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United India Car Insurance
- United India Third Party Car Insurance
United India Third-Party Car Insurance
The United India third-party car insurance policy is a necessary cover offered by the United India Insurance Company Limited to vehicle owners. This insurance plan protects policyholders against any legal or financial liabilities that may occur if their insured vehicle causes any damage to the third party person or property in an accident.
Benefits of United India Third-Party Car Insurance
- Instant Access: Since there is no inspection or much documentation involved, it is very easy & time-saving to buy car insurance online with third-party coverage.
- No Legal Hassles: As per Indian motor laws, a third-party car insurance policy is a mandatory cover that keeps all your legal and financial worries away in the event of any damage caused to the third party person/property involving your insured vehicle.
- Speedy Claims: United India's claim settlement process is rapid and hassle-free. All car insurance claims get settled in the shortest possible period.
Coverage Under United India Third-Party Car Insurance
- Coverage for the accidental Injury or death of the third-party person caused by the insured vehicle
- Up to Rs. 7.5 Lakh cover for third party property/vehicle damages
- Personal accident (PA) cover for owner/driver. Compensation of up to Rs. 15 Lakh is provided to the policyholder or beneficiary in the event of accidental death or permanent disability.
- No cover is provided for own damages caused to the insured vehicle
- Losses caused due to war-like situations, natural disasters, nuclear perils, theft, etc.
- Consequential damages to the insured vehicle are also not covered
- Electrical or mechanical failure of the insured vehicle
- Driving under the influence of alcohol/drugs or without a valid driving licence
- Vehicle usage violating the 'limitations as to use'
How to Purchase United India Third Party Car Insurance Policy?
Here's a quick and easy process to purchasing United India third-party car insurance online:
- Visit Policybazaar.com and select 'Car Insurance.'
- Enter your car number and click 'View Prices.'
- Now, enter your car's make & model, variant, fuel type, RTO, and registration year.
- Fill in the proposal form and proceed forward.
- Now, from the list of various four-wheeler insurance plans offered by multiple insurers, select United India third-party car insurance and check policy details.
- Select the amount for personal accident cover that fits your needs.
- Now choose the desired plan and proceed to make the policy premium payment.
- You can pay the amount online via various payment methods, such as credit/debit cards, net banking, and UPI.
- Once the payment is successful, you will receive your United India third-party car insurance policy documents in your registered email.
Documents Required to Raise United India Third Party Car Insurance Claim
You can raise a claim on your car insurance policy by keeping the following documents handy with you:
- Vehicle insurance policy
- Original/Copy of Police FIR
- Duly filled & signed claim form
- Copy of driving licence
- Copy of insured car's registration certificate
- Photos of the accident site
- Hospital bills, discharge summary, doctor's certificate (only applicable if any injury caused to the third person)
FAQs
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Q1. Does the United India third-party car insurance provide coverage for property damage caused to the third party in an accident?
Ans: Yes. United India third-party car insurance covers third-party property damages caused in an accident involving the insured car. -
Q2. Is personal accident cover mandatory?
Ans: Yes, PA is a mandatory cover that insurers have to provide along with a third-party vehicle insurance policy. -
Q3. Does third-party car insurance cover loss and damage caused by natural calamity?
Ans: No. Losses and damages due to natural calamities are not covered under third-party car insurance plans. -
Q4. Can I renew my expired third-party four-wheeler insurance?
Ans: Yes. You can easily renew your expired car insurance online provided it has not been more than 90 days from its expiration date. Post this grace period, you are required to buy a new policy.
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IFFCO Tokio Third Party Car Insurance
Liberty Third Party Car Insurance
Expand
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.