Let's understand the online methods of downloading the LIC receipt online: 

What is an LIC Premium Receipt?

An LIC premium receipt is an official confirmation provided to policyholders after they pay for their LIC policy. It serves as proof of payment that the policyholder has made against their policy. The receipt helps policyholders keep track of their payments, avoid policy lapses, and manage their financial records efficiently. With the online availability of LIC premium receipts, users no longer need to visit branch offices or wait in queues. The process is quick, secure, and entirely free of hidden charges.

LIC Receipt Download Online Process

Here is a step-by-step guide to download the LIC premium receipt online: 

For non-registered customers, the first step is to create an account by providing details such as name, date of birth, registered email, mobile number, policy number, and installment premium.

Once registered, follow these steps to download the premium receipt:

Step 1: Visit the LIC Website:
Navigate to the official LIC website and click on the "Online Services" option.

Step 2: Login as a Registered User:
Enter your credentials to access the Welcome Page.

Step 3: Choose Receipt Type:
Select either:

• Consolidated Premium Paid Statement: Provides a statement of all premiums paid for multiple policies.

• Individual Policy Premium Paid Statement: Provides a statement for a specific policy.

Step 4: Select Policy Details:
Specify the financial year and policy number for individual receipts.

Step 5: Download or Print:
Choose to download the receipt in PDF format or print it directly.

LIC Receipt Download PDF by Policy Number

The process for LIC receipt download pdf by policy number is simple and user-friendly. By entering your policy number on the official LIC portal or app, you can quickly view, download, and save your premium receipt in PDF format for your records. Follow these steps to access and save your receipt:

Step 1: Visit the Official LIC Website

Step 2: Log In as a Registered User by entering your user credentials, including your user ID and password. If you are not registered, create an account by providing your policy number, date of birth, registered mobile number, and email ID.

Step 3: Once logged in, locate the "Online Services" tab and select the "Policy Premium Paid Statement" option.

Step 4: Provide your specific policy number in the designated field to retrieve the receipt for that policy.

Step 5: Choose the relevant financial year for which you want to download the premium receipt.

Step 6: After verifying the details, click on the "Download Receipt" button so that the LIC receipt download pdf can be saved. You can also print the receipt directly from this page.

Benefits of LIC Premium Receipt Download

Tracking LIC premium receipts offers key benefits: easy monitoring of payments, timely reminders to avoid penalties, and the convenience of downloading or printing receipts online, all without the need for office visits. Apart from these there are other benefits of downloading LIC premium receipts:

• Payment Tracking:An LIC premium receipt is proof that you've paid your insurance premium, which is essential for both personal records and claim processing.

• Convenience:Receipts are easily downloadable and printable, eliminating the need for physical visits to LIC offices.

• Tax purposes: Your LIC premium paid statement can be used for tax deduction claims, especially under sections like 80C.

• Claims: Whether for maturity benefits or death claims, a valid LIC payment receipt download or LIC policy receipt download simplifies documentation.

• Track Payment History: You can use your LIC payment receipt to monitor all past transactions, check upcoming dues, and manage your finances efficiently.

Methods to Pay LIC Premium

There are several convenient methods for making LIC premium payments, each offering flexibility to suit different preferences. Here's a breakdown of the available options:

1. Payment at Cash Counter

   You can visit the nearest LIC branch and make your LIC premium payment directly at the cash counter. After payment, you will receive an LIC payment receipt, which can be used for future reference. To download the LIC premium receipt later, you can access it through the LIC portal.

2. LIC Portal

   The official LIC portal also known as LIC e-services provides a seamless way to make online payments. Simply log in, enter your policy details, and make the payment. Once paid, you can instantly download LIC premium receipt in PDF format, allowing you to keep a digital copy of your LIC premium payment receipt for your records. The LIC portal can also be found in the official LIC Digital App. 

3. Through Whatsapp

   has made premium payments more convenient with its new WhatsApp-based service, eliminating the need to log in to portals. Now, users can pay their premiums directly by sending a “Hi” to the official LIC WhatsApp number, 8976862090. Once your policies are linked with your contact number, the chatbot will display the due policies, allowing you to secure payments via UPI, net banking, or cards. This method simplifies the process for those seeking LIC renewal premium receipt download without login or wanting to make an LIC premium payment online. Upon successful payment, the chatbot instantly sends the LIC payment receipt to your WhatsApp, making it easy to store or access later. 

4. Through Policybazaar

   Paying your LIC premium through Policybazaar is another seamless option offering flexibility and convenience. You just need to visit the Policybazaar LIC premium payment page, enter your policy number and date of birth, and follow the instructions. Whether on desktop or mobile, you can scan a QR code or receive a payment link via text or WhatsApp to proceed. After payment, the LIC premium payment receipt is sent to your registered email, allowing for easy LIC receipt download pdf anytime. 

   This platform supports users seeking LIC policy payment receipt, LIC premium payment receipt download, or a simplified method to handle LIC online payment receipt download. Whether you're renewing a term insurance plan or any other policy, Policybazaar helps you with LIC premium receipt download, offering a convenient way to access your LIC payment receipt.

5. Payment Through Alternate Channels

   LIC offers multiple alternate payment channels, such as Paytm and mobile wallets. After completing the payment, you can download the LIC payment receipt from the platform used. This is an easy way to manage your LIC premium receipt download without visiting a branch.

LIC Online Payment Channels

LIC offers several online payment channels for added convenience:

• Debit/Credit Card

• Net Banking

• Bill Junction and Bill Desk

• SMS Payment Portal

• AP ONLINE Payment

• MP ONLINE Payment

• ECS Facility

• Bank EBPP services (Citibank, HDFC Bank, Axis Bank, Federal Bank, etc.)

Why is Downloading LIC Premium Receipt Important?

• Easy tracking of paid and pending premiums.

• Transparent and secure payment processes.

• Hassle-free management of policy documentation.

Wrapping It Up

Managing your LIC payments and records has become easier with the availability of online services. With options like LIC receipt download, LIC premium receipt download without login, and access to LIC receipt download pdf, policyholders can handle everything without visiting a branch. These online tools help ensure timely payments, reduce paperwork, and provide secure access to your LIC online payment receipt, which you can download anytime.

LIC Resources

FAQs