United India Health Insurance for Senior Citizens

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      United India Health Insurance for Senior Citizens

      United India Health Insurance for senior citizens is a health insurance policy designed to cover elderly parents above the age of 60 years. The Senior Citizen Mediclaim policy by United India Insurance Company Limited provides necessary medical coverage to senior citizens against a host of medical expenses, including the cost of hospitalization. Moreover, this senior citizen health insurance policy allows elderly people to avail cashless treatments at any hospital of their choice across India.

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      Key Benefits of United India Health Insurance for Senior Citizens

      Check out the key benefits of United India Health Insurance for senior citizens:

      • Sum insured of Rs 1 lakh, Rs 2 lakh and Rs 3 lakh is available
      • Coverage available on an individual sum insured basis
      • Cashless treatment available for elderly parents at more than 7000 network hospitals
      • Health check-up facilities available after every three claim-free years
      • 5% family discount if more than one member is included in the policy
      • Tax rebate available on paid premium under Income Tax Act, Sec 80D

      United India Health Insurance Plans for Senior Citizens

      Take a look at the details of the United Health Insurance plan for senior citizens available in the market:

      Plan Name

      Sum Insured (Rs)

      Co-Payment

      United India Senior Citizen Mediclaim Policy

      1 lakh to 3 lakh

      20% (in case of expenses on major illness)

      View Plan

      Eligibility Criteria for United India Health Insurance for Senior Citizens

      The following table shows the eligibility criteria to buy a United India Health Insurance plan for senior citizens:

      Categories

      Eligibility Criteria

      Minimum Entry Age

      61 years

      Maximum Entry Age

      80 years

      Family Members Covered

      Self, spouse

      Renewability

      Lifelong

      Inclusions of United India Health Insurance for Senior Citizens

      United India Health Insurance for senior citizens comes with the following inclusions:

      • Hospitalization Expenses
      • Organ Donor Expenses
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Domiciliary Hospitalization
      • Ayurvedic Treatment

      Exclusions of United India Health Insurance for Senior Citizens

      The following coverage is excluded under the United India Health Insurance for senior citizens:

      • Cosmetic or aesthetic treatment
      • Dental treatment
      • HIV AIDS
      • Congenital external disease
      • Intentional self-injury
      • Venereal diseases
      • Abuse of intoxicants, including drugs and alcohol

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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