Can families with more than two girl children take advantage of this scheme?

No, the government has only made this scheme available for two female children and no male child.

Who can you contact for more information on the Chief Ministerâs Girl Child Protection Scheme II?

You can contact the District Social Welfare Officer or the Extension Officer if you need more information on the Chief Ministerâs Girl Child Protection Scheme II.

Are there any specific provisions under the Chief Ministerâs Girl Child Protection Scheme II for families with triplets or twins?

Regardless of whether the two female children are twins, triplets, or siblings born at different times, the program treats all families with two female children similarly.

Can the Chief Ministerâs Girl Child Protection Scheme II be availed by families of a disabled girl child?

There is nothing specifically mentioned in the Chief Ministerâs Girl Child Protection Scheme II for a disabled girl child.

How is the interest rate calculated under the Chief Ministerâs Girl Child Protection Scheme II?

The interest is computed for every girl child individually, using the set deposit rate by the Tamil Nadu Power Finance and Infrastructure Development Corporation Limited.

Chief Minister’s Girl Child Protection Scheme-II

The government periodically introduces initiatives to protect and empower girls. These schemes like the 2015 Sukanya Samriddhi Yoajana(SSY) also promote critical issues in society, like gender inequality, early marriage, and male child preference. In addition, it's an excellent method to support families monetarily and motivate them to help their female children pursue education, grow, and become independent.

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It offers the flexibility to invest at regular intervals or as a one-time contribution

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Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What is the Chief Minister’s Girl Child Protection Scheme II?

The Social Welfare and Women Empowerment Department, Government of Tamil Nadu, introduced the Chief Minister’s Girl Child Protection Scheme-I. The scheme’s objectives are:

Stop female infanticide
Raise the child-sex ratio
Discourage preference for male children
Encourage girl child education
Support small family values

Government schemes for the girl child are one of the best ways to support low-income families in educating their girls.

Benefits of Chief Minister’s Girl Child Protection Scheme II

This scheme's key objectives and advantages are the empowerment and education of girls. In addition, there are other benefits for the girl child and her family.

An FD or fixed deposit will be opened for two girl children of INR 25,000 each, and the receipt will be given to the family.
The FD will be renewed after a period of five years.
An annual incentive will be provided of INR 1800 from the sixth year of the FD.
The total amount, along with the accrued interest, will be given to the girl child when she turns 18. However, this amount is only given if she appears for her 10th exam.

This scheme also goes hand in hand with a child education plan and the overall objectives of the Beti Bachao Beti Padhao campaign as the amount can only be withdrawn once a girl child appears for her 10th examinations.

People also read: Sukanya Samriddhi Yojana

Eligibility Criteria of Chief Minister’s Girl Child Protection Scheme II

Here are the eligibility criteria for applying to the Chief Minister’s Girl Child Protection Scheme II:

This scheme is only applicable to two girl children in a family.
The family’s annual income must not exceed INR 72,000.
It is necessary that one of the parents has been sterilised before turning 40.
There should be only one female child and no male child. Also, the family must not adopt any male child in the future.
The grandparents/parents must be Tamil Nadu natives or stay here for no less than ten years when applying.
Girl children of Sri Lankan Tamil Refugees staying in the Refugee Camps in Tamil Nadu can also apply for this scheme.

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People also read: Sukanya Samriddhi Yojana Calculator

How to Apply to the Chief Minister’s Girl Child Protection Scheme II?

Interested family members can apply for this scheme by following the below-mentioned steps:

Collect all the necessary documents listed below before applying.
They must visit the nearest CSC - Common Service Center to complete the biometric verification.
Complete the application form by filling in all the mandatory details and uploading all the required documents.
The CSC will provide an acknowledgement receipt on successful submission of the application. Check for details, like unique identification number (if applicable) and date and time of application submission on the receipt.

If interested, parents must submit the application before their second girl child turns three.

Unique Triple Benefit

Future premiums paid by insurer on parent's death

Monthly income to fund child's education on parent's death

Lumpsum payout to family on parent's death

Returns

Return as of Apr 2024
12%-15%
8.2%
7.1%

Availability

Availability
Girl Child or Boy Child
Girl child only
Girl Child or Boy Child

Max Entry Age
Upto 18 years
Upto 10 years
No Age Limit

Flexibility

Invested Amount can be Withdrawn after
5 years
21 years
15 years

Conditions for Premature closure
Anytime after 5years
Extreme Compassionate Grounds
Serious Ailments or for education

Penalty on Premature Closure
No Penalty after 5 years
Returns reduced to Post Office Savings rate
1% reduction in interest rate

Max deposit amount in an year
No Limit
1.5 Lacs
1.5 Lacs

Documentation

Documentation Required for Withdrawal
Low
High
Low

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Documents Required for the Chief Minister’s Girl Child Protection Scheme II

Here are the documents you will be required to upload during the application submission:

A birth certificate issued by a Taluk office, corporation, or municipality office.
Age proof of parents - birth certificate, government doctor’s certificate or school certificate
Sterilisation certification issued by private or government hospitals
Income certificated by a Taluk office
A no male child certificate issued by a rural welfare officer, extension officer, or supervisor/ Taluk office of Chennai district
Residential certificate issued by Tahsildar
Community certificate issued by the revenue department

Conclusion

The Chief Minister's Girl Child Protection Scheme-II is an essential program to empower and protect female children for the future. The program not only safeguards the rights of young girls but also invests in the entire community's social and economic advancement by fostering equality, advancing education, and giving financial stability.

FAQs

Can families with more than two girl children take advantage of this scheme?

No, the government has only made this scheme available for two female children and no male child.
Who can you contact for more information on the Chief Minister’s Girl Child Protection Scheme II?

You can contact the District Social Welfare Officer or the Extension Officer if you need more information on the Chief Minister’s Girl Child Protection Scheme II.
Are there any specific provisions under the Chief Minister’s Girl Child Protection Scheme II for families with triplets or twins?

Regardless of whether the two female children are twins, triplets, or siblings born at different times, the program treats all families with two female children similarly.
Can the Chief Minister’s Girl Child Protection Scheme II be availed by families of a disabled girl child?

There is nothing specifically mentioned in the Chief Minister’s Girl Child Protection Scheme II for a disabled girl child.
How is the interest rate calculated under the Chief Minister’s Girl Child Protection Scheme II?

The interest is computed for every girl child individually, using the set deposit rate by the Tamil Nadu Power Finance and Infrastructure Development Corporation Limited.

†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.