Star Health Critical Illness Insurance Plans

(181 Reviews)
Insurer Highlights

People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans from Star Health

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Star Health Critical Illness Insurance Plans

      Star Health and Allied Insurance Company offers health insurance plans with critical illness cover. There are three types of products that offer critical illness cover. One is Star Criticare plus Insurance policy, Star Cancer Care Gold (Pilot Product), and Star Cardiac Care Policy. The details of Star health insurance plans with critical illness cover are given below:

      Read More

      Star Health Insurance Company at a Glance

      Features Specifications
      Network hospitals 10200+
      Claim Settled within 2 hours 90%
      Pre-existing diseases waiting period 4 years
      Incurred Claim Ratio* 63%
      Policy Renewability Lifetime

      Star Criticare Plus Insurance Policy

      Star Criticare plus insurance policy covers 9 specified critical illnesses. The payment is made in lump sum upon diagnosis of a critical illness. Individuals between the age group of 18 years and 65 years can buy this critical illness policy.

      Disease Covered/Critical Illness List

      Star critical illness plan compensates medical expenses incurred on 9 critical illnesses:

      • Chronic Kidney Disease
      • First diagnosis of Cancer
      • Acute Myocardial Infarction
      • Brain tumor undergoing for the first time
      • First major Organ Transplantation
      • Established Irreversible Paraplegia
      • Cerebrovascular Stroke causing Hemiplegia
      • Established Irreversible Coma
      • Established Irreversible Quadriplegia

      Star Cardiac Care Insurance Policy

      Star Cardiac Care is a critical illness plan that covers treatments related to cardiac diseases. The coverage benefits are offers after the completion of the waiting period of 90 days, which does not apply for renewals.

      • Policy Tenure: One year
      • Sum Insured options: Rs 3 lakh and Rs 4 lakh
      • Sum Insured Type: Individual
      • Cardiac cover- Specific medical insurance plan for people with existing Cardiac illnesses
      • Flexible Cover- The policy covers hospitalization expenses for non-cardiac treatments and accidents as well
      • Out-patient cover-Cover for Out-patient benefit is available
      • Eligibility Criteria: Any person between 10 years and 65 years of age, who has:
      • Undergone Stenting or By-pass surgery within 7 years period before proposal
      • Atrial Septal Defect (ASD) or Ventricular Septal Defect (VSD) that has been corrected
      • Patent Ductus Arteriosus that has been treated
      • Undergone RF Ablation or had an Angiogram that required no medical intervention

      Star Cancer Care Gold

      Someone who has just been diagnosed with Cancer or has already completed treatment can get insured under this cancer insurance policy. If you got cured of Cancer you may still be incurring medical expenses for other illnesses and the expenses can be claimed under this Star Cancer Care Gold health insurance plan.

      • Age Criteria: Individuals between the age group of 5 months and 65 years, who have  been diagnosed with Stage 1 or Stage 2 Cancer
      • Members Covered- The policy holder may cover Dependent Children/ Spouse/Dependent Parents
      • Sum Insured Options: Rs 3 lakh / Rs 5 lakh
      • Coverage Type: Individual
      • Policy Tenure: One year

      For more details about Star critical illness health insurance plans, you can speak to our healthcare experts. They will take you through all the critical illness plans that are listed so that you can buy a policy that works best in your interest.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health insurance Articles

      • Recent Article
      • Popular Articles
      17 Dec 2024

      How to File a Claim for Maternity Health...

      Maternity insurance is one of the best investments married couples

      Read more
      03 Dec 2024

      Health Insurance Checklist

      Health insurance is a crucial investment you can make to secure

      Read more
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life. However, this fascinating journey requires

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL