Who is eligible for the benefits of the Beti Hai Anmol Yojana?

The scheme is available for daughters belonging to families categorized under the Below Poverty Line (BPL) in the state.

What benefits are provided to girls under the HP Beti Hai Anmol Yojana?

The scheme offers scholarships to girls from BPL families to support their higher education.

Can only girls from BPL families apply for the scheme?

Yes, the scholarship is exclusively for girls from families classified as BPL.

Is there any application fee for the Beti Hai Anmol Yojana?

No, the state government has not prescribed any application fee for this scheme.

Beti Hai Anmol Yojana

Beti Hai Anmol Yojana, launched by the Government of Himachal Pradesh, aims to empower daughters from Below Poverty Line (BPL) families by providing financial assistance through scholarships. This initiative encourages higher education and reduces financial barriers for girls, fostering their growth and development.

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Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What is Beti Hai Anmol Yojana?

Beti Hai Anmol Yojana is a welfare scheme launched by the Himachal Pradesh Government in July 2010. It aims to provide financial assistance to girl children from Below Poverty Line (BPL) families, up to a maximum of two girls per family.

Here's how the scheme works:

Financial Assistance: The government deposits Rs 21,000 per girl child in a post office or bank account.
Annual Scholarships: Scholarships ranging from Rs 450 to Rs 5000 are provided annually for books, dresses, and other educational expenses, from Class 1 to graduation.

Objectives of Beti Hai Anmol Yojana

The Beti Hai Anmol Yojana aims to:

Promote a positive attitude towards girl child birth.
Prevent child marriage.
Encourage girls' education.
Support income-generating activities for girls.
Empower girls to be self-reliant.
Provide financial assistance to girls in Himachal Pradesh.
Offer scholarships for girls' education.

Benefits of Beti Hai Anmol Yojana

Below are the benefits of Beti Hai Anmol Yojana:

One-time deposit: Rs. 21,000 at birth
School Scholarship:
- Rs. 450/- per year from Class 1 to 3
- Rs. 750/- in Class 4
- Rs. 900/- in Class 5
- Rs. 1050/- per year from Class 6 to 7
- Rs. 1200/- in Class 8
- Rs. 1500/- per year from Class 9 to 10
- Rs. 2250/- per year from Class 11 to 12
Higher Education Scholarship: Rs. 5000/- per year for undergraduate studies (B.A, B.Com, B.Sc etc.) and professional degrees (B.E, B.Tech, MBBS, LLB, B.Ed etc.)

Eligibility Criteria for Beti Hai Anmol Yojana

To be eligible for the Beti Hai Anmol Yojana, a girl must:

Be a permanent resident of Himachal Pradesh.
Belonging to a Below Poverty Line (BPL) family.
Be one of the first two daughters born in the BPL family.
Be born after July 5, 2010.
Not married before the age of 18.

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Application Process of Beti Hai Anmol Yojana

Online Application: Visit the official Himachal Pradesh E-District website (link might be provided by local authorities) and fill out the online application form for Beti Hai Anmol Yojana.
Anganwadi Worker: Submit the completed online application along with required documents (see below) to your nearest Anganwadi worker.
Account Opening: The Anganwadi worker will assist in opening a bank or post office account for the girl child.

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Future premiums paid by insurer on parent's death

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Returns

Return as of Apr 2024
12%-15%
8.2%
7.1%

Availability

Availability
Girl Child or Boy Child
Girl child only
Girl Child or Boy Child

Max Entry Age
Upto 18 years
Upto 10 years
No Age Limit

Flexibility

Invested Amount can be Withdrawn after
5 years
21 years
15 years

Conditions for Premature closure
Anytime after 5years
Extreme Compassionate Grounds
Serious Ailments or for education

Penalty on Premature Closure
No Penalty after 5 years
Returns reduced to Post Office Savings rate
1% reduction in interest rate

Max deposit amount in an year
No Limit
1.5 Lacs
1.5 Lacs

Documentation

Documentation Required for Withdrawal
Low
High
Low

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Documents Required for Beti Hai Anmol Yojana

Photocopy of Bonafide Himachali Certificate
BPL Certificate
Proof of Date of Birth
Letter from School Headmaster (if applicable)
Identity Proof

FAQs

Who is eligible for the benefits of the Beti Hai Anmol Yojana?

The scheme is available for daughters belonging to families categorized under the Below Poverty Line (BPL) in the state.
What benefits are provided to girls under the HP Beti Hai Anmol Yojana?

The scheme offers scholarships to girls from BPL families to support their higher education.
Can only girls from BPL families apply for the scheme?

Yes, the scholarship is exclusively for girls from families classified as BPL.
Is there any application fee for the Beti Hai Anmol Yojana?

No, the state government has not prescribed any application fee for this scheme.

†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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