12 Top Assam Government Schemes You Should Know

Assam Government Schemes

The Assam Government runs several schemes to support the state's growth and welfare. These schemes focus on areas like education, healthcare, infrastructure, agriculture, and social security. Recently, new programs have been introduced, and existing ones are improved to meet the needs of different communities. These schemes aim to help people by offering financial support, skill development, and aid to farmers, ensuring overall progress and empowerment in Assam.

What are the Assam Government Schemes?

The Assam government has launched many schemes to help the state's growth. These programs focus on areas like education, healthcare, farming, jobs, and social welfare. They provide financial help, skill training, and improved infrastructure. The aim is to improve the lives of the people, support inclusive growth, and create better opportunities for everyone. These schemes are important for the state's development and for offering resources to the people of Assam.

List of Assam Government Schemes

The following table gives a brief overview of the key Assam Government Schemes:

Scheme Name

Key Features

Eligibility

Application Process

Required Documents

Abhinandan Education Loan Subsidy Scheme

Subsidy up to ₹50,000 on loans of ₹1 lakh or more.

Permanent residents of Assam, loan from recognized banks.

Online application, upload required documents.

Aadhaar, loan documents, residence certificate.

Swahid Kushal Konwar Sarbajanin Briddha Pension Achoni

₹50,000 one-time subsidy on education loans.

Permanent residents of Assam, loan from recognized banks.

Apply offline at Panchayat/Block office.

Aadhaar, Identity Proof, Age/DOB proof, loan documents.

Death Benefit (A.B.O.C.W.W.B.)

₹50,000 for natural death, ₹3,00,000 for accidental death.

Permanent residents of Assam, registered workers.

Apply online via the official portal.

ID number, registered phone number.

Cash Award (A.B.O.C.W.W.B.)

Cash reward for children of workers based on exam scores. ₹5,000 for 75%+, ₹4,000 for 65%-74%, ₹3,500 for 55%-64%.

Students of registered workers scoring above 55%.

Apply online with login process.

Aadhaar, exam score, parent’s worker registration.

Educational Assistance (A.B.O.C.W.W.B.)

₹1,500 (Class I-IV) to ₹20,000 (Post Graduate). Covers full expenses for IIT, Engineering, Medical.

Children of registered construction workers.

Apply online with login process.

Aadhaar, ID proof, school/college documents.

Silpi Pension Scheme - Assam

₹8,000/month for artists, ₹50,000 one-time compensation.

Artists with significant contributions.

Apply online.

ID proof, achievement certificates, contribution proof.

Disability Pension (A.B.O.C.W.W.B.)

₹2,000/month + ₹100/year of service. One-time Ex-gratia up to ₹3,00,000.

Permanent residents of Assam, registered workers, permanently disabled.

Apply online with required documents.

Disability certificate, Aadhaar, bank details.

Deen Dayal Divyangjan Pension Scheme - Assam

₹1,000/month for persons with 40%+ disability.

Permanent residents of Assam, valid disability certificate.

Submit form to District Social Welfare Officer.

Aadhaar, disability certificate, bank details.

Assam Orunodoi Scheme

₹1,000/month, plus benefits for medicines, pulses, and sugar.

Women from low-income families.

Apply online or via local authorities.

Aadhaar, PAN, Income certificate, bank details.

Swami Vivekananda Assam Youth Empowerment

₹50,000 seed money for individuals, up to ₹2 lakh for groups.

Must be above 18, have relevant skills, not a loan defaulter.

Online registration, document submission.

ID proof, business plan, skill development certificates.

Assam Abhinandan Education Loan Subsidy Scheme

Subsidy up to ₹50,000 for education loans.

Permanent residents of Assam with loan ≥ ₹1 lakh.

Online application.

Loan proof, address proof, PAN card.

General Pension (A.B.O.C.W.W.B.)

₹2,000/month + ₹100/year of service after 60 years.

Permanent Assam residents, registered builders.

Online registration, document submission.

Aadhaar, bank details, work experience certificate.

Details of Assam Government Schemes

Abhinandan Education Loan Subsidy Scheme

The Abhinandan Education Loan Subsidy Scheme offers financial support to students pursuing higher education, with the government providing a subsidy of up to ₹50,000 on education loans from recognised banks.

Key Features:

Objective: To encourage higher education by providing a one-time loan subsidy of ₹50,000 to students who have availed education loans of ₹1 lakh or more.
Benefits: The government provides a subsidy of up to ₹50,000 on education loans of ₹1 lakh or more, with applicants required to pay 25% of the loan amount.
Exclusions: Government employees and beneficiaries of the Bidya Lakshmi Scheme are not eligible. Applicants can only benefit from one scheme for education loans.

Swahid Kushal Konwar Sarbajanin Briddha Pension Achoni

The Swahid Kushal Konwar Sarbajanin Briddha Pension Achoni is a government pension scheme launched on 2nd October 2018 to provide financial assistance to senior citizens in Assam.

