United India Health Insurance Portability

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      United India Health Insurance Portability

      Customers of other insurance providers can switch to a preferred United India Health Insurance plan as per their requirement, using the Portabilityoption. They can opt for a better plan without the worry of losing any accumulated benefits during the last policy tenure. The policyholders who want to port to United India Health Insurance should request insurance portability around 45 days before the renewal date of their existing policy.

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      Benefits of Porting to a United India Health Insurance Policy

      Switching to United India health insurance plans offers many benefits, some of which are as follows:

      • Opt for Better Coverage Benefits Porting to United Health insurance plan sallows policyholders to upgrade their insurance coverage and avail of better services without paying anything extra. For example, one can opt for advanced treatment coverage, domiciliary hospitalization, global health coverage, critical illness coverage, etc.
      • Save on Premium Switching to a United India health insurance policy allows customers to save on premiums. They can get the same coverage and sometimes-additional benefits with lower premiums. Existing policies with similar coverage may become expensive due to advancing age or the insurer's underwriting.
      • Transfer of Waiting Periods Served Porting to United Indian health insurance plans provides an additional advantage of transferring the waiting periods served under the previous plan. This means that the customer does not need to serve any extra waiting period, but only the remaining ones, ensuring a seamless transition.
      • Carry forward of No Claims Bonus Policyholders with no claim bonus on their existing policy will not lose the same when they port to a United India health insurance policy. For example, if a policyholder has an NCB of 15% under their existing policy, it will apply to the new United India health insurance policy.

      How to Port to a United India Health Insurance Policy?

      Policyholders who want to port their policy to United India health insurance can do so easily by following a few steps. For a hassle-free online process on Policybazaar.com, follow the steps given below:

      Step 1: Choose a United India health insurance policy per your requirements.

      Step 2: Fill in the request with Policybazaar to switch to the United India health insurance policy of your choice around 45 days before your existing policy expires.

      Step 3: Submit the required online proposal and portability forms to Policybazaar after filling them out carefully.

      Step 4: Now pay the premium for your chosen United India health insurance plan

      Step 5: Policybazaar will forward your portability request to United India Insurance Company.

      Step 6: United India Insurance will contact your existing insurance provider to get details like the claim history, medical documents, etc. They can also access this information from the IRDAI website.

      Step 7: Your current insurer will furnish the requested details to United India Insurance Company through the common data-sharing portal of the IRDAI. Any delay in data sharing by the existing insurance provider results in a delay in processing the request for porting the policy.

      Step 8: United India Insurance Company will accept or reject the request within 15 days based on the received documents. In case the company does not decide within this period, the portability request will be auto-accepted.

      Documents Required for United India Health Insurance Portability

      Policyholders who want to switch to United India Health Insurance have to submit the required documents as follows:

      • Copies of the previous year's medical insurance policy
      • Claim history details for the previous policies
      • The latest renewal notice, which has clear information on NCB
      • In case of claims, the customer has to submit medical documents, like hospital discharge summaries and diagnostic reports.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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