United India Own Damage Bike Insurance

United India Own Damage Bike Insurance Policy - Key Features

United India own-damage (OD) bike insurance policy comprises the following features:

*Disclaimer: The key features highlighted in the table above are for reference purposes only. Please go through the policy wording carefully to know the exact coverage details.

Why Choose United India Own Damage Bike Insurance?

Having own-damage insurance for your two-wheeler is essential to protect your bike from unexpected costs due to theft, road accidents, and natural or man-made disasters. The United India own-damage bike insurance policy is different from the compulsory third-party bike insurance policy and should be bought alongside it for comprehensive protection.

Listed below are the benefits of bike own-damage insurance policy:

• Customisable Add-Ons: You can enhance your base coverage with various add-ons or riders like zero depreciation, engine protection, and roadside assistance.
• Quick Claim Settlement: United India Insurance Company Limited ensures a fast and hassle-free claim settlement process to get you back on the road quickly.
• Cashless Claims: You can enjoy cashless repair services at a wide network of United India's authorised garages.

Inclusions of United India Own Damage Bike Insurance

The inclusions of the United India bike insurance policy are listed below:

• The policy pays for any repairs or replacement if the vehicle is damaged in a road accident.
• Offers financial compensation for damages or losses caused to the insured bike due to natural disasters like flood, earthquake, hurricane, etc.
• Compensates for any damages or losses arising due to man-made disasters like terrorism, strike, riots, war, etc.
• Provides financial coverage when the insured bike is stolen.
• Compensates for any damage incurred while transporting the insured bike via road, rail, air or elevator.
• Protects your bike against damages due to fire explosion or self ignition.

Exclusions of United India Own Damage Bike Insurance

The United India OD bike insurance policy will not provide coverage for:

• Normal wear and tear of the bike.
• Any mechanical or electrical failures.
• Any damage to third-party vehicles or property.
• Injuries to other individuals in an accident.
• Situations where the rider does not have a valid driving licence, two wheeler insurance Online, or registration certificate.
• Incidents where the rider is under the influence of alcohol or other intoxicating substances.
• Damages if the bike is used in ways that are not allowed by the policy.

How to Buy United India Own Damage Bike Insurance Online?

Follow the steps below in order to buy a United India own-damage two-wheeler insurance policy online:

• Step 1: Open Policybazaar.com and place the cursor on the 'Insurance Products' option included in the top menu.
• Step 2: Click on 'Own-Damage Bike Insurance' to proceed further with the purchase process.
• Step 3: Provide the accurate details of your motorbike and tap on the 'View Prices' button.
• Step 4: From the insurer list, select 'United India Own Damage Bike Insurance'.
• Step 5: Fill in the required information correctly.
• Step 6: Pay the policy premium online to complete the purchase process. Once done, you will receive your policy on your registered email ID.

How to Raise United India Own Damage Bike Insurance Claims?

Here’s how you can raise a United India own-damage (OD) bike insurance claim:

• Step 1: Inform your insurance provider about the incident as soon as possible.
• Step 2: Go to the insurance company's website to download the claim form. Make sure you fill and sign it correctly.
• Step 3: Submit the claim form along with supporting documents to the insurance provider.
• Step 4: The insurance company will appoint a surveyor to assess the extent of damages to the insured two-wheeler.
• Step 5: The insurer will decide whether to approve or reject your claim request, depending upon the assessment report.
• Step 6: You can avail the benefit of cashless repairs at any of the insurer's network garages if your claim request is approved. While you can even get your bike repaired at any of the non-network garage and get the bill reimbursed later on.

Documents Required for United India Own Damage Bike Insurance Claim

To raise the claim request for United India own-damage bike policy, you will need to furnish the below-mentioned documents:

• Precisely filled and signed claim form
• Copy of FIR report (if applicable)
• Registration Certificate (RC) of the two-wheeler
• Original United India OD bike policy document
• Driving Licence of the rider
• Extra documents requested by the insurance company