Process to Fill SSY Form in Post Office?

The Sukanya Samriddhi Yojana (SSY) is a post office scheme supported by the Indian Government, initiated to secure the future of a girl child. If your girl child is below 10 years of age, you can open this account for her. You can get the Sukanya Samriddhi Yojana form from your nearest post office.

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Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What is the Process to Fill Sukanya Samriddhi Yojana Form at the Post Office?

The Sukanya Samriddhi Yojana post office form is very easy to fill. It can be done just by entering basic details about you and your girl child. The steps to fill the Sukanya Samriddhi form at the post office are discussed below:

All the fields on the form before which ‘*’ is marked are mandatory to be filled in by the applicant.
Fill in the name of the primary account holder, i.e., the name of your girl child.
Fill in the name of the biological parent/guardian who is opening the account.
Fill in the initial deposit amount in the desired field, both in figures and in words.
Next, mention the details regarding the payment mode of the initial deposit. Different payment modes available are cheque and demand draft. If you deposit the amount with a cheque, mention the cheque number and the deposit date. If you pay through a demand draft, mention the demand draft number and date.
In the following field, fill in the girl child’s date of birth as per her birth certificate.
Details of the girl's child's birth certificate have to be mentioned in the form.
The parent/guardian’s photograph and address proof have to be provided. The documents having photo and address proof are Aadhaar Card, Voter ID, Passport, and Driving License.
In the following field, fill in the details of present and permanent addresses as per the address proof details previously mentioned.
Lastly, KYC details from any other proof such as PAN, Aadhaar Card, Voter ID, etc., have to be attached.

After the form is filled, sign and submit it to the account opening authority of the post office. You also have to submit documents that are required for opening the Sukanya Samriddhi Yojana account. These include identity proof, address proof, etc.

In Conclusion

The process of filling the form for the post office Sukanya Samriddhi Yojana is straightforward. By carefully filling the fields given in the form, you can apply for this scheme and secure your girl child’s future.

FAQ's

Q. Do I have to fill in all the fields given in the Sukanya Samriddhi Yojana post office form? What will happen if I leave a few fields unfilled?

Ans. Yes, you have to fill in all the fields that are marked mandatory in the application form for the Sukanya Samriddhi Yojana. If left unfilled, your form will be considered incomplete, and the post office will reject your application.
Q. The date of birth on my birth certificate and Aadhaar card does not match. Will this be a problem at the time of applying?

Ans. Yes, the applicant’s date of birth is a necessary detail to be filled in the application form. Your form will be rejected if your date of birth in all the submitted documents does not match.
Q. I have made my initial payment through a cash deposit. Do I have to mention this in the Sukanya Samriddhi Yojana post office form?

Ans. Yes, even if the initial payment is made in cash, you must mention ‘cash’ in the field where the payment mode is asked to be filled.

†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.