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Who says insurance is a boring field offering plain vanilla policies like car, life, heath, etc.? Here’s a look at some of the wackiest, weirdest and peculiar insurance policies that people bought.
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Believe it or not, a London based insurance company has sold over 30,000 alien abduction insurance throughout Europe. Of course, you need to submit the proof of presence of alien in your vicinity.
Do you know Julia Roberts insured her killer smile for $30 million? Sports athletes and performers are upping the ante in valuation wars for the simple reason- body is their bread and butter.
Indeed, it is a very ‘tasty’ insurance that will cover your taste buds. Food critic Egon Ronay insured his taste buds for $393000.
Now I would call it a lovey-dovey insurance which ensures that you are not left out on a Valentine’s Day. The Valentine Insurance concept is the brainchild of insurers of Japan, where only women gift presents to men usually in the form of chocolates. Get enrolled for the service and you will receive a packet on Feb 14 containing chocolates and a personal message from the self proclaimed vivacious lady.
This policy was taken by Merv Hughes, an Australian cricket player, who insured his moustache against $3,70,000 insurance. I hope Nathulal has also bought this insurance, as his mustache was the inspiration behind the famous dialogue- “mooche ho toh nathulal jaise, varna na ho”.
If you think your partner could change his/her mind at last minute, resulting into wedding cancellation, then it is a must buy for you. While wedding insurance doesn’t protect against disaster after you say ‘I do’, it’s a good idea to protect your investment before tying the knot.
If your kid has a tendency of getting into pickles or just being with wrong people, then there is a policy to cover them against all nuisances. It pays for the bail if the insured is arrested or detained by the judicial authority of foreign country for breaking the law on foreign land, except in criminal cases. I am sure Salman Khan has a few of them!
Worried that your family may not be able to cough up the huge ransom money if you get kidnapped? Kidnapping insurance will come to your rescue which covers ransom payment, loss of income, medical care, travel and accommodation, rehabilitation cost and other expenses. Now, you can get kidnapped with peace of mind.
9. Pet Insurance
While it’s tough to see your small kitty or faithful pooch suffering, you can ensure that it is not a financial drain. Pet insurance takes care of veterinary cost if the pet becomes ill or is injured in an accident. It covers third party liability also.
Isn’t this an interesting list? You can get insured for almost anything under the sun. Well, don’t underestimate the power of insurance.
Do you have something unusual or bizarre thing to insure? We’re all ears!!!
Note: It is suggested to calculate the term plan premium on the term insurance premium calculator online tool by Policybazaar before buying.
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
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