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TATA AIG Comprehensive Bike Insurance
TATA AIG comprehensive bike insurance policy provides full coverage against the risks that may arise while driving on the road. The policy covers the customer against third party liabilities along with own damage cover. It covers the customer for both financial as well as legal liabilities. It compensates for the loss and damage incurred due to both natural and man-made calamities.
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TATA AIG Bike Insurance
- TATA AIG Comprehensive Bike Insurance
TATA AIG Comprehensive Bike Insurance vs. Third Party Bike Insurance
| Features | Comprehensive two-wheeler insurance | Third party two-wheeler insurance |
| Coverage | Comprehensive two-wheeler insurance offers protection against third party liabilities and as well own damages. | A third party two-wheeler insurance offers compensation for the third party liabilities only |
| Requirement | A comprehensive cover is optional to enhance the scope of coverage | It is essential as per the Indian Motor Vehicles Act |
| Add-ons | Add-ons are available on payment of additional premium. 8 add-on covers are available with TATA AIG comprehensive bike insurance | Add-ons are not available |
| Premium amount | Comparatively higher | Low premiums |
Benefits of Tata AIG Comprehensive Bike Insurance
- The company boasts of a quick claim process. It has responsive customer support ready to provide 24x7 assistance to customer queries
- The company boasts an extensive network of more than 7500 garages PAN India and provides easy access to free repairs for the insured bike
- Both financial and legal types of assistance are extended to the damages incurred by self and the damage and theft of the vehicle
- Assistance to the policyholder for the third party liabilities as well
- The customer can choose from 8 add-on coverage options
Explore Tata Aig Bike Insurance
What all is covered under TATA AIG Comprehensive Bike Insurance Plan?
TATA AIG comprehensive bike insurance plan is a complete coverage plan and acts as a protective layer for the bike owner against both own damage bike insurance and third party liabilities. Following are the details of coverage provided by the TATA AIG comprehensive bike insurance plan:
- Third Party Cover: The third party's financial and legal liabilities are covered under TATA AIG comprehensive bike insurance policy. The policy compensates for death, injury, permanent disability, and property damage caused to a third party.
- Personal Accident Cover: The personal accident cover is provided in comprehensive bike insurance policy up to Rs 15 lakh.
- Man-made Disaster Coverage: The policy compensates the customers against man-made disasters like nuclear attacks, robbery, riots, strikes, etc.
- Coverage against Natural Disaster: TATA AIG comprehensive bike insurance offers financial assistance to the policyholder in case of landslide, earthquake, cyclone, or other natural calamities.
What is not covered under the TATA AIG Comprehensive Bike Insurance plan?
The policyholder might not get any compensation for his losses in certain specific situations. These situations include;
- conflict or war, biological war, mutiny, or nuclear risk
- If the bike was driven without a valid license
- For the accident due to contract
- If the bike insurance was not operated by someone mentioned and described in the policy
- the driver was in a state of intoxication at the time of the accident
- Each of the policies covers has its predetermined geographical extent, and the company compensates only if the accident occurs within that extent.
FAQs
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Q. Can I get add-ons for my TATA AIG comprehensive bike insurance policy in the middle of the policy tenure?
Yes, of course, you can opt for add-ons in the middle of the policy period.
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Q. What is the maximum tenure of TATA AIG comprehensive bike insurance cover?
The maximum tenure of TATA AIG bike insurance cover is three years.
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Q. Is the comprehensive bike insurance TATA AIG policy mandatory?
No, it is not mandatory to purchase this policy for your two-wheeler.
Two Wheeler Comprehensive Insurers
Bajaj Allianz Comprehensive Bike Insurance
Go Digit Comprehensive Bike Insurance
HDFC ERGO Comprehensive Bike Insurance Policy
ICICI Lombard Comprehensive Bike Insurance
IFFCO Tokio Comprehensive Bike Insurance
Liberty Comprehensive Bike Insurance
National Comprehensive Bike Insurance
New India Assurance Comprehensive Bike Insurance
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Bike insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Read more^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
