Universal Sompo Group Health Insurance Plan

Group Health Insurance Policy of Universal Sompo is specially meant to provide benefit cover against Illness or accidental injury to large groups, comprising of employees both in trading and manufacturing sectors/ social sector and/or members of an institution/society/association/club.

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₹1 Lakh cover starting at
₹110/month/employee+
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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Universal Sompo Group Health Insurance Key Features and Coverage

  • The policy offers a wide coverage sum insured up to Rs.5, 00,000.
  • This policy is restricted to the hospitals/nursing homes of India only.
  • The coverage includes expenses incurred towards room, boarding expenses, nursing expenses, surgeon/specialist fees, charges for blood, oxygen etc.
  • Age of the insured, family size and the sum insured selected are some of the factors on which premium is calculated.
Group health insurance

Add-on-covers in Universal Sompo Group Health Insurance

Add-on-covers can be taken by paying an additional premium which also depends on group size

  • Critical Illness Cover (Paralytic stroke/ Cancer/Chronic renal failure/Coronary Artery Bypass/Transplant of organs
  • Kidney
  • Lung
  • Pancreas
  • Bone Marrow NB,
  • Liver Transplant is not covered under this extension.
    • Maternity Benefit Cover
    • Hospital Cash Cover - is in built cover
    • Pre existing
    • Family Floater

Explore Group Health Insurance

Universal Sompo Group Health Insurance Policy details

  • Sum Assured - Maximum sum assured of 5 lac.
  • Policy termination - Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
  • Free look period - If you are not happy with the coverage, terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

Universal Sompo Group Health Insurance Exclusions

  • Contraction of any disease during the first 30 days of commencement of the policy.
  • Waiting period of 1 year from commencement of Policy for certain diseases like cataract, hysterectomy.
  • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
  • Any illness or disease due to war or invasion.
Employee health insurance

Documents Required to Buy Universal Sompo Group Health Insurance 

An individual has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

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Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.
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Policybazaar for Business - Group Health Insurance - Customer Reviews
View all 189 reviews
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4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
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3.8 April 09, 2023
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  • Disclaimers+

    *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer.

    ^ The pre-existing diseases are only covered as per insurer T&Cs.

    #Tax Benefits are subject to changes in tax laws.The benefits mentioned are as per insurer T&Cs and are available with or without extra cost depending on the plan and insurer chosen .Therefore, to learn more about the benefits in detail, contact the HR department of your company or check the insurance policy documents.. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker.
    *Savings of 65% are based on the comparison between the highest and lowest premiums provided by different insurance companies for Rs 5 lakh cover for 50 employees falling in the age group ranging between 19-55 years with room rent limits of 1% and 2% of sum insured for normal and ICU rooms respectively and does not include PED and maternity coverage. Premium starting from
    +₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST), Premium may vary on the basis of coverage type & add-ons, All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
    By clicking on "View Plans Instantly" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
    The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

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