LIC Jeevan Sneha 128 Maturity Calculator

The LIC of India introduced the LIC Jeevan Sneha policy to offer regular financial benefits to women during the policy term. However, the plan has now been withdrawn and can no longer be purchased. If you are looking for similar benefits, there are several new money back plans in LIC’s portfolio. For anyone looking to estimate premiums for these plans before purchase, they can use the LIC online calculators. 

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What is the LIC Jeevan Sneha 128 Maturity Calculator?

It is an online tool offered by LIC that allows users to calculate the premiums against the maturity benefit required by them. The tool is meant to help insurance buyers plan their financial futures in a way that best suits their needs along with the budget.

Based on the premiums calculated by the tool, users can increase or decrease the coverage under the LIC Jeevan Sneha policy. Essentially, this tool makes financial decision making faster and allows women policyholders to align their marriage, education etc. with the survival and maturity payouts.

Key Features of the LIC Jeevan Sneha 128 Maturity Calculator

  • Any LIC premium & maturity calculator takes into account the following factors to give you accurate estimate of the benefits and premiums -

    Factors Taken Into Consideration

    1. Your Age - Age is directly related to the premium amount. As you grow older, the risk of insuring you increases and therefore, LIC charges higher premiums. Only women in the age group of 18 to 50 years can buy LIC Jeevan Sneha for themselves.

    2. Sum Assured - You have to decide how much money you will need to pay for different milestones in your life. Based on this amount you can decide the sum assured out of LIC’s Jeevan Sneha cover. The sum assured has to be in the range of Rs. 50,000 to Rs. 5 Lakhs.

    3. Policy Term - This is the duration for which the life cover remains active. The survival benefits are paid to you only within this period and not after. At maturity, you will receive a maturity benefit as per the sum assured. You can calculate the benefits using the LIC Jeevan Sneha 128 maturity calculator for a maximum policy term of 20 years.

  • It calculates premiums on a yearly basis and displays results both with and without taxes.

  • Policyholders can change the sum assured and the policy term multiple times to get to a suitable coverage.

What are the benefits of the LIC Jeevan Sneha 128 Maturity Calculator?

  • It acts as direct channel between the policyholder and the insurer, thereby eliminating misscommunication or misselling by third-party agents.

  • The results are prompt and saves a lot of time.

  • The policyholder can use the tool from the comfort of their homes.

  • It allows users to compare the premiums charged against different coverage options.

  • The results offered are unique to the needs of each user.

Summing Up!

LIC Jeevan Sneha 128 was a money back insurance plan for women. It came with guaranteed additions and loyalty additions along with the base cover benefits on death and maturity. Policyholders also had the option to encash a percentage of the sum assured as survival benefits. The LIC Jeevan Sneha 128 maturity calculator helps you calculate premiums charged against all the benefits prior to purchase.


*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
++Returns are 10 years returns of Nifty 100 Index benchmark
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

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