Government Schemes for Women

Women's empowerment is a critical pillar of societal progress and economic development. Recognizing this, the Indian government has implemented multiple schemes specifically designed to uplift and empower women across various aspects of their lives. These initiatives address diverse needs, from education and health to economic independence and safety. By providing access to resources, opportunities, and support systems, these schemes aim to enable women to realize their full potential and contribute meaningfully to the nation's growth.

Read more
kapil-sharma
Bajaj allianz life insurance
loading...
ICICI Prudential Life Insurance Company
loading...
tata aia life insurance
loading...
Investment Plans
  • money
    Generate wealth Earn 1 Cr# in maturity with Zero LTCG tax
  • tax
    Double tax savings^ On premiums (under 80C) and on maturity (under 10(10D))
  • compare
    Compare & Choose 30+ Plans and 150+ Fund options
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold

Top performing plans˜ with High Returns**

Invest ₹10K/month & Get ₹1 Crore# Tax-Free*

+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

Government Schemes for Women's Empowerment in India

Here's a list of government schemes designed to empower women:

  • Pradhan Mantri Matru Vandana Yojana (PMMVY): Provides maternity benefits to pregnant and lactating mothers. It offers cash incentives to help women meet their nutritional needs during pregnancy and lactation.

  • Mahila E-Haat: An online platform for women to sell their products directly to consumers. It provides a market for women entrepreneurs and promotes their economic independence.

  • Stand-Up India Mission: Facilitates loans between â‚ą10 lakh and â‚ą1 crore for SC, ST, and women entrepreneurs to set up greenfield enterprises.

  • Working Women Hostels: Provides safe and affordable accommodation for working women in urban areas. This helps women migrate to cities for work opportunities.

  • Support to Training and Employment Programme for Women (STEP): Provides skill development training for women to enhance their employability. The focus is traditional and non-traditional skills.

  • Mission Indradhanush: Focuses on full immunization of pregnant women and children against preventable diseases. This improves maternal and child health outcomes.

  • Betibachao Betipadhao: Aims to address the declining child sex ratio and promote girls' education. It focuses on changing societal attitudes towards girls and ensuring their access to education.

  • Mahila Samman Savings Certificate (MSSC): A savings scheme with attractive interest rates for women. It encourages women to save and provides financial security.

  • Drone Didi Scheme: Trains women in SHGs to become drone pilots for various economic activities, such as agricultural surveys, delivery of medicines and goods, and surveillance.

  • National Rural Livelihood Mission (NRLM) - Aajeevika: Empowers women through SHGs and microfinance. It provides access to credit, training, and market linkages.

  • Pradhan Mantri Awas Yojana (PMAY): Aims to provide affordable housing to all. Prioritizing housing ownership for women empowers them and provides a sense of security.

  • Sukanya Samriddhi Yojana (SSY): A small savings scheme for the girl child, encouraging education and marriage expenses. Parents can open an account in their daughter's name before she turns 10. The scheme offers a high interest rate and tax benefits.

  • Rashtriya Mahila Kosh (RMK): Provides microfinance to women entrepreneurs through NGOs and other intermediaries. RMK aims to provide easy and affordable credit to women.

  • Women's Helpline (181): A 24/7 helpline for women in distress. It provides information, support, and rescue services to women facing violence or other emergencies.

  • Janani Suraksha Yojana (JSY): A cash assistance scheme for pregnant women for institutional deliveries. It aims to reduce maternal and infant mortality rates.

  • Mudra Yojana: Provides collateral-free loans to small business owners, with a focus on women entrepreneurs. Loans are categorized as Shishu (up to â‚ą50,000), Kishor (â‚ą50,001 to â‚ą5 lakh), and Tarun (â‚ą5 lakh to â‚ą10 lakh).

  • TREAD Scheme: Supports women entrepreneurs through training and financial assistance. It provides grants to NGOs and other organizations that work with women entrepreneurs.

  • Lakhpati Didi Scheme: Aims to empower women in Self-Help Groups (SHGs) to earn over Rs. 1 lakh annually. This is achieved through skill development, financial assistance, and market linkages.

