United India Third-Party Bike Insurance

United India Comprehensive Bike Insurance Vs. Third Party Bike Insurance

The policyholder can compare the benefits and features between the two as per the table given below.

What is covered under United India Third-Party Bike Insurance Plan?

If the policyholder meets with an unprecedented event such as a road accident resulting in the damage of the third party's vehicle or property, then under the United India third party Bike Insurance Policy the insurer covers the losses incurred by the third party during the road accident or collision such as a damaged car or a fence of the house, etc.

United India Bike Insurance Third Party Cover offers the following benefits for the third party involved in the mishap. Third-party insurance is mandatory, and if one rides the vehicle without third-party insurance, he is likely to get penalized by the authorities.

• Third-party Bodily injuries:The insurance company takes responsibility for any injuries sustained by the third party at the time of a mishap. It looks after the medical expenses and other legal costs connected to the accident involving the insured's bike.
• Third-party Accident/Death Cover:The insurer provides financial compensation in cases involving loss of life due to the involvement of the insured’s bike. Other liabilities such as the damage costs of the third party's vehicle, or repair costs, are also taken care of by the company.
• Property Damage Cover:The insurer compensates for the damages caused to the third party’s property. The company offers compensation only after legal proceedings where the amount to be compensated is decided by the court of law.
• Personal Accident Cover: The policy offers personal accident cover to the owner/driver for a specific sum insured as mentioned in the policy wordings

What is not covered under the United India Third Party Bike Insurance Plan?

The United India third party two wheeler insurance policy designed for two-wheelers does not cover claims arising due to the following reasons:

• Claims arising due to contractual liabilities
• Normal wear and tear of the two-wheeler
• Any consequential losses
• Driving under the influence
• Driving  without a valid driving license
• Mechanical and electrical breakdown 
• Any damage or loss resulting due to war like conditions and nuclear radiations
• Periodic depreciation