Incentives for Families with One or Two Daughters and Family Planning

The Puducherry government's Department of Women and Child Development introduced a financial support initiative called "Grant of Incentive to Families with One or Two Girl Children and Parents Who Have Understood Family Planning." This program aims to elevate the status of the girl child within families and educate parents on the importance of having daughters.

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Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

Under this scheme, ₹30,000 is deposited in the name of a single girl child, while ₹15,000 is allocated to each of two girl children. Upon reaching the age of eighteen, the girl child receives the maturity amount. This initiative is undoubtedly one of the most effective child support programs launched by the Puducherry government. Here’s everything you need to know about this scheme!

Incentive Grants for Families with One or Two Daughters Who Opted for Family Planning

The government of Pondicherry had launched this scheme as a big financial assistance to the families who are undergoing family planning. The scheme’s objectives are:

  • Creating awareness about the girl child.

  • Elevate the status of the girl child.

  • Provide financial aid to families with one or two girl children. 

The scheme not only helps families financially but also aims to change the status of girls in society, which makes it one of the best child plans offered by the government. 

Benefits of Incentives for Families with One or Two Daughters Who Chose Family Planning

The key advantages of this scheme are:

  • A financial aid of â‚ą30,000/- for parents of one girl child.

  • A financial aid of â‚ą15,000/- for parents of two girl children.

  • The funds are securely deposited in the name of the girl child/children.

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These key benefits enlist this among the best government Schemes for Girl Child. 

Eligibility for Incentives: Families with One or Two Daughters and Family Planning

To avail of the benefits of a scheme, the applicant must adhere to the eligibility criteria. Hence, the eligibility criteria of this scheme are;

  • Applicant’s parents should be citizens of India and any of them must be native of Pondicherry.

  • The annual income should not exceed â‚ą75,000/- per annum.

  • Marriage of the applicant must be registered.

  • Age of the parents must not be below 21 years (father) and 18 years (mother).

  • Parents should have only one/two girl children.

  • Either of the parents should have undergone family planning in hospital/private (registered). 

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Online Application Process

  • Go to the e-District Portal of the Government of Puducherry.

  • Click "Login" (top right), then select "Register a New Membership."

  • Fill in the registration form with your details (Username, Password, Personal Details, etc.), agree to the declaration, enter the Captcha, and click "Signup."

  • Log in with your username and password on the homepage.

  • View available schemes, listed department-wise.

  • Choose the scheme you want to apply for.

  • Fill in the application form with the required information and upload the necessary documents.

  • Submit the form after ticking the declaration. Note the application number for tracking. 

Unique Triple Benefit
  • Future premiums paid by insurer on parent's death
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Returns
  • Return as of Apr 2024
  • 12%-15%
  • 8.2%
  • 7.1%
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  • Availability
  • Girl Child or Boy Child
  • Girl child only
  • Girl Child or Boy Child
  • Max Entry Age
  • Upto 18 years
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  • Returns reduced to Post Office Savings rate
  • 1% reduction in interest rate
  • Max deposit amount in an year
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People also read: Sukanya Samriddhi Yojana

Offline Application Process 

  • Visit the Office/Sub-Office of the Department of Women and Child Development during office hours to collect the application form or print the form from the official website.  

  • Fill in the form, attach your passport-sized photo, and include all required documents (self-attested, if needed).  

  • Submit the completed form and documents to the Deputy Director (Women Development) or Child Development Project Officer at least 30 days before the marriage date.  

  • Request a receipt or acknowledgment with the submission date, time, and any applicable reference number. 

People also read: Sukanya Samriddhi Yojana Calculator

Documents Required For Process

Documents are a necessary part of the application process. So, while applying for this scheme, make sure to organize all these enlisted documents:

  • Certificate of Marriage Registration of parents

  • Income and Residence certificate from the Revenue Department

  • Certificate of Sterilization of either of the parents

  • Certificate of Age proof of parents

  • Certificate of Birth of Girl Child/Children

  • Copy of the family Ration Card

  • Photograph of the family

Conclusion

Grant of Incentive to the Family having One Girl/Two Girl Children and Parents who have undergone Family Planning is a great initiative by the Puducherry government to upgrade the status of girl child and provide strong financial support to their parents when it comes to family planning. This is one of the best government schemes for girl child, providing crucial financial aid and promoting a positive societal message. Along with this scheme, securing health insurance for your girl child is essential to ensure her well-being and safeguard her future. Health insurance provides financial protection during medical emergencies, ensuring access to quality healthcare when needed. Plan wisely for her overall growth and security.

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FAQs 

  • What is the processing time for this scheme?

    As per the government, the selection is generally periodical and depends on the availability of funds.
  • To whom should the application for this scheme be submitted?

    The applicant must apply to:
    • The Deputy Director (Women Development) 

    • Department of Women and Child Development, Puducherry.

    • The Child Development Project Officer, Karaikal

    • The Welfare Officer, Mahe/Yanam

  • What is the amount of assistance given under this scheme?

    The total amount of â‚ą. 30,000/- is deposited in the name of the girl.
  • Can the applicant check the status of their application?

    Yes. The applicant can track the status of their application through the official portal.

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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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