Key Features:

Objective: Provides a one-time subsidy of ₹50,000 on education loans for students in Assam pursuing higher education.
Benefits: Applicable for students with education loans above ₹1 lakh from commercial banks like Federal Bank, HDFC, and regional rural banks.
Exclusions: Government employees, their parents, and individuals with an annual income above ₹2.5 lakh. Beneficiaries of similar schemes, including Bidya Lakshmi Scheme are also not eligible.
Application Process:
- Abhinandan Education Loan Subsidy: Apply online through the official website by filling in details and uploading documents.
- Swahid Kushal Konwar Pension Scheme: Apply offline at Gaon Panchayat, Development Block, or Municipal Office with a filled application form and documents.

Death Benefit (A.B.O.C.W.W.B.)

The Death Benefit Scheme, offered by the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B), ensures financial support for the families of registered construction workers in case of their death, whether due to natural causes or an accident.

Key Features:

Financial Aid for Natural Death: ₹50,000 provided to the nominee or dependent in the event of natural death during employment.
Financial Aid for Accidental Death: ₹3,00,000 is provided if the worker dies due to an accident while working.
Comprehensive Verification Process: Multi-level checks ensure that only genuine and eligible applications are processed and approved for benefits.

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Cash Award (A.B.O.C.W.W.B.)

The Cash Award scheme, initiated by the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B), offers financial rewards to children of registered construction workers who perform well in their exams. The scheme supports students in HSLC, AHM, and H.S. exams based on their marks.

Key Features:

Cash Rewards: ₹5,000, ₹4,000, and ₹3,500 for students scoring 75%, 65-74%, and 55-64%, respectively.
Gender Balance: Three male and three female students per district are awarded.
Verification Process: Applications undergo multiple checks before the reward is disbursed via PFMS.

Educational Assistance (A.B.O.C.W.W.B.)

The Educational Assistance scheme, launched by A.B.O.C.W.W.B, provides financial help to children of registered construction workers for studies from Class I to Post Graduate level. It also covers full expenses for higher studies in government institutions like IIT, Engineering, and Medical colleges.

Key Features:

Annual Grants: ₹1,500 for Class I-IV, ₹2,750 for Class V-VII, up to ₹20,000 for Post Graduate studies.
Full Funding for Higher Education: Covers all expenses for studies in government IIT, Engineering, or Medical colleges.
Verification: Applications are verified and processed through a multi-step system before funds are disbursed.

Silpi Pension Scheme - Assam

The Silpi Pension Scheme, introduced by the Government of Assam, aims to offer financial support to artists and their families who have made significant contributions to the state's cultural heritage. The scheme encompasses various types of assistance, including monthly pensions and one-time financial support.

Key Features:

Artist Pension Scheme: Artists who have made notable contributions in fields like Music, Dance, and Fine Arts receive ₹8,000/month under this scheme.
Family Pension Scheme: The families of deceased artists are provided ₹4,000/month to support their livelihood.
Barik Silpi Sanman: A one-time grant of ₹50,000 is offered to artists who have made outstanding contributions to Assam’s cultural landscape.
One-Time Financial Assistance: Families of deceased artists also receive ₹50,000 as a one-time grant under this scheme.

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Disability Pension (A.B.O.C.W.W.B.)

The Disability Pension scheme, initiated by the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B), provides financial assistance to construction workers who are permanently disabled due to conditions like paralysis, leprosy, TB, or accidents. Eligible workers receive a monthly pension along with a one-time payment based on the percentage of their disability.

Key Features:

Monthly Pension: ₹2,000 plus ₹100 for each year of service, starting from the year of registration.
Ex-Gratia Payment: A one-time payment of up to ₹3,00,000, depending on disability percentage.
Verification and Approval: Applications undergo a thorough verification process, followed by disbursement via PFMS.

Deen Dayal Divyangjan Pension Scheme - Assam

The Deen Dayal Divyangjan Pension Scheme, launched by the Social Welfare Department of Assam, provides financial assistance to differently-abled individuals to support their well-being. The scheme offers a monthly pension of ₹1,000 to eligible persons with disabilities holding a valid Disability Certificate.

Key Features:

Monthly Pension: The scheme provides a monthly pension of ₹1,000 to persons with disabilities (PwDs) possessing 40% or more disability, as per the Rights of Persons with Disabilities Act, 2016.
Application Process: Applicants can obtain and submit the prescribed application form with necessary documents to the District Social Welfare Officer, who will verify and forward the final list of beneficiaries for pension disbursement through the DBT system.
Documents Required: Aadhaar card/Voter ID, disability certificate, bank account details (with IFSC code), passport-size photo, address proof, and, in special cases, a joint account with a parent or guardian.

Assam Orunodoi Scheme

The Assam Orunodoi Scheme, launched on October 2, 2020, aims to provide financial assistance to low-income families, especially women, across Assam. The scheme offers ₹1,000 per month to eligible families, empowering women as the primary beneficiaries. The funds are transferred directly to the woman’s bank account via DBT.

