Overview of TATA AIG Instachoice Home Insurance

An easy and instant plan requiring no documentation procedures. It allows choosing and designing our own home insurance cover hassle free.

TATA AIG Instachoice Home Insurance

4.7 (99 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


TATA AIG Instachoice Home Insurance

4.7 (99 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹18/month*

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Overview of TATA AIG Instachoice Home Insurance

An easy and instant plan requiring no documentation procedures. It allows choosing and designing our own home insurance cover hassle free.

Eligibility:

  • Person residing in a self-owned or rented house.

Policy Benefits:

  • Fire and Special Perils: Covers home structure and belongings against fire/ earthquakes/floods/ lightning/thunderstorms/storms etc. and also man-made threats like terrorism, riots and strikes.
  • Rent for alternative accommodation: Additional rent amount in case of severe damage to house is borne up to a maximum limit of 30000 INR for 3 months.
  • Burglary &Theft: Covers Loss or damage in the event of Burglary/Theft (audio/visual appliances) or Attempted Burglary / Theft on a 1st loss basis.
  • Public Liability: Expenses or loss of guests/outsider at the Insured’s home is covered.
  • Baggage Loss: Covers Accidental loss/damage/theft of personal baggage outside municipal limits of city.
  • Breakdown of Domestic Appliances: Expenses against Mechanical/Electrical breakdown of domestic appliances at home are also covered.
  • Personal Accident: Covers Insured person due to accidental bodily injury anywhere in world.
  • Purchase Protection: Covers new items up to 30 days from the date of purchase.

Policy Details:

  • Easy and Instant
  • No Documentation
  • Flexible – Cover can be chosen according to Individuals’ need
  • Burglary cover for jewellery
  • Covers domestic appliances which are more than 8 years old and thus, preferred by home owners and non-owners both.

Exclusions:

  • Loss or damage caused by war, invasion, act of foreign enemy, pollution etc.
  • Expenses due to Architects/Surveyors and Consulting fees of engineer.
  • Loss by theft during or after occurrence of any insured peril
  • Expenses arising due to riots, strikes and terrorist activity..
  • If the loss or damage occurs while the house is unoccupied, kutcha construction.
  • Loss of money, securities, stamps, documents, jewellery, watches, precious metals, precious stones, gold or silver ornaments, travel tickets, cheques and bank drafts are not covered.
  • Death; disablement or bodily Injury self-inflicted or caused by misuse of any drugs/alcohol by the insured, his family or domestic staff.
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 99 Reviews)
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Reviews & Ratings

4.7 / 5 (Based on 99 Reviews)
(Showing Newest 10 reviews)
Surendra
Delhi, February 05, 2025
Good Price
I had purchased Bajaj Allianz home insurance, and when there was damage to home equipment due to an electric spark, these damages were covered by the insurance. Got insurance at a good price.
Naresh
Muzaffarnagar, February 02, 2025
Best Deal
I never thought home insurance could be affordable. With Policybazaar, I could compare multiple insurance plans on a single platform. I am glad I got the best insurance plan at a very good deal.
Nalin
Begusarai, January 30, 2025
Easy Renewal
I renewed my home insurance through Policybazaar. Initially, I was unsatisfied with my previous insurer, but my experience with Policybazaar has been good. Very satisfied with their services.
Abhimanyu
Gridi, January 29, 2025
Good Experience
PolicyBazaar has made comparing policies easy, and its agent explained the features clearly. Really happy with my experience of getting a home insurance policy.
Prateek
Patna, January 27, 2025
Expenses Covered
With HDFC ERGO home insurance, I could cover my expenses when our building caught fire. Luckily, no one was hurt.
Dhruv
Jamshedpu, January 24, 2025
Easy Process
Thank you, Policybazaar, for helping me to get the claim approved for my home insurance. Your process was very easy.
Vihan
Etawa, January 21, 2025
Big Help
I had purchased a new flat by taking a home loan. However, after paying the second EMI, there were some issues with the water pipeline, and it burst. The house's walls were damaged, and home insurance through Policybazaar helped me get a claim for my loss.
Ishaan
Lucknow, January 20, 2025
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
Kshitiz
Lucknow, January 18, 2025
Easy Process
Thank you, Policybazaar, for helping me to get the claim approved for my home insurance. Your process was very easy.
Rahul
Patna, January 17, 2025
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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