Tata AIG Health Insurance for Parents

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      Tata AIG Health Insurance for Parents

      TATA AIG Health Insurance for Parents is a comprehensive healthcare solution designed with the utmost care and consideration for the well-being of your parents. Tata AIG General Insurance Company brings you a specialized health insurance plan tailored to senior family members' unique needs and requirements. With Tata AIG Health Insurance for Parents, you can ensure your elderly loved ones receive the best possible medical care, offering peace of mind and financial security during challenging times.
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      Tata AIG Health Insurance Plans for Parents

      Check out the various Tata AIG insurance plans specially designed for parents.

      Plan Name Sum Insured Pre-existing Diseases Waiting Period Co-Payment
      Tata AIG Medicare Health Insurance
      • Tata AIG MediCare- Rs 3 lakhs to Rs 20 lakhs
      • Tata AIG Medicare Premier- Rs 5 lakhs to Rs 3 crores
      • Tata AIG Medicare Protect- Rs 2 lakhs to Rs 5 lakhs
      2-5 Years N/A
      Tata AIG - Super Top Up Health Insurance Rs 5 lakhs 2 -5 Years N/A
      Tata AIG Elder Care Rs 5 lakhs to Rs 25 lakhs 2 Years Mandatory Co-Payment - 20%

      Eligibility Criteria for Tata AIG Health Insurance for Parents

      Take a look at the eligibility criteria for the Tata AIG Health Insurance plan for parents.

      Plan Name Minimum Entry Age Maximum Entry Age Renewability
      Tata AIG MediCare Health Insurance Tata AIG MediCare Plus - 18 Years
      Tata AIG Medicare Premier - N/A
      Tata AIG Medicare Protect - N/A
      Tata AIG MediCare - 65 Years
      Tata AIG Medicare Premier - 65 Years
      Tata AIG Medicare Protect - 65 Years
      Lifelong
      Tata AIG - Super Top Up Health Insurance N/A N/A Lifelong
      Tata AIG Elder Care 61 years 85 years N/A

      Key Benefits of Tata AIG Health Insurance for Parents

      Here are the key benefits offered by Tata AIG Health Insurance for your parents-

      • Home Physiotherapy
      • Home Assessment and Modification for Elderly Care/Disability
      • Wellness Services
      • Emergency Air Ambulance
      • Ayush Benefits
      • Second opinion
      • Post-Operative Care
      • Healthcare Network of 4000+ hospitals across India
      • Cumulative bonus: 50% increase in cumulative bonus for every claim-free year
      • In the case a claim is made during the policy year, the cumulative bonus would be reduced by 50% in the following year.
      • Tax Benefit: The premium amount paid under this policy qualifies for deduction under Section 80D of the Income Tax Act.

      Inclusions of Tata AIG Health Insurance for Parents

      The below table shows various inclusion benefits offered by Tata AIG Healthcare insurance plans:

      Coverage Tata AIG Medicare Health Insurance Tata AIG - Super Top-Up Health Insurance Tata AIG Elder Care
      Day care treatment
      Pre-hospitalization medical expenses
      Post-hospitalization medical expenses
      In-patient hospitalization expenses
      Road ambulance cover
      Domiciliary hospitalization
      Vaccination cover ✓ (Only in Tata AIG Medicare premeire) X X
      Organ donor expenses X X
      International emergency assistance services
      Second e-opinion on major illnesses
      OPD treatment ✓ (limited coverage) X X
      Post-hospitalization physiotherapy cover
      International coverage for major illnesses
      AYUSH treatment

      Optional Inclusions (Purchased as Add-ons)

      You can avail of various add-on optional benefits to give your parents the best health care support with Tata AIG Health Insurance.

      • Accidental Death Benefit
      • Global Cover
      • Consumables Benefit

      Exclusions of Tata AIG Health Insurance for Parents

      Here is a list of exclusions that Tata AIG Health Insurance for Parents does not cover.

      • Change-of-Gender treatments
      • Cosmetic or Plastic Surgery
      • Obesity/ Weight Control
      • Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof
      • War or any act of war, invasion, act of a foreign enemy, or war-like operations.
      • Expenses related to any treatment necessitated due to participation as a professional in hazardous or adventure sports.
      • Expenses for treatment directly arising from any Insured Person committing or attempting to commit a breach of law with criminal intent.

      FAQs

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      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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