  • Ujjwala Yojana: Provides free LPG connections to women from Below Poverty Line (BPL) families. This aims to reduce indoor air pollution and improve women's health.

  • Mahila Shakti Kendras (MSKs): Provide support for skill development, digital literacy, and employment. MSKs act as a one-stop center for women's empowerment at the district level.

  • NIRBHAYA Fund: Dedicated to projects related to women's safety and security. The fund supports initiatives aimed at preventing and responding to violence against women.

People also read: Government Schemes for Girl Child

What is the Importance of Women's Empowerment in India?

Historically, Indian women held positions of influence. However, societal changes led to a decline in their status. Empowering women is crucial for several reasons:

  • Economic Growth: Women constitute half the population and their participation significantly boosts the economy.

  • Education: Educated women are agents of change, uplifting families and communities.

  • Poverty Reduction: Increased household income through women's employment helps alleviate poverty.

  • Social Justice: Empowering women to combat patriarchy and promote equality.

  • Better Health: Women's knowledge of healthcare practices contributes to better family health outcomes.

People also read: Child Education Plan

Conclusion

Women's empowerment is important for India's progress. These government schemes provide great support, enabling women to achieve their full potential and contribute to a more equitable and prosperous society. It's essential for aspiring women to be aware of these schemes and utilize them to build a brighter future.

FAQs

  • Are there specific schemes for women entrepreneurs?

    Yes, various schemes such as Mudra Loans, Mahila Udyam Nidhi Scheme, Women Entrepreneurship Platform, Stand-Up India, Udyogini, and Mahila Shakti Kendra offer dedicated support and financial assistance to women entrepreneurs.
  • What are the women empowerment schemes in India?

    Women empowerment schemes in India are government-led initiatives designed to support and uplift women. This blog covers several such schemes for your reference.
  • Who is eligible for Women Empowerment Schemes?

    These schemes primarily benefit women from economically weaker and disadvantaged backgrounds. Women from rural areas with limited access to opportunities can also avail of these schemes to achieve financial independence.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Past 10 Years' annualised returns as on 01-03-2025

^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

Invest More Get More!
You Get
₹1 Crores*
You Invest
₹10K/month
You Get
₹80 Lakhs*
You Invest
₹8K/month
You Get
₹50 Lakhs*
You Invest
₹5K/month
Investment Calculator
  • One time
  • Monthly
/ Year
Sensex has given 10% return from 2010 - 2020
You invest
You get
View plans

Investment plans articles

Recent Articles
Popular Articles
Bank of India PPF Account

28 Mar 2025

A Public Provident Fund (PPF) account with the Bank of India is
Read more
Central Government Schemes

27 Mar 2025

The Indian government, both pre and post-independence, has
Read more
SWAYAM Scheme Odisha Government

27 Mar 2025

The Swatantra Yuva Udyami Scheme (SWAYAM), launched by the
Read more
Government Loan Scheme

26 Mar 2025

Government loan schemes in India are important tools for
Read more
Madhya Pradesh Government Schemes

26 Mar 2025

Madhya Pradesh, the "Heart of India," is a state rich in culture
Read more
20 Best Investment Options in India in 2025
  • 04 Apr 2014
  • 1890345
In India, there are many safe and reliable options to grow your money with minimal risk. Whether you are new to
Read more
Post Office Senior Citizen Savings Scheme (SCSS) 2025
  • 13 Feb 2020
  • 121496
The Post Office Senior Citizen Savings Scheme (SCSS) is a popular investment option for senior citizens looking
Read more
17 Short Term Investment Options in 2025
  • 10 Feb 2014
  • 564142
Short term investments are financial assets that can be easily converted to cash within a short period, ranging
Read more
Best Saving Plans in India 2025
  • 30 Jan 2019
  • 176978
Saving money is an important step towards achieving financial independence and security. Whether you're looking
Read more
Government Schemes to Invest in India in the Year 2025
  • 23 Dec 2021
  • 20964
Government schemes offer secure returns, tax benefits, and long-term growth. In 2025, top schemes like PPF, SSY
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL