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Andhra Pradesh offers a variety of government schemes aimed at boosting the welfare of its residents. These initiatives cover sectors like education, healthcare, agriculture, and social security. These schemes are designed to empower individuals, enhance infrastructure, and ensure inclusive growth across all regions of the state.
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The Andhra Pradesh government has introduced many schemes to help its people. These schemes focus on areas like agriculture, education, healthcare, and welfare. The aim is to provide support, resources, and services to improve the lives of citizens. These initiatives help empower people, especially those in need, and contribute to the overall growth of the state.
The following table gives a brief overview of the key Andhra Pradesh Government Schemes:
Scheme | Key Features | Eligibility Criteria | Application Process | Documents Required |
Jagananna Amma Vodi | â‚ą15,000/year credited to bank account, â‚ą1,000 deducted for toilet maintenance fund. | Family income < â‚ą10,000 (rural), < â‚ą12,000 (urban), children enrolled in schools. | Data cross-verification, biometric verification. | Aadhaar Card, White Ration Card, Bank details, School ID, Passport-size photo of mother. |
INDIRAMMA Disabled Pension (Rural) | Monthly pension for 40%+ disability, distributed by Panchayat Secretary. | BPL family, 40%+ disability, 18+ years, no other pension. | Identified during Gram Sabhas, list submitted to MPDO. | Proof of Age, BPL Certificate, Proof of Disability, Domicile Certificate. |
INDIRAMMA Disabled Pension (Urban) | Monthly pension, distributed by Bill Collector, ensuring transparency. | BPL family, 40%+ disability, 18+ years, no other pension. | Identified by Ward Sabha, list sent to Municipal Commissioner. | Domicile Certificate, BPL Certificate, Disability Certificate. |
INDIRAMMA Widow Pension (Rural) | Monthly pension for widows, distributed by Panchayat Secretary. | BPL family, widow, no other pension. | Identified during Gram Sabhas, list sent to MPDO. | Proof of Age, Proof of Widowhood, BPL Certificate, Domicile Certificate. |
INDIRAMMA Widow Pension (Urban) | Monthly pension, distributed by Bill Collector in the presence of Ward members. | BPL family, widow, no other pension. | Identified by Ward Sabha, list sent to Municipal Commissioner. | Domicile Certificate, Proof of Widowhood, BPL Certificate. |
INDIRAMMA Old Age Pension (Rural) | Monthly pension for destitute senior citizens, distributed by Panchayat Secretary. | 65+, destitute, BPL family, no family support, no other pension. | Identified during Gram Sabhas, list sent to MPDO. | Proof of Age, Domicile Certificate, BPL Certificate. |
INDIRAMMA Old Age Pension (Urban) | Monthly pension, distributed by Bill Collector with Ward members present. | 65+, destitute, BPL family, no other pension. | Identified by Ward Sabha, list sent to Municipal Commissioner. | Domicile Certificate, Proof of Age, Proof of Residence, BPL Certificate. |
INDIRAMMA Weavers Pension (Rural) | Monthly pension for weavers 50+, distributed by Panchayat Secretary. | Weavers aged 50+, BPL family, rural, not enrolled in another pension scheme. | Identified during Gram Sabhas, list sent to MPDO. | Proof of Age, Domicile Certificate, BPL Certificate. |
INDIRAMMA Weavers Pension (Urban) | Monthly pension for urban weavers 50+, distributed by Bill Collector. | Weavers aged 50+, BPL family, urban, not covered under another pension scheme. | Identified by Ward Sabha, list sent to Municipal Commissioner. | Domicile Certificate, Proof of Age, BPL Certificate, Proof of being a Weaver. |
Jagananna Videshi Vidya Deevena | 100% tuition fees for top 100 universities, 50% or â‚ą5,00,000 for universities ranked 101-200. | Family income < â‚ą8,00,000, 60% marks for PG, PhD, MBBS, age < 35 years. | Apply online or offline to DSWO with documents. | Caste Certificate, Income Certificate, Aadhar Card, Nativity Certificate, Mark Sheets, University Offer Letter, TOEFL/IELTS/NEET scores. |
Veda Vyasa Scheme for Vedic Education | Financial aid for Brahmin students in Vedic education (varies by course). | Aged 8-19 years, Brahmin community, enrolled in registered Vedic courses. | Apply online via the official website, submit required documents. | Aadhar Card, Caste Certificate, Residence Certificate, Birth Certificate, Bank Details, Vedic Course Certificates. |
The Jagananna Amma Vodi scheme, launched by the Chief Minister of Andhra Pradesh, provides â‚ą15,000 annually to poor mothers or guardians to send their children to school. It aims to improve school access, enhance educational equity, and boost student retention, benefiting children from Classes 1st to 12th in both rural and urban areas.
Financial Assistance: ₹15,000 per year is directly credited to the mother’s or guardian’s bank account, with ₹1,000 deducted from the District Toilet Maintenance Fund.
Eligibility Criteria: Applicants must have a family income below â‚ą10,000 per month (rural) or â‚ą12,000 per month (urban) and must be residents of Andhra Pradesh, with children enrolled in recognized schools.
Duration of Support: Support continues annually until the child completes Class 12th, ensuring uninterrupted educational assistance from Classes 1st to 12th.
Student Attendance Requirement: Children must maintain a minimum attendance of 75%, and students opting for IIT/Polytechnic/IIIT courses are excluded from the scheme.
Launched by the Government of Andhra Pradesh in 2006-07, the INDIRAMMA Disabled Pension (Rural) scheme provides monthly pensions to individuals aged 18 and above who have a disability of 40% or more. The scheme targets people from Below Poverty Line (BPL) families living in rural areas, ensuring that they are not part of any other pension plans.
Pension Amount: The pension amount is set by the Government of Andhra Pradesh and is given to eligible individuals every month.
Mode of Disbursement: The Panchayat Secretary distributes the pension to eligible individuals, with the presence of the Sarpanch, Gram Panchayat members, and Village Organization office bearers.
Time of Disbursement: The pension is given on the first day of every month to the eligible individuals.
Identification Process: Eligible citizens are identified during Gram Sabhas, where the Panchayat Secretary maintains a list of approved individuals and sends it to the Mandal Parishad Development Officer (MPDO) for further action.
Launched by the Government of Andhra Pradesh in 2006-07, the INDIRAMMA Disabled Pension (Urban) scheme provides financial assistance to disabled individuals aged 18 and above with a disability of 40% or more.Â
Pension Amount: The pension amount is decided by the Government of Andhra Pradesh and is provided to eligible individuals every month.
Mode of Disbursement: The Bill Collector disburses the pension in the presence of Ward members and DWCUA office bearers to ensure transparency and proper distribution.
Time of Disbursement: The pension is distributed on the first day of every month to eligible individuals.
Identification Process: Eligible individuals are identified by the Ward Sabha, and the list of approved individuals is sent by the Bill Collector to the Municipal Commissioner for further processing.
Launched by the Government of Andhra Pradesh in 2006-07, the INDIRAMMA Widow Pension (Rural) scheme aims to provide monthly financial assistance to widows, regardless of their age. The scheme targets widows from Below Poverty Line (BPL) families residing in rural areas of Andhra Pradesh who are not covered under any other pension scheme.
Pension Amount: The pension amount is determined by the Government of Andhra Pradesh and provided to eligible widows on a monthly basis.
Mode of Disbursement: The Panchayat Secretary, in the presence of the Sarpanch, Gram Panchayat members, and Village Organization office bearers, disburses the pension to the eligible widows.
Time of Disbursement: The pension is distributed to eligible individuals on the first day of each month.
Identification Process: Eligible widows are identified during the Gram Sabhas by the Gram Panchayat. The Panchayat Secretary maintains a register and forwards the list to the Mandal Parishad Development Officer (MPDO).
The INDIRAMMA Widow Pension (Urban) scheme, launched in 2006-07 by the Andhra Pradesh Government, offers monthly financial assistance to widows in urban areas. Eligible applicants must belong to Below Poverty Line (BPL) families, be residents of urban districts in Andhra Pradesh, and not receive benefits from any other pension scheme.
Pension Amount: The government sets the pension amount, which is distributed on a monthly basis.
Mode of Disbursement: The Bill Collector, in the presence of Ward members and DWCUA office bearers, disburses the pension to eligible individuals.
Time of Disbursement: Pensions are provided on the first day of each month.
Identification Process: Eligible widows are identified by the Ward Sabha, and the Bill Collector submits the list to the Municipal Commissioner for validation.
The INDIRAMMA Old Age Pension (Rural) scheme, introduced by the Government of Andhra Pradesh in 2006-07, aims to provide monthly financial assistance to senior citizens aged 65 or older in rural areas. The scheme targets destitute individuals who have little to no means of subsistence and no family or relatives to depend on.
Pension Amount: The pension amount will be determined by the Government of Andhra Pradesh.
Mode of Disbursement: The Panchayat Secretary distributes the pension to eligible individuals in the presence of the Sarpanch, Gram Panchayat Members, and Village Organization Office Bearers.
Time of Disbursement: Pensions are disbursed on the first day of each month.
Identification Process: Eligible citizens are identified by the Gram Sabhas, and a list is submitted by the Panchayat Secretary to the Mandal Parishad Development Officer (MPDO).
