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- United India Comprehensive Car Insurance
United India Comprehensive Car Insurance
As a car is one of the valuable possessions, one must safeguard it against any possible accident, damage, theft, or third-party liabilities. A comprehensive car insurance policy from United India General Insurance provides its customers with all-time covers against third-party liabilities and own damages. Damages from incidents like theft, fire, manmade acts and natural disasters are covered under a United India comprehensive car insurance policy.
Benefits of United India Comprehensive Car Insurance Policy
United India comprehensive car insurance policy provides a list of benefits to the policyholders. These include:
- Cashless Services: United India General Insurance Company has nearly 3100+ network garages across the country to receive its cashless repair benefit.
- Discounts: If one has an Automobile Association of India membership, they can get a 5% discount on the personal damage cover.
- Additional Covers: One can also choose from multiple add-ons like zero dep cover, NCB cover, consumables cover and many more.
- Anti-Theft Discount: In case of theft, a discount of 2.5% will be offered to the customers who have the installed anti-theft device in their cars.
Coverage Under United India Comprehensive Car Insurance
- Death and disability of third party and third party property damage caused due to the insured car.
- Claims can also be raised for damages caused due to manmade acts like riots, strikes, etc.
- Damages sustained by the insured car are due to earthquakes, cyclones, floods, and other natural disasters.
- Losses arising out of the theft of the insured vehicle
- Losses to the insured car due to fire or explosion are also covered
- Accidental damages arising out of collision or road accident
- Damages arising out of contractual liabilities of the owner/driver of the insured car
- Accidental damages arising out of drunk driving are not covered
- Claims can also not be raised for damages arising out of the location as specified in the policy
- Damages to the car when driven without a valid driving license
- Accidental damages arising out of commercial use of the private car
Add-Ons Under United India Comprehensive Car Insurance
Additional covered offered under the United India comprehensive car insurance include:
- Nil Depreciation Cover
- Consumables Cover
- Personal Belongings Cover
- Roadside Assistance Cover
- Engine Breakdown Cover
- Return to Invoice Cover
How to Purchase United India Comprehensive Car Insurance Policy?
Follow these steps to buy/renew car insurance online by United India General Insurance Company:
- Visit Policybazaar.com and select the “Car Insurance” tab from the homepage
- Enter your car number or select the Brand New Car option
- Select your car’s RTO, make, model, variant, fuel type and registration year
- Now fill in the given registration form
- From the given plans, select the United India comprehensive plan for your car
- Also, select any additional cover that you wish to buy along with your policy
- Now pay the final premium via the online payment mode
- Once you have paid the premium, your United India comprehensive policy document will be instantly mailed to you.
Documents Required to Raise a United India Comprehensive Car Insurance Claim
To raise a United India comprehensive insurance claim, a policyholder will need the following mandatory documents:
- Car insurance policy document
- Duly signed and filled out claim form
- Vehicle Registration Certificate
- Copy of Police FIR
- Bills of repair
- Estimates of repair
- Driver’s driving license
United India Comprehensive Car Insurance FAQs:
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Q1. How can I make a premium payment?
Ans: You just need to go to the company’s official website. Click on “track your status, enter the quote number, and get the result.
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Q2. Can I calculate the premium for my car insurance before purchasing a policy?
Ans: Yes, you can calculate the estimated own damage premium and Insured Declared Value of your four-wheeler by using the Car Insurance Premium Calculator. This online tool lets you calculate premium based on your car’s make, model, variant and other details.
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Q3. Can we cancel an online United India comprehensive insurance policy?
Ans: No, online cancellation of United India policy is not possible. If one wants to cancel it, one must write an email to the insurance company on their official email ID or contact their customer support.
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Q4. Can an expired car insurance policy be renewed?
Ans: Yes, an expired car insurance policy can be renewed. However, your vehicle will be inspected at the time of renewal. Moreover, you will also lose your No Claim Bonus if you do not renew the policy within the grace period.
Car Comprehensive Insurers
Bajaj Allianz Comprehensive Car Insurance
Chola MS Comprehensive Car Insurance
Digit Comprehensive Car Insurance
Future Generali Comprehensive Car Insurance
HDFC Ergo Comprehensive Car Insurance
ICICI Lombard Comprehensive Car Insurance
IFFCO Tokio Comprehensive Car Insurance
Liberty Comprehensive Car Insurance
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Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.