United India Comprehensive Bike Insurance

United India Comprehensive Bike Insurance vs. Third Party Bike Insurance

United India Comprehensive Bike Insurance Benefits

The benefits if United India package policy are listed below:

• NCB is provided for claim-free years, which can range from 20% to 50%.
• Personal accident cover for a specified limit is provide to the owner driver
• The insurer issues the policy quickly and efficiently
• The claim settlement process is less time consuming and can be done online
• The policyholder has a variety of add-ons covers to choose from
• Coverage for third party liabilities is also provided 

What is covered under the United India Comprehensive Bike Insurance Plan?

The policyholder enjoys the benefits of a comprehensive plan listed below.

• United India Comprehensive bike insurance provides coverage for own damages resulting from accidental external means, fire, self-ignition, lightning, etc.
• It covers loss or damage resulting due to theft or burglary
• The policyholder can approach the insurer and request claim settlements in case of loss of bike due to natural disasters like floods, earthquake, cyclone, landslide, etc.
• Another area covered by the United India Comprehensive plan is its ability to protect its customers' bikes from events like terror attacks, riots, rampages, stampedes, etc.
• Any damage incurred during transit via rail, road, elevators is also covered in this bike insurance.
• Add-on Covers can be availed on payment of additional premium. You can choose from Electrical / Electronic Fittings cover, Geographical extension cover, CNG / LPG-Bi-fuel Kit cover, and Fibre Glass Fuel Tank cover

What is not covered under United India Comprehensive Bike Insurance?

United India comprehensive bike insurance policy does not cover the following expenses:

• Suppose the policyholder is penalized by the government authorities for driving his bike after consuming alcohol and other sedated drugs. The plan does not cover such losses that occur due to violation of laws.
• United India Comprehensive bike plan does not support any violations of traffic laws and road regulations
• A comprehensive bike insurance plan does not encourage claims concerning the repair and maintenance costs due to reduced bike performance due to wear and tear, ageing, electrical short-circuiting and other internal damages
• The plan does not support claims if the damaged part is made of rubber, plastics, etc.
• Claims filed for incidents taking place outside the scope of geographical area are excluded as well
• Contractual liabilities are also excluded  

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