What is the target objective of the Palanhar Scheme?

The goal of the Palanhar Scheme, through foster care and a cash subsidy, is to nurture the child in family care rather than in orphanages.

Who should be considered a guardian as defined by the scheme?

Any close relation or close relative of the family circle could act as the guardian. This means someone who understands how to handle the issue, such as a foster home.

What will be the subsidy provided for this scheme?

It differs from Rs 500 to Rs 2,500 depending on the child's age and category, and Rs 2000 is added as an annual stipulation for education.

Can the benefits of this plan also be availed if I have children with special abilities or any other special skills or aptitudes?

Yes. They can also use all its benefits; other criteria and conditions need to be satisfied.

What sort of documentation needs to be filled by an applicant?

A valid copy of Jan-Aadhaar/Bhamashah Card/Aadhar and an authenticated document of the pertinent study proof.

Rajasthan Government’s Palanhar Yojana for Orphan Children

To help the state's orphan children, the state government launched the Palanhar Yojana. Under the Palanhar Yojana, the family of the boys and girls' closest relatives or acquaintances in the community will make arrangements for their upbringing, schooling, and other needs instead of institutionalizing them as state orphans or children whose parents have passed away. The state will provide education, food, clothing, and other necessities in a family setting by placing an interested individual in foster care.

Investing in your child's future:A wise decision & a loving choice

Benefits of Investing In Child Plan

Waiver of Premium Benefit

Future Premiums are paid by the insurer upon death of policyholder

Flexible Payout Options

Your premiums help your child achieve their dreams through lump sum or regular payouts

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You get tax benefits under Section 80(C) and no tax on returns under Section 10 (10D)

Investment Flexibility

It offers the flexibility to invest at regular intervals or as a one-time contribution

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Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

Through this program, The Rajasthani government provides tailored care and protection for every boy and girl aged 0 to 18. A close family member or acquaintance makes arrangements for the care and upbringing of the boys and girls falling under this category. A guardian has been assigned to the boys and girls. The government offers monthly cash aid and guarantees the economic, social, and educational growth of boys and girls.

Advantages Of The Palanhar Scheme

The Palanhar Scheme provides money for children's basic needs and education so that they can grow up in a proper family environment with resources and care.

Orphan Category:
- For 0-6 years, the monthly allowance is Rs. 1500/-.
- Monthly payment for the 6–18 age group: Rs. 2,500.
Other Category:
- For children ages 0 to 6 Rs. 500/-per month.
- For the age range (6-18 years): Rs. 1000/- per month.
Rs. 2000/-per year for books, stationery, dresses, sweaters, shoes, etc.

Eligibility Criteria

Orphans and children whose parents face severe life challenges qualify for the program, but this must be within age limits and the income threshold under the child plan scheme.

An orphan boy/girl.
Children of parents who have received court-mandated death or life sentences.
Children of a pension-receiving widow (up to three children at a time).
Children of widowed moms who have remarried.
Children whose parents have HIV/AIDS.
Children whose parents have leprosy.
Children of related moms (no more than three children at once).
Children of parents with exceptional needs.
The annuity is given to the children of divorced or abandoned moms.
Offspring of parents with silicosis.
The youngster must be less than eighteen.
Children who are 18 years old and still enrolled in the 12th grade or below will receive an extra year of education (the benefit can be offered to the age of 19 years). After the child turns 19 or graduates from the 12th grade, the aforementioned benefit will no longer be paid.
The certification is that the guardian has lived in Rajasthan for more than three years or is a native of the state.
The annual income of a guardian family shall not exceed Rs. 1.20 lakhs.

People also read: Government Schemes for Girl Child

Online Application Process

The application can be made online very easily by visiting the e-Mitra site by registering with or signing in using the Jan-Aadhaar ID and uploading the documents to be used.

Candidates can use e-Mitra to apply online.
Press the "Login" button.
Current users can log in, and new applications can register.
New users can register using their Jan-Aadhaar ID, while existing users can continue processing using their SSOID.
Give the necessary information.
Provide the required paperwork.
Submit.

People also read: Sukanya Samriddhi Yojana

Required Documents

Important documents that include Jan-Aadhaar, Aadhar, and school certificates validate the child's eligibility for the benefits and streamline the processing process.

A copy of your Jan Aadhar or Bhamashah card.
Copy of an Aadhar card.
A copy of the marksheet or certificate for education qualifications.
Caste Category Certificate.

The Palanhar Scheme is one of the largest child plans in Rajasthan to support orphans and vulnerable children by providing them with a secure, family-based upbringing. Empowering guardians with financial assistance makes it a scheme that contributes to these children's overall well-being and growth so they lead fulfilling and supported lives. It reflects the government's commitment to its younger population, especially girls, through targeted support.

FAQs

What is the target objective of the Palanhar Scheme?

The goal of the Palanhar Scheme, through foster care and a cash subsidy, is to nurture the child in family care rather than in orphanages.
Who should be considered a guardian as defined by the scheme?

Any close relation or close relative of the family circle could act as the guardian. This means someone who understands how to handle the issue, such as a foster home.
What will be the subsidy provided for this scheme?

It differs from Rs 500 to Rs 2,500 depending on the child's age and category, and Rs 2000 is added as an annual stipulation for education.
Can the benefits of this plan also be availed if I have children with special abilities or any other special skills or aptitudes?

Yes. They can also use all its benefits; other criteria and conditions need to be satisfied.
What sort of documentation needs to be filled by an applicant?

A valid copy of Jan-Aadhaar/Bhamashah Card/Aadhar and an authenticated document of the pertinent study proof.

†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.