: Sukanya Samriddhi Yojana

Online Application Process

The scholarship authority has officially announced the deadline for the government schemes for girl child applications as October 5th, 2024. All students are required to visit the official website and complete the online application process before this date to ensure their eligibility. For this, a set of steps needs to be followed by the applicants:

First, go to the official website of the state scholarship portal.
Go to the top of the page and select the registration option.
After reading the information, select “I Agree” by checking the box.
Continue reading, check the box, and click the "Proceed" button.
After entering the Aadhaar number, choose Verify.
Enter the OTP and add any other information.
Choose the "Register" option and use the portal to log in.
Click the "Apply" button, then choose the scholarship program.
Complete the application that is displayed on the screen.
Add all pertinent information, then attach the files.
Examine the application, then send it in.
Finally, print the page for future use.

People also read: Sukanya Samriddhi Yojana Calculator

Documents Needed

The following documents will be needed for the completion of the girl scholarship application by the students. It ensures a smooth application process and fulfils all the criteria:

The student's Aadhaar card
Parent/ guardian's income proof certificate
Student's caste certificate
A duplicate bank account passbook, including the account number and the bank branch's IFSC code
A passport-sized photo of the student
Self-Application: The student's certificate with their college ID card
The final exam's mark sheet was successful.

Unique Triple Benefit

Future premiums paid by insurer on parent's death

Monthly income to fund child's education on parent's death

Lumpsum payout to family on parent's death

Returns

Return as of Apr 2024
12%-15%
8.2%
7.1%

Availability

Availability
Girl Child or Boy Child
Girl child only
Girl Child or Boy Child

Max Entry Age
Upto 18 years
Upto 10 years
No Age Limit

Flexibility

Invested Amount can be Withdrawn after
5 years
21 years
15 years

Conditions for Premature closure
Anytime after 5years
Extreme Compassionate Grounds
Serious Ailments or for education

Penalty on Premature Closure
No Penalty after 5 years
Returns reduced to Post Office Savings rate
1% reduction in interest rate

Max deposit amount in an year
No Limit
1.5 Lacs
1.5 Lacs

Documentation

Documentation Required for Withdrawal
Low
High
Low

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Conclusion

The Sudakshya for Girls Child Scholarship is a significant step towards encouraging young women in Odisha to continue their education, especially in technical fields. This initiative provides not only financial support but also the opportunity for girls to pursue career aspirations that would otherwise be out of reach. By availing of this scholarship, eligible students can move one step closer to a brighter future and a successful career.

FAQs

Is there any reservation in the number of scholarships available for different categories?

Yes, the scholarship scheme follows the reservation norms set by the government, ensuring fair representation for all eligible communities.
Can an applicant apply for this scholarship if they are already availing of another scholarship from a different government scheme?

Yes, but only the differential amount will be awarded to avoid overlap of benefits, meaning students will receive the balance after deducting other scholarship amounts.
Are there any specific performance requirements for continuing to receive the scholarship benefits?

Yes, students must maintain satisfactory academic progress and attendance as defined by the scholarship guidelines to continue receiving benefits.

†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.