TATA AIG Travel Insurance

• TATA AIG Travel Guard Policy

  This policy protects your international travel from any unforeseen circumstances. Under this plan, you will simply have to contact the insurer and they will take care of everything in case of any untoward incident. International Travel Insurance Plans offer a lot of options to choose from. The following plans are available with and without sub-limits with varying premiums:

  untoward incident. International Travel Insurance Plans offer a lot of options to choose from:

  • Travel Guard Silver Plan (Worldwide including/excluding USA/Canada)
  • Travel Guard Gold Plan (Worldwide including/excluding USA/Canada)
  • Travel Guard Silver Plus Plan (Worldwide including/excluding USA/Canada)
  • Travel Guard Platinum Plan (Worldwide including/excluding USA/Canada)
  • Travel Guard 70+ Senior Plan

  These are available for individuals as young as 0.6 years up to 70 years.

• TATA AIG Student Guard Overseas Health Insurance Plan

  TATA AIG Student Guard is exclusively made for students who go abroad for higher studies. It is for Indians 16 -35 years old who are enrolling and attending a full-time registered educational institution of higher learning outside India. 

  The following plan options are available under this TATA AIG Student Guard Overseas Health Insurance:

  • Plan A
  • Plan B
  • Ultimate
  • Ultimate Plus
  • Supreme

  The policy offers coverage for claims arising due to personal accidents, sponsor protection, compassionate visit from family, study interruption, and accident & sickness reimbursement. There are certain add-ons to the TATA AIG Student Travel Guard Plan, which are:

  • Coverage for Pre-existing Diseases
  • Childcare
  • Maternity Benefits
  • Treatment for Mental and Nervous Disorders, which includes alcohol consumption and addiction to drugs
  • Cancer Screening and Mammography examinations
  • Physiotherapy

  Please note that the benefits will vary with plan variants and are subject to change. 

• TATA AIG Asia Travel Guard Policy

  This TATA AIG travel insurance plan is specially made to protect all your holidays in Asia. The plan is applicable to travellers aged up to 70 years and can be issued for individuals and families travelling across Asian countries. This TATA AIG Asia Travel Guard Policy comes in the following plan variants:

  • Silver
  • Silver Plus
  • Gold

  Like other TATA AIG travel insurance policies, this also covers important risks while travelling:

  • Accident and sickness medical expenses up to the sum insured
  • Baggage delay (not provided in Silver variant)
  • Loss of passport
  • Emergency medical evacuation
  • Personal liability
  • Accidental death and dismemberment

• TATA AIG Senior Citizen Travel Insurance Plan

  
  Age is just a number, and everyone should get the benefits of a protective cover irrespective of their age. TATA AIG senior citizen travel insurance protects travellers who are over 71 years of age. Here are some benefits offered by TATA AIG Senior Citizen Travel Insurance Plan:

  • Accidental & Sickness Medical Expense Reimbursement
  • Sickness Dental Relief
  • Emergency Medical Evacuation
  • Personal Liability Benefit

  These are especially different as they cover many age-related concerns that other plans don't cover.

• TATA AIG Domestic Travel Guard

  Tata AIG Domestic Travel Guard Insurance Plan is designed only to cover the risks of travelling within India either by road, air, or rail. These are highly recommended as they provide financial protection for many common emergencies, including accidents, personal liability, or other mishaps. Read on to find the benefits of the TATA AIG Domestic Travel Insurance Guard Plan:

  • Medical Reimbursement: In case of any medical emergency, claim reimbursement of your medical expenses incurred from treatment of injuries due to an accident.
  • Missed Departure or Air/ Rail: In case of an emergency or condition resulting in your missing departure for your trip, you can claim reimbursement if you’ve opted for this add-on.
  • Loss of tickets: In case of any situation that may cause you to misplace or lose your travel tickets, this add-on benefit lets you reimburse for the lost ticket.
  • Emergency Medical Evacuation: If an emergency requires you to be evacuated, then the policy will cover the expenses for your transportation and medical treatment. 

  Please note that some benefits can only be availed if the policyholder has opted for those additional benefits. 

FAQs

• Q1. Is travel insurance necessary?

  While on a holiday or a business trip, you can face some unexpected accidents that can ruin your perfect planning. Issues like medical emergencies, baggage & passport loss can happen to anybody. Having travel insurance helps you to enjoy a secure environment while travelling.

• Q2. When can I file the claim for Tata AIG Travel Insurance Policy?

  You can file a claim as soon as the policy is active and the coverage begins. However, you must raise a claim within the stipulated timeframe. You must also inform the insurer at the earliest, in some cases within a few hours of facing an issue. For example, in case of claims under TATA AIG travel medical insurance you must immediately contact the insurer in case you need cashless hospitalisation facilities.

• Q3. What happens if my tour is extended?

  In case the tour time is extended for some reason that is not under your control, you are eligible for an extension. You can get extended coverage from your insurer after submitting an additional premium. Make sure you contact your insurer and discuss all the details as soon as possible.

• Q4. What is the claim procedure for TATA AIG travel insurance policy?

  In case you meet with an accident, you need to first inform your insurance company about the mishap and follow their instructions. They will get back to you as soon as possible. Tata AIG Travel General Insurance Company has a 24x7 customer support system that helps with claim status.

• Q5. Can I cancel my TATA AIG travel insurance policy between the policy tenure?

  Ans: Yes, it is allowed to cancel the policy between the policy tenure. It will be cancelled in the case only when the policyholder has not undertaken the journey. Proofs are also required at the time when applying for cancellation, for example, a passport is required if you’re cancelling your international plan.

• Q6. What documents are required at the time of filing the TATA AIG travel insurance claim?

  There are some common documents that are ]required for filing the claim. These are:

  • Claim form
  • Bill, voucher, prescription, discharge summary with details like name, treatment done, and expenses incurred
  • The price and names of the medicines should be mentioned in the prescription

• Q7. Why should you opt for Tata AIG Travel Insurance plans?

  The insurer is among the most reputable insurers in India, known for its dedicated customer support and high claim settlement ratio. For more clarity, feel free to check various TATA AIG international travel insurance reviews available on different platforms.

• Q8. What are the modes of premium payment?

  There are two different modes of premium payment: cash payment, you can pay at the branch, and online payment, which can be paid by means of credit card, debit card, and net banking.

• Q9. How to check the policy status for Tata AIG travel insurance online?

  Ans: You can check the Tata AIG Travel Insurance Policy status very easily from the comfort of your home. All you need to do is register yourself on their website and log in with your username and password. This will give you all the information related to your travel insurance policy. You can also call the Toll-free number of TATA AIG Travel Insurance. You can also check the status through Policybazaar instead at 1800-708-8787 and care@policybazaar.com..

• Q10. What are the steps for Tata AIG Travel Insurance Claim Settlement?

  There are two ways for claim settlement: one is the traditional way in which the person has to visit the office with the required documents to file the claim and another is online. It allows you to save time as it can be done from anywhere across the globe. You can register your claim online. The claims department will call you in 1 hour. Upon successful completion of formalities within 7 working days, the claim is settled.