Universal Sompo Travel Insurance

Why Buy Universal Sompo Travel Insurance?

A person usually travels to take a break from the daily monotonous lifestyle, meet friends/family or address a pressing business need. Nowadays, people travel for the sheer joy of exploring different parts of the world. No matter the reason, observing the much-anticipated trip getting hampered due to some unforeseen circumstances would be disheartening. It can not only ruin the travel itinerary completely but can also lead to a considerable loss of finances that an average man cannot afford on his/her budget planning.

Therefore, insuring the trip through travel insurance is the right decision a traveller can take to financially protect his/her trip. To do so, considering Universal Sompo Travel Insurance is definitely a great idea.

Features of Universal Sompo Travel Insurance

Here are the key features of Universal Sompo Travel Insurance plans:

1. Coverage for All Travellers- It offers travel insurance plans to all kinds of travellers, be it individuals, families, students or corporates travelling for conducting business.
2. Worldwide Coverage- Universal Sompo Travel Insurance plans provide coverage within India and across all continents.
3. Annual Plans for Frequent Flyers- It comes with customized travel insurance plans for frequent flyers that are valid for a year and can be renewed.
4. Medical Emergencies- It covers the expenses arising out of medical emergencies, such as healthcare treatment, dental treatment, hospital daily allowance, etc.
5. Travel Emergencies- It provides coverage for travel-related emergencies, such as baggage loss, trip cancellation, check-in baggage delay, missed connection flight, etc.
6. Cashless Treatment- It comes with a cashless treatment facility, which can be availed by getting admitted at a network hospital of the Universal Sompo General Insurance Company.
7. Automatic Policy Extension- It offers an automatic policy extension of up to 7 days in case the insured’s trip is extended due to adversities, such as flight delay, the occurrence of a natural calamity, etc.
8. Claim Settlement- It provides round the clock claim assistance services and 90% of the claims are settled by the insurer.

Things to Know About Universal Sompo Travel Insurance

Travel Insurance Plans Offered by Universal Sompo Travel Insurance

Universal Sompo Travel Insurance Company offers a variety of travel insurance plans to individuals, their families, business travellers and students.

Take a look at the various Universal Sompo Travel Insurance plans in detail:

Inclusions under Universal Sompo Travel Insurance Plans

A Universal Sompo Travel Insurance policy will provide coverage for the following:

• Medical Expenses- It covers the cost of availing emergency medical treatment taken by the insured traveller during the trip.
• Loss of Passport- It pays for the charges incurred on obtaining a duplicate or new passport in case the insured loses the original one.
• Total Loss of Checked Baggage- It pays for the losses incurred by the insured traveller in case his/her check-in baggage is lost by the scheduled airline.
• Delay of Checked Baggage- It covers the incidental expenses incurred by the insured in case the arrival of his/her check-in baggage is delayed by more than 12 hours by the scheduled airline.
• Personal Accident- It compensates the insured in case he/she meets with an accident during the trip that leads to disability or death.
• Hijack Distress Allowance- It provides a distress allowance to the insured in case his/her flight gets hijacked for more than 12 more hours.
• Financial Emergency Assistance- It provides financial assistance in the form of a lump sum amount to the insured in case he/she loses all the money due to fraud, theft, mugging, etc.
• Dental Treatment- It covers the medical expenses incurred on emergency dental treatment taken during the trip.
• Personal Liability- It pays compensation to a third party on behalf of the insured traveller in case he/she was responsible for causing property damages or injuries during an accident.
• Trip Delay- It covers the expenses/losses incurred by the insured due to postponing his/her trip due to an unavoidable situation.
• Trip Cancellation- It covers the financial losses incurred by the insured in case he/she ends up cancelling the trip due to an emergency.
• Missed Connection- It covers the expenses/losses incurred by the insured traveller in case he/she misses the connecting flight due to a delay in the arrival of the inward flight.
• Repatriation of Mortal Remains- It pays for the cost of transporting the bodily remains of the insured traveller in case he/she passes away during the trip.
• Compassionate Visit- It pays for the travelling expenses of an immediate family member of the insured traveller in case he/she is hospitalized for more than a certain number of days.

Exclusions under Universal Sompo Travel Insurance Plans

Certain situations and expenses are excluded from the scope of coverage of Universal Sompo Travel Insurance plans. They are as follows:

• Routine physical or other examination
• Suicide, attempted suicide or willfully self-inflicted injury or illness
• Mental disorder, anxiety/stress/depression/nervousness
• Venereal disease
• Claims due to alcoholism, drunkenness or drug abuse
• Loss/damages to the insured's passport if confiscated or detained by customs, police or other authorities
• Loss not reported to the appropriate police authority within 24 hours of the discovery of the loss, and for which noofficial report has been obtained
• Claims resulting from war or any act of war, invasion, civil war, riot, terrorism, chemical, radioactive or nuclear contamination
• Losses due to any breach of law with criminal intent.

How to Enroll in Universal Sompo Travel Insurance Plans?

The Universal Sompo Travel Insurance plans can be applied through multiple channels online as well as offline. Take a look at the procedure to buy a Universal Sompo Travel Insurance policy:

Online Process:

A Universal Sompo Travel Insurance policy can be purchased online by visiting the website of Policybazaar Insurance Broker Private Limited. Customers can also buy it from the website of the insurance company. Follow the steps to buying the policy online below:

• Visit the official website of com
• Go to the icon of ‘Travel Insurance’
• Enter the details of the trip, including trip destination, travel dates, etc.
• Provide other requested details, such as the age of the travellers
• Choose a Universal Sompo travel insurance plan from the list of plans
• Pay the travel insurance policy premium online
• A Universal Sompo Travel Insurance policy will be issued within two minutes.

Make sure to compare different travel insurance plans at Policybazaar.com before buying a plan.

Offline Process:

A person can buy a Universal Sompo Travel Insurance policy offline using the following methods:

• Individuals can simply call the helpline number of Policybazaar Insurance Broker Private Limited at 1800-708-8787 and express their desire to buy a travel insurance policy to the customer service representative
• People can visit the Universal Sompo General Insurance Company’s nearest branch to buy the policy
• In addition, they can also get in touch with an insurance agent to buy the plan.

In case of any confusion, customers can write to Policybazaar Insurance Broker Private Limited at care@policybazaar.com