Tata AIG Health Insurance for NRIs

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      Overview of Tata AIG Health Insurance for NRI

      Tata AIG health insurance covers the medical expenses incurred by NRIs or Non-Resident Indians during their visit or stay in India. It pays for the cost of in-patient hospitalization and day care procedures incurred within India and abroad. Moreover, the policy also comes with multiple attractive benefits, including health check-up facilities, restore benefit and bariatric surgery cover.

       
      Tata AIG Health Insurance Plans for NRI in Detail:
      Tata AIG MediCare Premier Plan

      The Tata AIG MediCare Premier plan comes with a sum insured option ranging from Rs 5 lakh to Rs 3 crore.

      Coverage Benefits:

      • In-patient treatment, OPD treatment and home care treatment are covered
      • Maternity cover, global cover and prolonged hospitalization benefit are available
      • High end diagnostics, second opinion, bariatric surgery and consumables are covered
      • Health check facility, cumulative bonus and restore benefit are available
      Read more
      Tata AIG MediCare Plan

      The Star Health Assure Insurance plan comes with a sum insured of Rs 5 lakh to Rs 2 crore.

      Coverage Benefits:

      • Day care procedures and in-patient hospitalization & dental treatment are covered
      • Global cover, vaccination cover and daily cash for choosing shared accommodation are available
      • Pre-post hospitalization expenses, compassionate travel and bariatric surgery are covered
      • Restore benefit, cumulative bonus and health check-up benefit are available
      Read more

      Benefits of Tata AIG Health Insurance for NRI

      NRIs can avail the following benefits with a Tata AIG health insurance plan:

      • Global Cover – Unlike most NRI health insurance plans, Tata AIG General Insurance Company offers medical coverage to NRIs across the globe.
      • Health Check-up Benefit – NRIs visiting India can avail the benefit of preventive health check-ups if they have a Tata AIG health insurance plan.
      • No Co-Payment – These plans do not require NRIs to pay any co-payment at the time of raising a claim.
      • Tax Benefits – The premium amount paid to buy the Tata AIG health plan can be claimed for tax savings in India under Sec 80D of the Income Tax Act.

      How to Buy Tata AIG Health Insurance for NRI?

      NRIs can buy a Tata AIG health insurance plan online by following the steps given below:

      Step 1: Go to the official website of Policybazaar and click on health insurance

      Step 2: Enter your name and choose your gender

      Step 3: Select the people to be insured along with their ages 

      Step 4: Enter your city of residence in India and your international phone number

      Step 5: Select if you or any of the selected family members are suffering from an existing illness

      Step 6: Choose the Tata AIG health insurance plan to be insured and make premium payment online

      Step 7: The insurer will issue your Tata AIG health insurance policy.

      How to Renew Tata AIG Health Insurance for NRI?

      Take a look at the steps that NRIs can follow to renew their Tata AIG health insurance policy:

      Step 1: Log on to Policybazaar.com and click on the ‘Renew Your Policy’ tab at the top of the page

      Step 2: Choose ‘Health Renewal’ from the dropdown menu

      Step 3: Enter your international phone number as well as the OTP received

      Step 4: First-time users can click on ‘Health Insurance’ on the homepage and provide the required details

      Step 5: Choose the Tata AIG health insurance for NRI to be renewed and pay the premium amount online

      Step 6: The insurance company will renew your policy.

      How to File a Claim with a Tata AIG Health Insurance Plan for NRI?

      The following steps can be followed by NRIs to raise a Tata AIG health insurance claim:

      1

      Intimate the Insurance Company

      Inform the insurance company about your emergency hospitalization within 24 hours of getting admitted and at least 5 days prior in case of a planned hospitalization.

      2

      Show the Required Documents

      Display your identity card and health insurance card at the helpdesk of the network hospital.

      3

      Pre-Authorization Request Submission

      The network hospital will submit your duly filled and signed pre-authorization form to the insurance company

      4

      Approval for Cashless Treatment

      The insurance company will cross-check the documents and accordingly, approve the cashless treatment request.

      5

      Settlement of Claims

      Once the treatment has been availed, Tata AIG General Insurance Company will pay the claim amount directly to the network hospital.

      Note: In case of reimbursement claims, NRIs should pay all the bills on their own and submit all the required documents to the insurer. The insurance company will review the submitted documents and pay the claim amount to the NRIs’ bank account within 21 days.

      Policybazaar exclusive benefits
      • On ground claims support(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

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