United India Fire Insurance

United India Insurance Company Limited is a general insurance providing company in India. The company was incorporated on February 18, 1938 and it was nationalized in 1972. Out of all the general insurance products, United India offers fire insurance plans.

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Types of Fire Insurance Plans by United India Insurance Company Limited

United India Insurance Company Limited offers the following fire insurance plans:

Bharat Griha Raksha Policy
Fire Floated Policy
Fire Floater Declaration Policy
Fire Loss of Profit Policy
Standard Fire and Special Perils Policy
Fire Declaration Policy

United India Fire Insurance: Inclusions

Here is the basic coverage provided under United India Fire Insurance policy:

Building and content damage covered
Temporary accommodation expenses covered
Explosion or implosion damage covered
Lightning damage covered
Natural calamities covered (earthquake, cyclone, flood, etc.)
Bush/forest fire damage covered
Compensation for fire brigade payment
External impact damage covered (vehicles, animals, aircraft, etc.)
Riots, strikes, and malicious damages covered
Terrorism act covered as per policy
Water tank/Pipe bursting and sprinkler leakage covered
Theft compensation provided within 7 days

Explore Fire Insurance

United India Fire Insurance: Exclusions

Here are the basic exclusions under United India Fire Insurance Policy:

Intentional or negligent damage not covered
Public authority-ordered burning not covered
Boilers or economisers damage not covered
Steam machine or apparatus damage not covered
Damage from insured-owned vehicle, animal, or aircraft not covered
Work interruption or cessation not covered
Terrorism clause exclusions apply
Office location repair/alteration cost not covered

United India Fire Insurance: Claim Process

Follow the steps given below to raise the claim under this insurance policy:

Step 1: Inform insurer of fire accident
Step 2: Request and fill out claim form
Step 3: Create detailed account of damaged properties and estimated cost
Step 4: Insurer sends inspector to inspect premises
Step 5: Cooperate with inspector and provide information
Step 6: Insurer settles claim based on inspector's report within specified time in policy documents

United India Fire Insurance: Documents Required

Here are the following documents that you will have to submit along with the claim form while raising a claim:

Fire Brigade report
PAN Card
Aadhar Card
Record of previous claims (if any)
Address proof of loss location
Electricity Bill
GST Registration Certificate
Copy of final investigation report

United India Fire Insurance: FAQs

Que 1: How can I determine the sum insured for my property?

Ans: The sum insured should be determined based on the value of the property and the cost of rebuilding it. It is important to ensure that the sum insured is adequate to cover the total value of the property.
Que 2: Can the policy cover my business inventory and equipment?

Ans: Yes, the policy can be extended to cover business inventory and equipment against damage caused by fire and other perils.
Que 3: Can I cancel the policy mid-term?

Ans: Yes, the policy can be cancelled mid-term by giving notice to United India. However, the premium refund will be based on a pro-rata basis, and a cancellation fee may be charged.
Que 4: What is the process for making changes to the policy?

Ans: To make changes to the policy, such as increasing or decreasing the sum insured, the customer should contact United India and provide the necessary details. Usually, it can be done during the renewal of the policy.

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Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

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Policybazaar for Business - Fire Special Perils Insurance - Customer Reviews

View all 83 reviews

View all

4.3

out of 5

Based on 83 reviews

13 users

66 users

4 users

0 users

4.8 October 09, 2022

Aaftab

Amazing Customer Support

I am using a fire insurance policy from policybazaar and experienced amazing feedback from them in claim settlement. I have a sports merchandise shop that caught fire last yearI raised a claim which was resolved within a few days without any hassles.

Thiruvananthapuram

4.8 October 08, 2022

Balachandar

Helpful Support

The support team of Policybazaar is really helpful and prompt. They solve all your queries fast. Would definitely recommend Policybazaar for purchasing insurance .

Mangaluru

4.8 October 07, 2022

Raahim

Extensive Cover

Got a fire insurance policy for my shop and it was really extensive with so many features. Purchased it from Policybazaar without paying any commission fees. Great coverage.

Bengaluru

4.5 October 06, 2022

Aadi

User Friendly Website

We deal in the cotton industry and suffered a huge loss last year because of the fire. We were looking for insurance to safeguard us financially from any such incident in the future. We landed on the policybazaar website and bought fire insurance. Their website is well managed and gives all the necessary information.

4.8 October 05, 2022

Rohit

Plans Are In Budget

Had to purchase a fire insurance which should be in my budget as I run a very small store. Got a lot of affordable plans on Policybazaar and purchased the one that suited my budget. All plans are in budget and with so many features.

Bhopal

4.3 October 04, 2022

Baban

Covered My Shop

I have a shop of garments and it caught fire last year in which I lost items worth thousands. Purchased a fire insurance from Policybazaar and now I feel really relieved that it would financially cover my shop in such circumstances.

Chandigarh

4.3 October 03, 2022

Aarnav

Faster Claim Settlement

A part of my warehouse having thousands of material caught fire. Luckily I had a fire insurance policy that I could claim and received compensation from them. It was such a relief. The claim settlement team at Policybazaar is helpful and really quick.

Assam

4.5 October 02, 2022

Jagadish

Affordable

I have a warehouse of clothes and was planning to buy a fire insurance policy to cover my material from unwanted fire. Got a really affordable plan from Policybazaar with some really great features.

Ahemdabad

4.5 October 01, 2022

Rahul

Budget Friendly

Wanted to cover my crockery shop from fire and was searching for an affordable plan. Found a great plan at Policybazaar which suited my budget.

Surat

4.5 September 30, 2022

Baabul

Instant Purchase

Wanted a fire insurance policy for my crockery business and could purchase it instantly from Policybazaar. The process was quick instant and very easy.

Gurgaon

83 Review Item

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Disclaimers⁺
*Premium varies on the basis of Occupancy, Business Activity & Coverage Type . The premium of Rs 3400/year (Rs 283.33 / month) is for a pucca building with sum insured of Rs 50 lakh at selected locations, for property age less than 25 years and policy term of 1 year, rounded off to nearest 10. Additional premium is payable for the optional covers including contents opted. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
By clicking on "View Plans" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

United India Fire Insurance

Types of Fire Insurance Plans by United India Insurance Company Limited

United India Fire Insurance: Inclusions

United India Fire Insurance: Exclusions

United India Fire Insurance: Claim Process

United India Fire Insurance: Documents Required

United India Fire Insurance: FAQs

Que 1: How can I determine the sum insured for my property?

Que 2: Can the policy cover my business inventory and equipment?

Que 3: Can I cancel the policy mid-term?

Que 4: What is the process for making changes to the policy?

Fire Insurance News

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