What are Telangana Government Schemes?

Telangana Government Schemes are various initiatives launched by the Telangana state government to support the welfare and development of its citizens, such as scholarships, financial aid, and empowerment programs.

Who is eligible for the Chief Minister's Overseas Scholarship Scheme for Minorities?

Students from minority communities, who are pursuing postgraduate or doctoral studies abroad, are eligible for the Chief Minister's Overseas Scholarship Scheme for Minorities.

How much financial assistance does the Mahatma Jyothiba Phule Overseas Vidya Nidhi offer?

The Mahatma Jyothiba Phule Overseas Vidya Nidhi provides up to â¹20 Lakhs for tuition fees, living expenses, and travel for BC and EBC students going abroad for postgraduate studies.

What is the purpose of the Kalyana Lakshmi Pathakam?

The Kalyana Lakshmi Pathakam provides one-time financial assistance for the marriage of economically disadvantaged girls from SC, ST, BC, and EBC communities in Telangana.

Telangana Government Schemes

The Telangana government provides several schemes to support its people. These schemes focus on areas like agriculture, education, healthcare, and housing. The government aims to help farmers, women, and those in need by offering financial aid and social support. The goal is to improve lives and promote overall development in the state.

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What are the Telangana Government Schemes?

The Telangana government has launched several welfare schemes to uplift various sections of society, focusing on agriculture, healthcare, education, and social welfare. These initiatives aim to enhance the quality of life, provide financial assistance, and promote overall development. Key programs like Rythu Bandhu for farmers, KCR Kit for maternal healthcare, and various scholarships for students showcase the state’s commitment to supporting its people across multiple sectors.

List of Telangana Government Schemes

The following table gives a brief overview of the key Telangana Government Schemes:

Scheme Name	Key Features	Eligibility Criteria	Documents Required
Chief Minister's Overseas Scholarship Scheme for Minorities	- Financial Assistance: Up to ₹20 Lakhs (2 installments). - Educational Loan: Available. - Research/Teaching Assistantship: Optional. - Travel Support: One-way ticket. - Eligible Countries: USA, UK, Australia, Canada, etc.	- Minority students. - Postgraduate/Doctoral studies abroad. - Admission to foreign universities.	Caste Certificate, Income Certificate, Aadhaar, Passport, Marksheets, Test Scores (GRE/GMAT/TOEFL/IELTS), Admission Letter.
Mahatma Jyothiba Phule Overseas Vidya Nidhi	- Financial Assistance: ₹20 Lakhs in 2 installments. - Educational Loan: ₹10 Lakhs from banks. - Travel Support: One-way ticket and visa fee reimbursement. - Eligible Countries: USA, UK, Canada, Australia, etc.	- BC/EBC students. - Age <35. - Family income ≤ ₹5 Lakhs. - Valid admission to foreign universities.	Caste Certificate, Income Certificate, Marksheets, Test Scores, Admission Letter, Passport, Bank Passbook, Birth Certificate.
Kalyana Lakshmi Pathakam	- Financial Aid: ₹1,00,116 (SC/ST/BC/EBC) or ₹1,25,145 (disabled girls). - Age: 18 years+ - One-time assistance for marriage. - Empowerment focus: Education completion.	- Telangana resident. - SC/ST/BC/EBC communities. - Family income ≤ ₹2 Lakhs (urban), ₹1.5 Lakhs (rural).	Bride’s Photo, Age Proof, Marriage Certificate, Aadhaar Copies, Income and Caste Certificates, Bank Passbook.
Dalit Bandhu	- Financial Assistance: ₹10 Lakhs for business startup. - No loans/collateral required. - Focus on economic self-reliance.	- SC families. - Age: 25-50 years. - Family income ≤ ₹2.5 Lakhs. - At least 10th-grade education.	Caste Certificate, Income Certificate, Land/Property Proof, Bank Passbook, ID Proof.
Shaadi Mubarak Scheme	- Financial Aid: ₹1,00,116 for minority girls, ₹1,25,145 for disabled. - One-time assistance at marriage.	- Minority girls. - Age 18+, unmarried. - Family income ≤ ₹2 Lakhs.	Aadhaar Cards (bride, groom, mother), Bank Passbook, Wedding Card, Photographs, Age Proof, Community Certificate.

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Details of Telangana Government Schemes

Chief Minister's Overseas Scholarship Scheme for Minorities

The Chief Minister's Overseas Scholarship Scheme for Minorities by the Government of Telangana, launched in 2015-16, provides financial assistance to minority students pursuing postgraduate or doctoral studies at foreign universities. The scheme covers up to ₹20 Lakhs for tuition fees, living expenses, and travel, supporting 500 students annually to further their academic and professional careers abroad.

Key Features:
- Financial Assistance: Up to ₹20 Lakhs is offered in two installments for tuition fees and living expenses, with ₹10 Lakhs paid upon visa approval and ₹10 Lakhs after the 1st-semester results.
- Educational Loan: Awardees are eligible for education loans from nationalized banks at prevailing rates of interest to cover additional expenses.
- Research/Teaching Assistantship: Students can supplement their assistance by taking up research or teaching assistant roles.
- Travel Support: A one-way ticket fare is provided to successful candidates for their journey abroad.
- Eligible Countries: The scholarship is available for studies in top foreign destinations like the USA, UK, Australia, Canada, Germany, New Zealand, Japan, France, South Korea, and Singapore.
Mahatma Jyothiba Phule Overseas Vidya Nidhi for BC and EBC Students

The Mahatma Jyothiba Phule Overseas Vidya Nidhi scheme, launched by the Backward Classes Welfare Department of Telangana, provides financial support to meritorious students from Backward Classes (BC) and Economically Backward Classes (EBC) to pursue postgraduate studies abroad. The scheme assists 300 students annually, aiming to empower underprivileged students to access global educational opportunities.

