How to Check LIC Policy Status, Details, Statement via Online/SMS/Call
Checking your LIC policy status regularly is as crucial as buying the policy. In today’s busy life, it’s easy to miss premium payments and even overlook the grace period. To prevent this, regularly monitor your life insurance policy and stay updated on upcoming premiums.
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Previously, you had to visit the LIC branch office or contact an agent to check your policy status. Now, the insurer’s online platform offers a range of services, making it easy to check your policy status with just a click. LIC also provides mobile services to check your policy or premium payment status. Ensure you have your LIC policy number ready when calling customer care or checking online.
How To Check LIC Policy Status?
Keeping track of your (Life Insurance Corporation) LIC policy status is crucial for effective financial planning and ensuring that your policy benefits are intact. LIC offers several convenient methods to check your policy status, catering to various preferences and technological comfort levels. Here’s how you can easily access your LIC policy details:
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Check LIC Policy Status Online (For Registered User)
You can check details of your LIC policy including details of the LIC premium payment online, accrued bonuses, group schemes, etc. by simply logging on to the official website of LIC India with your LIC login credentials. The steps below will explain how to track your LIC policy status if you have registered yourself on the LIC website:
Step 1: Go to the official website of Life Insurance Corporation of India (LIC)
Step 2: Click on the "Customer Services" tab on the homepage.
Step 3: Select "LIC Policy Status" under the "Customer Services" tab.
Step 4: You will be redirected to a new page where you have to log in using your username and password.
Step 5: Once you are logged in, you can check your LIC policy details by policy number and the current status of your policy. If you have more than one policy and it is not listed in the list, then you have the option to add your LIC of India policy by making use of the 'Enroll Policy' option in the LIC's e-Services Tools section.
Step 6: Now, you can check LIC policy details by policy number simply by clicking on the policy number in the list. The policy details namely policy name, policy term, table number, next premium due date, sum assured, etc. will be displayed.
*Note: If you do not have an account, you can register for one on the website.
How To Check LIC Policy Status For A New User?
Here is how you can register yourself on LIC’s website as a new/unregistered user to check your LIC policy details:
Step 1: Visit the official page of LIC and click on the ‘Customer Portal’ under the ‘log in’ drop down menu
Step 2: Click on the ‘Don’t have an account? Sign-up’ button and fill in the required details
Step 3: Enter your policy number, DOB, instalment amount, gender, email, and mobile number
Step 4: Click on proceed, and click on the verification link sent via SMS or email
Step 5: Verify email and mobile number to register and enter a suitable password to complete the process of LIC policy details check registration
NOTE: Make sure to check LIC policy status frequently, as the incorrect LIC policy details will get automatically deleted after 5 days.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
What Are The Documents Required to Check LIC Policy Details for a New User?
Policy Number: There must be a valid LIC policy in your name
Installment Premium: This is the paid premiums without any service tax that is required to be entered.
Date of Birth: The DOB must be in DD/MM/YYYY format
Mobile Number: The insured must enter a valid mobile number to get alerts like LIC premium payment alert, policy maturity alert, premium due, etc.
Email ID: The insured must enter an active email ID.
Points to Keep in Mind About the LIC Policy Status Check
Here is a list of points to remember about the LIC policy status check:
The validation of all the policies will be completed after the completion of necessary checks with the agenda of your policy.
The enrolment process is necessary to assist authorized access to specific functionalities provided by the LIC like a request to change the address.
All policies in ordinary life are based on annual premium payments in advance. However, installment premiums may be made monthly, quarterly, or half-annually at a slight additional charge.
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How to Check the LIC Policy Details Without Registration?
You can check LIC policy status details without registration through any of the following steps
Send SMS to Check LIC Policy Status:
You can avail of all the LIC policy details simply by sending an SMS to 56767877.
Types of Enquiry
Description
SMS Code
To Know About Installment Premium
All the policies in life are dependent on advance annual premium payments. But installment premiums can be half-yearly, quarterly, or monthly.
Type ASKLIC<Policy Number>PREMIUM and send it to 56767877
To Know About the Bonus Amount
The sum accumulated out of the bonus as of today.
