Download the Policybazaar app
to manage all your insurance needs.
-
Home
-
Car Insurance
-
United India Car Insurance
- United India Zero Depreciation Car Insurance
United India Zero Depreciation Car Insurance
Zero or nil depreciation add-on is a beneficial coverage you can opt for along with your United India car insurance policy. This add-on by United India Insurance Co. Ltd allows you to claim the total cost of repair or replacement of your car and its parts, including their depreciation value, in case of an accidental damage.
Benefits of United India Zero Depreciation Car Insurance
Over time, the value of your car and its parts depreciates, which is deducted by your insurer during claim settlements. However, opting for a nil dep add-on with United India comprehensive car insurance can help you avoid this deduction. Here are some benefits you get with a zero dep add-on cover:
- Marginal Extra Premium: Opting for a nil dep add-on with United India comprehensive car insurance incurs only a small extra premium. By paying this, you can protect yourself from significant expenses arising out of depreciation.
- Complete Coverage: With United India zero depreciation car insurance, you will not encounter any unexpected expenses during the claim process since the insurer covers all repair or replacement costs after the mandatory deductions.
- Rapid Claims and Customer Support: The claim process for United India zero dep car insurance is effortless and quick as there is no depreciation involved. The company also has a dedicated claim assistance team available 24/7.
How to Buy United India Zero Depreciation Add-on Cover?
You need to follow the steps stated below to opt for a zero dep add-on while buying the United India car insurance policy:
- Click "Car Insurance" on the homepage of Policybazaar.com.
- Enter your car number along with its other particulars.
- Complete the registration form to view policy details and pricing.
- Select United India insurance from the motor insurance plans listed on the page.
- Now, from the "Add-ons" dropdown, select 'Zero Depreciation.'
- After adding the cover, you will get the updated price of your policy, which you can pay through the available payment methods.
- Once you have paid the premium, your policy documents will be sent to you on your registered email.
United India Zero Depreciation Car Insurance Claim Process
Raising a claim under your United India zero dep policy is a hassle-free process. Just follow the steps cited below:
- Inform your insurance provider about the damages sustained by your four-wheeler in a road accident.
- Upon claim intimation, your insurer will appoint a surveyor to evaluate damages and repair costs.
- After successful inspection and document verification, your vehicle will be sent to the network garage for repairs.
- Once your car has been repaired, your insurer will settle the claim with the garage.
- If repairs are done outside your insurer's authorised garages, you need to pay for the repairs from your pocket, and your insurer will reimburse you later.
Documents Required for a United India Zero Depreciation Car Insurance Claim
You need to produce the following documents to your insurer while raising a claim under your nil dep car insurance:
- Your car insurance policy
- Insured vehicle's RC (registration certificate)
- Driving licence of the owner-driver
- Claim form (properly filled and signed)
- Copy of Police FIR
- Estimates of repair
- Repair bills
FAQs
-
Q1. Can I opt for a zero dep add-on if my car is 6 years old?
Ans: Yes. Several insurers now offer zero depreciation cover for cars aged between 5 and 10 years. -
Q2. Who should ideally buy a United India zero depreciation car insurance policy?
Ans: A nil dep cover is suggested particularly for:
- New or luxury car owners
- New drivers
- Individuals living in high-risk areas or without access to designated parking
-
Q3. Is zero depreciation add-on available with third party car insurance?
Ans: No. A nil dep add-on is only available with a comprehensive four-wheeler insurance policy. -
Q4. Can I opt for a United India zero depreciation add-on during the policy tenure?
Ans: No. A zero depreciation add-on can be availed only when you buy or renew car insurance.
Car zero Depreciation Insurers
Bajaj Allianz Zero Depreciation Car Insurance
Chola MS Zero Depreciation Car Insurance
Digit Zero Depreciation Car Insurance
Future Generali Zero Depreciation Car Insurance
HDFC Ergo Zero Depreciation Car Insurance
ICICI Lombard Zero Depreciation Car Insurance
IFFCO Tokio Zero Depreciation Car Insurance
Liberty Zero Depreciation Car Insurance
Expand
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Car insurance Articles
- Recent Article
- Popular Articles
20 Jun 2024
Top 5 Car Care Tips to Beat The Summer Heat
The extreme heat and constant heat wave warnings have made
Read more
11 Jun 2024
How to Check Car Owner Details By Registration...
Scenarios like hit-and-run accidents or purchasing a second-hand
Read more
21 May 2024
Get Faster Claim Settlement with Policybazaar...
Getting your car insurance claim settled is no longer a hassle
Read more
17 Apr 2024
Understand the Nitty-Gritty of Car Insurance...
Have you recently purchased a car insurance policy for your new
Read more
22 Feb 2024
IDV in Car Insurance
In layman's terms, the IDV full form is the Insured Declared Value
Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.