The INDIRAMMA Old Age Pension (Urban) scheme, introduced by the Government of Andhra Pradesh in 2006-07, provides financial assistance to elderly individuals aged 65 or older who are destitute, having little to no means of subsistence and no family support.
Pension Amount: The pension amount will be determined by the Government of Andhra Pradesh.
Mode of Disbursement: The Bill Collector distributes the pension to eligible individuals in the presence of Ward members and office bearers of DWCUA.
Time of Disbursement: Pensions are disbursed on the first day of each month.
Identification Process: Eligible citizens are identified by their Ward Sabhas. The Bill Collector maintains a ward-wise register and shares the list with the Municipal Commissioner.
The INDIRAMMA Weavers Pension (Rural) scheme, launched by the Government of Andhra Pradesh in 2006-07, provides monthly pensions to destitute weavers aged 50 years and above.Â
Pension Amount: The pension amount will be determined by the Government of Andhra Pradesh.
Mode of Disbursement: The Panchayat Secretary disburses the pension to eligible citizens in the presence of the Sarpanch, Gram Panchayat members, and office bearers of Village Organizations.
Time of Disbursement: Pensions are disbursed on the first day of each month.
Identification Process: Eligible citizens are identified by their Gram Sabhas, and the list is shared by the Panchayat Secretary with the Mandal Parishad Development Officer (MPDO).
The INDIRAMMA Weavers Pension (Urban) scheme, launched in 2006-07 by the Government of Andhra Pradesh, aims to provide financial aid to destitute urban weavers aged 50 years and above.Â
Pension Amount: The pension amount will be determined by the Government of Andhra Pradesh.
Mode of Disbursement: The Bill Collector disburses the pension to eligible individuals in the presence of Ward members and office bearers of DWCUA.
Time of Disbursement: Pensions are disbursed on the first date of each month.
Identification Process: Eligible citizens are identified by their respective Ward Sabhas, and the list is shared by the Bill Collector with the Municipal Commissioner.
Launched by the Government of Andhra Pradesh on 11th July 2022, this scheme provides financial support to eligible students from SC/ST/BC/Minority/EBC, including Kapu communities, to study Post Graduate, PhD, or MBBS courses abroad.
Scholarship Amount; 100% of tuition fees for admission to the top 100 universities, and 50% or â‚ą5,00,000 (whichever is less) for universities ranked 101-200.
Installments: The scholarship is paid in four installments based on the student's progress, including the first semester and final semester results.
Additional Benefits: Covers one-way economy airfare and visa fees upon providing the necessary documents, such as the visa and admission details.
Exclusions: Candidates who have previously received financial assistance for similar courses from the state or central government are ineligible for this scheme.
The Veda Vyasa Scheme, launched by the Andhra Pradesh Brahmin Welfare Corporation, provides financial assistance to Brahmin community students pursuing full-time Vedic education (Yajur Veda, Rig Veda, Sama Veda, Atharvana Veda, or Smartham) at registered Veda Pathasalas in Andhra Pradesh.
Financial Assistance: Assistance varies by course and age: â‚ą12,000 for Smartham and Moolam (6 years), â‚ą24,000 for Padam (3 years), â‚ą30,000 for Kramam (1 year), and â‚ą36,000 for Jata and Ghanam (1 year).
Eligibility Criteria: Applicants must be aged between 8 and 19 years, belong to the Brahmin community, and reside in Andhra Pradesh. They must be enrolled in a Vedic course at a registered institution and meet other course-specific requirements.
Application Process: To apply, visit the official website, fill out the registration form, upload required documents (Aadhar, caste, residence certificates, bank details), and submit the application. A reference number will be issued after submission.
The YSR Cheyutha Scheme is an empowerment initiative by the Government of Andhra Pradesh, providing financial assistance of â‚ą75,000 over four years to women from BC, SC, ST, and Minority communities, aged 45-60 years, to improve livelihood opportunities and household income.
Eligibility Criteria:Â
Women aged 45-60 years, permanent residents of Andhra Pradesh, and not already receiving YSR Pension Kanuka.
Family income must be below â‚ą10,000/month (rural) or â‚ą12,000/month (urban), with landholding less than 3 acres of wet land or 10 acres of dry land.
Exclusions: Women already benefiting from YSR Pension Kanuka are excluded from the scheme.
Disbursement: Financial assistance is disbursed through Aadhaar Enabled Payment System (AEPS), and beneficiaries can track the status of their payment via the Citizen Schemes Portal.
The Andhra Pradesh Government offers a variety of schemes, including various investment plans aimed at improving the well-being of its residents. From financial assistance for farmers to educational support for students, these schemes cover a wide range of sectors. The government's focus on inclusive development continues to benefit individuals, families, and businesses. Staying updated on these schemes ensures that citizens can take full advantage of available benefits and improve their quality of life in 2025 and beyond.
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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).
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