Key Features:

Financial Support: ₹1,000/month per eligible family.
Eligibility:
- Women from low-income families (annual income < ₹2 lakh).
- Families with Kutcha houses, widows, unmarried women over 35, or disabled individuals.
- Families with ≤15 bighas of land in villages or ≤3 Katha of land in towns.
Benefits: ₹400/month for medicines; ₹200/month for pulses (50% subsidy); ₹80/month for sugar (50% subsidy); and ₹150/month for fruits and vegetables.

Swami Vivekananda Assam Youth Empowerment

The Swami Vivekananda Assam Youth Empowerment Scheme (SVAYEM) was revitalized in 2020 to meet the current socio-economic needs of Assam. Initially managed by the Department of Industries & Commerce, the scheme is now overseen by the State Finance Department in partnership with various nodal agencies. `rong> The scheme is implemented across all districts of Assam, including autonomous district councils.

Key Features:

Objectives: The scheme aims to create employment through new and existing ventures in rural and urban areas and provide financial assistance to businesses in manufacturing, trading, services, and artisan sectors.
Nature of Activities: It supports ventures in manufacturing, processing, services, rural transport services, tourism, handicrafts, and cottage industries.
Institutional & Implementing Arrangement: The Industries and Commerce Department is the nodal agency, with the District Industries and Commerce Centre (DICC) executing the scheme in the field. Public, private, and regional rural banks provide financial assistance.
Interest Rate & Repayment: The interest rate follows RBI guidelines for micro and small enterprises (MSE), with a repayment period of 3 to 7 years and an initial moratorium.
Benefits: Individual beneficiaries receive ₹50,000 as seed money, and groups of 5 to 20 members are eligible for higher amounts, with a total scheme budget of ₹1000 crore.
Quantum & Nature of Financial Assistance: New entrepreneurs can receive up to ₹1 lakh (with a 20% subsidy), while existing entrepreneurs are eligible for up to ₹2 lakh (with a 20% subsidy), with the beneficiary contributing 25% of the total project cost.

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Assam Abhinandan Education Loan Subsidy Scheme

The Assam Abhinandan Education Loan Subsidy Scheme, launched on December 26, 2019, by the Hon'ble Chief Minister of Assam, aims to provide financial assistance to students pursuing higher education. This scheme offers a loan subsidy of up to ₹50,000 to encourage students to further their studies. It applies to education loans taken from commercial and regional rural banks in Assam, fostering greater educational opportunities for residents.

Key Features:

Subsidy Amount: Students can receive a loan subsidy of up to ₹50,000 on their education loans.
Participating Banks: The scheme covers loans from both commercial banks (like Federal Bank, HDFC) and regional rural banks (like Assam Gramin Vikash Bank) within Assam.
Required Documents: Key documents include loan proof, address proof, PAN card, and educational qualifications certificates.

General Pension (A.B.O.C.W.W.B.)

The General Pension Scheme is managed by the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B) under the Labour Welfare Department. This scheme provides financial support to registered construction workers upon reaching the age of 60.

Key Features:

Pension Amount: Eligible workers receive a pension of ₹2,000/- plus ₹100/- for each year of service after registering.
Post-Registration Process: After submission, the application undergoes scrutiny by a committee, and the ID card is generated upon approval.
Application for Pension Benefits: Applicants can log in to the portal, fill the online pension application, and submit documents such as Aadhaar card, proof of age, and bank details.

Conclusion

The Assam Government offers various schemes to support its residents, focusing on areas like health, education, employment, and infrastructure. These initiatives aim to uplift marginalized communities, promote economic growth, and enhance the state's overall development. By staying updated on the latest schemes, residents can take advantage of the available benefits, ensuring they access opportunities for progress and empowerment.

FAQs

What is the Assam Government Scheme for education loan subsidy?

The Assam Government Scheme for education loan subsidy is the Abhinandan Education Loan Subsidy Scheme. It provides a subsidy of ₹50,000 on education loans for students pursuing higher education in recognized institutions in Assam.

Who is eligible for the Swahid Kushal Konwar Sarbajanin Briddha Pension Achoni?

The Swahid Kushal Konwar Sarbajanin Briddha Pension Achoni is for residents of Assam who are 60 years or older. The pension is ₹250 per month, transferred directly to the bank account.

How can I apply for the Assam Orunodoi Scheme?

To apply for the Assam Orunodoi Scheme, you must be a low-income household resident of Assam. The scheme provides ₹1,000 per month for eligible families.

What benefits does the Disability Pension (A.B.O.C.W.W.B) provide?

The Disability Pension (A.B.O.C.W.W.B) offers monthly financial support to registered disabled workers under the Assam Building and Other Construction Workers Welfare Board.

What is the Swami Vivekananda Assam Youth Empowerment Scheme?

The Swami Vivekananda Assam Youth Empowerment Scheme provides seed capital for young entrepreneurs in Assam. The scheme offers ₹50,000 for individuals and higher amounts for groups.

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