Key Features:
- Financial Assistance: A total of ₹20 Lakhs is granted in two installments – ₹10 Lakhs upon obtaining a visa and ₹10 Lakhs upon the completion of the first semester.
- Additional Support: Eligible students can avail of a ₹10 Lakhs educational loan from nationalized banks at prevailing interest rates and can supplement their funding through research/teaching assistantships.
- Travel and Visa Support: A one-way, lower-fare economy class ticket and reimbursement of visa fees are provided upon production of valid visa and admission documents.
- Eligible Countries: The scheme supports higher education in the USA, UK, Australia, Canada, Singapore, Germany, New Zealand, Japan, France, and South Korea.
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Kalyana Lakshmi Pathakam

The Kalyana Lakshmi Pathakam, launched by the Government of Telangana on October 2, 2014, provides financial assistance to economically disadvantaged girls from the SC, ST, BC, and EBC communities at the time of their marriage. It is intended to support families with a one-time financial aid to facilitate a smooth wedding process and encourage girls to complete their education before marriage.

Key Features:
- Financial Assistance: A one-time financial aid of ₹1,00,116 is provided to SC/ST/BC/EBC girls at the time of marriage. A higher amount of ₹1,25,145 is granted to parents of disabled girls, irrespective of caste.
- Income Limits: The scheme is available for families with an income limit of ₹2,00,000 per annum for SC/ST families, and ₹2,00,000 for BC/EBC families in urban areas, and ₹1,50,000 in rural areas.
- One-Time Benefit: This assistance is one-time only, granted once in a lifetime for each girl.
- Empowerment Focus: The scheme encourages girl education by linking the benefit to girls who have reached the age of 18 and aims to increase women empowerment and reduce early marriages.
Dalit Bandhu

The Dalit Bandhu Scheme is a unique initiative launched by the Telangana government to uplift Scheduled Caste (SC) families by providing financial assistance of Rs. 10 lakhs. The scheme promotes self-reliance and economic development by enabling SC families to start their businesses without relying on bank loans.

Key Features:
- Objectives: The scheme aims to uplift SC families by reducing poverty, encouraging business ownership, and promoting inclusive economic growth.
- Key Features: Each SC family receives Rs. 10 lakhs as direct financial assistance to start a business, with no requirement for loans or collateral.
- Eligibility Criteria: Applicants must be SC residents of Telangana with an annual income below Rs. 2.5 lakh, owning limited land/property, without prior government subsidies, aged 25-50, and having at least a 10th-grade education.
- Exclusions: Non-SC families, individuals earning above Rs. 2.5 lakh, those with government loans, large property owners, and professionals with degrees are not eligible.
Shaadi Mubarak Scheme

The Telangana government launched the Shaadi Mubarak Scheme on October 2, 2014, to prevent child marriages and support financially distressed minority families by providing one-time financial assistance for the marriage of minority community girls.

Key Features:
- Financial Assistance: The government provides ₹1,00,116 for minority girls and ₹1,25,145 for disabled minority girls, credited to the mother's bank account at the time of marriage.
- Eligibility: The applicant must be a minority community girl, a resident of Telangana, unmarried, at least 18 years old, and from a family with an annual income not exceeding ₹2,00,000.
- Application Process: Applicants must apply online through the Telangana ePass website under the "Kalyana Lakshmi Shaadi Mubarak" section by filling out the registration form and submitting the required documents.

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Conclusion

Telangana Government offers a wide range of schemes aimed at enhancing welfare, education, healthcare, and economic growth. These initiatives focus on supporting farmers, students, women, and the underprivileged. By providing financial aid, subsidies, and skill development opportunities, the government strives to uplift the state’s development while ensuring social justice. Staying updated on these schemes can help residents leverage available benefits for personal and community growth.

FAQs

What are Telangana Government Schemes?

Telangana Government Schemes are various initiatives launched by the Telangana state government to support the welfare and development of its citizens, such as scholarships, financial aid, and empowerment programs.
Who is eligible for the Chief Minister's Overseas Scholarship Scheme for Minorities?

Students from minority communities, who are pursuing postgraduate or doctoral studies abroad, are eligible for the Chief Minister's Overseas Scholarship Scheme for Minorities.
How much financial assistance does the Mahatma Jyothiba Phule Overseas Vidya Nidhi offer?

The Mahatma Jyothiba Phule Overseas Vidya Nidhi provides up to ₹20 Lakhs for tuition fees, living expenses, and travel for BC and EBC students going abroad for postgraduate studies.
What is the purpose of the Kalyana Lakshmi Pathakam?

The Kalyana Lakshmi Pathakam provides one-time financial assistance for the marriage of economically disadvantaged girls from SC, ST, BC, and EBC communities in Telangana.

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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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