LIC Jeevan Utsav Calculator

LIC Jeevan Utsav Calculator- An Overview

The Jeevan Utsav Calculator is a tool that helps potential policyholders understand the policy and determine the financial implications of their LIC Jeevan Utsav Policy. The LIC Jeevan Utsav Premium Calculator helps you plan your future finances by estimating premiums payable and calculating the maturity amount you will receive at the end of the policy term.

Key Features of the LIC Jeevan Utsav Calculator

• Premium Estimation:

  The calculator allows users to estimate the premium based on their chosen coverage, premium payment term, and other relevant factors.

• Sum Assured Calculation:

  Easily calculate the Basic Sum Assured, ensuring it aligns with your financial goals and family's needs.

• Guaranteed Additions Preview:

  Understand how guaranteed additions accumulate over the premium-paying term, providing insights into the policy's growth component.

• Survival Benefit Estimations:

  The calculator provides projections of Survival Benefits based on the chosen income benefit option – Regular or Flexi. Understand the potential steady income your policy can generate.

• Rider Customization:

  Explore the impact of including optional riders such as Accidental Death and Disability Rider, Accidental Benefit Rider, New Term Assurance Rider, New Critical Illness Rider, and Premium Waiver Benefit on your coverage and premiums.

• Premium Payment Flexibility:

  Evaluate premium payment flexibility by adjusting the premium payment term within 5 to 16 years.

How to Use the LIC Jeevan Utsav 871 Calculator?

Using the LIC Jeevan Utsav 871 Calculator is a simple process. Just follow the below steps to understand how the calculator is used:

• Step 1:

  Visit the official website of LIC and click “Calculate your Insurance Needs.”

• Step 2:

  Enter age, premium payment term, coverage preferences, and any optional riders.

• Step 3:

  Based on your input, view the estimated premium, Basic Sum Assured, guaranteed additions, and potential benefits.

• Step 4:

  Adjust the parameters to explore different scenarios and find a policy structure that best aligns with your financial goals.

• Step 5:

  While the calculator offers valuable insights, consider consulting with LIC's expert advisors to receive personalized guidance based on your unique financial situation.

**To check the premiums of your Term Insurance Policies, you can visit the Policybazaar’s Term Insurance Calculator.

Benefits of Using the LIC Jeevan Utsav Calculator

Below-mentioned are some benefits of using the Jeevan Utsav LIC Plan Calculator. Have a look:

• Clarity in Decision-Making: Understand the financial commitment and benefits of the LIC Jeevan Utsav policy.

• Customization: You can tailor the policy to meet your specific needs by adjusting coverage, premium payment terms, and riders.

• Real-Time Insights: Receive instant calculations, allowing you to make informed decisions without delay.

• Empowerment: The calculator empowers you with the knowledge to choose a policy that aligns with your long-term financial objectives.

Wrapping It Up:

The LIC Jeevan Utsav Calculator is a useful tool in the journey towards financial security. Use this tool to understand the complexities of the LIC Jeevan Utsav policy, paving the way for a secure and well-planned financial future. Remember, for more accurate results, be sure to input precise details into the calculator to enhance the reliability of the estimates.

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