Universal Sompo Bike Insurance Policy Download
Universal Sompo bike insurance policy document is an agreement between the policyholder and the insurer. The document mentions all the necessary terms and conditions of the policy that must be considered while filing a claim. The Universal Sompo bike insurance policy document is sent to the registered email address of the policyholder within a few working days of the purchase. The policyholder is to carry a hard copy. Therefore, a digital copy is enough to prove at the time of claim, and you can quickly download the Universal Sompo bike insurance policy online.
What Does the Universal Sompo Bike Insurance Policy Document Contain?
The policy document contains:
- The type of policy
- The tenure, or the maturity period of the policy
- The benefits and features offered by the policy
- IDV and the premium amount
- Terms and conditions involved
- Complaints and grievances procedures
- Policy number
- Personal details
How Can You Download the Universal Sompo Bike Insurance Online?
The policyholder can download the Universal Sompo bike insurance policy online using the policy number from the insurer's website. The steps for downloading the Universal Sompo two-wheeler insurance policies are as follows:
- Step 1: Visit the official website of Universal Sompo General Insurance Company. Look for the signup or Login option.
- Step 2: Register with your email ID and a strong password. Those who have already registered can log in directly.
- Step 3: Choose the policy details and select the new policy tag (for example, comprehensive or third party bike insurance policy). Enter the policy number and click search. The page should show the chosen type of bike insurance coverage.
- Step 4: Visit the dashboard. Once the plan is displayed on the dashboard, you can download the Universal Sompo two-wheeler policy.
Do I Need a Hard Copy of the Bike Insurance Policy Document?
The IRDAI (Insurance Regulatory and Development Authority of India) has introduced the e-Vahan Bima application. The policyholders can download the Universal Sompo two-wheeler policy and keep its soft copy or use a QR code for details. Hence, there's no need for a hard copy to ensure claim settlement in the case of the Universal Sompo bike insurance. Instead, a soft copy of your two wheeler insurance online can be used as proof of the policy agreement at the time of claim settlement.
How to Get a Hard Copy of the Bike Insurance Policy?
Universal Sompo bike insurance policy document is sent to the registered mail address of the policyholder after purchase. However, the hard copy is also sent later within a few working days on the registered address of the policyholder. Although a soft copy is enough, a hard copy can be handy.
If the hard copy is lost, you can download bike insurance policy document through the Insurer’s website. By following the above-mentioned simple procedures, the insurance holder can avail a soft copy of the policy document.
How to make changes to the Universal Sompo Bike Insurance Policy document?
The policyholder can make the changes online and contact the customer care toll-free number in case of any difficulty. There are mainly two endorsements or changes you can make in the policy document. They are the financial endorsements and Non-financial endorsements. Financial endorsements include conditions that affect the premium whereas; non-financial endorsements are the ones that do not affect the premium.
FAQs
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Q: How to avail of Universal Sompo zero depreciation bike insurance policy?
Universal Sompo General Insurance Company provides zero depreciation add-on cover with the comprehensive and standalone own damage insurance policy plans. You cannot avail of zero depreciation cover with a third-party bike insurance policy.
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Q: How to get access to an online policy document?
Universal Sompo bike insurance policy documents can be accessed online by signing up on the company's official website. It involves simple steps like registration and selecting the plan details to access the policy documents.
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Q: What is mentioned in the Universal Sompo bike insurance policy document?
The policy document should be read thoroughly before signing the policy. The document consists of all the terms and conditions, policy number, plan details, tenure, benefits, policy details, personal details, type of policy, etc.
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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in