Type ASKLIC<Policy Number> BONUS and send to 56767877
To Enquire About Revival Amount
Revival means to bring it back to life. If your policy lapses, you can revive your policy at any time within a duration of 5 years.
Type ASKLIC<Policy Number>REVIVAL and sent it to 56767877
To Check the Amount of Loan Available
The sum that you can avail from your policy in the form of a loan
Type ASKLIC<Policy Number>LOAN and send to 56767877
To Check the Status of Nomination Details
You can know about the details of the nominations
Type ASKLIC<Policy Number>NOM and send it to 56767877
Check LIC Pension Policy Status via SMS:
You can check the status of your LIC Pension Policy via SMS.
Types of Enquiry
Description
SMS Code
To Know About IPP Policy Status
IPP Policy Status is the Individual Policy Plan Status.
Type ASKLIC<Policy Number>STAT and send it to 56767877
To Check the Existence Certificate Due
An existence Certificate is a document that certifies the existence of an individual.
Type ASKLIC<Policy Number>ECDUE and send to 56767877
To Get to the Last Annuity Released Date
The date when the annuitant releases the payments from an annuity.
Type ASKLIC<Policy Number>ANNPD and send it to 56767877
To Enquire About the Annuity Amount
The annuity amount is the sum that is paid in series at equal intervals.
Type ASKLIC<Policy Number>AMOUNT and send to 56767877
To Avail of the Cheque Return Information
Cheque return in case of insufficient funds in the drawer’s account.
Type ASKLIC<Policy Number>CHQRET and send to 56767877
How To Check LIC Policy Status Via Call Centre?
You can check the LIC policy status via the call center by using the company’s IVRS system. The Integrated Voice Response System, i.e. IVRS is made available 24x7, in almost all cities. Any buyer can get hold of LIC India IVRS by simply dialing UAN, i.e. Universal Access Number 1251.
To make local calls from a BSNL or MTNL number, you just have to dial 1251, and users making calls using other than MTNL or BSNL numbers can get access to IVRS by calling the IVRS center number of the respective city followed by 1251. You can also get hold of the regional or zonal offices of LIC to check LIC policy status details of all kinds of policies. The regional offices are classified into eight zones: Northern Zone, Southern Zone, Western Zone, Eastern Zone, Central Zone, North Central Zone, South Central Zone, West Central Zone, East Central Zone, and West Central Zone.
You can also check your policy details/status by calling the toll free customer care number of LIC - 1800 33 4433.
You can know about the LIC customer care contact numbers for all the voice support centers that come under the aforementioned LIC zones.
What are the Benefits of Regular LIC Policy Status Check?
People often forget to check their LIC policy status as most often don't even know how to check LIC policy details by policy number online. A LIC policy is a shield against contingencies, but it is paramount to keep a regular tab on the status of your policy to ensure that it provides optimum returns.
Here is a list of benefits of regular LIC policy status checks online:
To know the policy details: Checking the LIC policy status will help you know the details of your policy such as the premium due date, policy maturity date, policy term, and sum assured. This information will help you plan your finances accordingly and ensure that you do not miss any premium payments.
To avoid policy lapse: If you miss paying your premium on time, your policy can lapse, which means you will lose all the benefits associated with it. Checking your LIC policy details by policy number will help you stay informed about the premium due date and ensure that you do not miss any payments.
To make changes to the policy: If you want to make any changes to your policy, such as increasing the sum assured or changing the policy term, you need to be aware of the current LIC policy status. Checking the policy status will help you understand the current status of your policy and make informed decisions regarding any changes you want to make.
To stay updated on policy performance: Checking the LIC policy details by policy number will help you track the performance of your policy, such as the returns generated by the policy and the bonuses earned. This information will help you assess the effectiveness of your investment and take appropriate action if required.
Therefore, a timely LIC policy status check is essential to ensure that no premiums are missed, avoid policy lapse, make informed decisions regarding any changes you want to make to your policy, and stay updated on the policy's performance.
It is pivotal to get a complete understanding of different methods through which you can check LIC policy status.
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in