Star Health Insurance

Key Features and Benefits

• In-patient hospitalization, pre-hospitalization and post-hospitalization expenses are covered
• Maternity benefit, hospital cash benefit and personal accident cover are available
• AYUSH treatments, OPD treatments and second medical opinion are covered
• Health check-up benefit, bariatric surgery, and air ambulance are available
• Outpatient dental & ophthalmic treatment, domiciliary hospitalization, and modern treatments are covered

Key features and Benefits

• Coverage for hospitalization expenses, home care treatment and Domiciliary hospitalization are available
• Newborn baby expenses, modern treatments and AYUSH treatments are covered
• Annual health check-ups, automatic restoration of sum insured and Star wellness program are available
• Road ambulance, air ambulance and day care procedures are covered
• Optional covers, such as consumables cover, cumulative bonus booster, unlimited restoration of sum insured and reduction of PED waiting period, etc., are available
• No pre-acceptance medical screening is required

Key Features and Benefits

• In-patient hospitalization, AYUSH treatments and day care procedures are covered
• E-medical opinion, health check-up benefit and additional sum insured for road traffic accidents are available
• Modern treatments, emergency road ambulance and pre-post hospitalization expenses are covered
• Star wellness program, automatic restoration of sum insured and cumulative bonus are available
• Delivery expenses cover and hospital cash benefit is available only under the Gold plan
• Young Star Extra Protect add-on cover is also available
• No pre-acceptance medical screening is required

Key features and Benefits

• Coverage for in-patient treatment, modern treatments and day care procedures are available
• Air ambulance charges, road ambulance expenses and organ donor expenses are covered
• Maternity cover, e-medical opinion, recharge benefit and wellness services are available
• No pre-acceptance medical screening is required

Key features and Benefits

• In-patient care, AYUSH treatment, home care treatment and domiciliary hospitalization are covered
• Coverage for chronic severe refractory asthma treatment and non-medical items are available
• Delivery expenses, in utero fetal surgery, assisted reproduction treatment and newborn baby expenses are covered
• Second medical opinion, shared accommodation benefit and compassionate travel are available
• Modern treatment, ambulance charges and pre-post hospitalization expenses are covered
• Annual health check-up assure, cumulative bonus and automatic restoration of the sum insured are available
• No pre-acceptance medical screening is required

Key features and Benefits

• Lump sum bene fit for 37 listed major illnesses
• Star wellness program is available, comprising of the chronic condition management program, medical concierge services, virtual consultation services, etc.
• No pre-policy medical screening is required for up to 50 years

Key features and Benefits

• Coverage for delivery expenses, newborn baby expenses and ante-natal care are available
• Assisted reproduction treatment, in utero fetal surgery/repair and accidental miscarriage are covered
• Voluntary sterilization, Star mother cover, surrogacy cover and oocyte donor cover are available
• Hospitalization expenses, non-medical expenses, OPD consultations and ambulance charges are covered
• Bariatric surgery, shared accommodation benefit and pain & rehabilitation program are available
• Automatic restoration of sum insured, preventive health check-ups and the Star Wellness program are available
• Lump sum cancer benefit is available as an optional cover
• No pre-acceptance medical screening is required

Key Features and Benefits

• In-patient treatment, OPD treatment and home care treatment are covered
• Consumables cover, hospice care and pain & rehabilitation are available
• Bariatric surgery, AYUSH treatment and domiciliary hospitalization are covered
• Health check-up benefit, cumulative bonus and restoration of the sum insured are available
• Modern treatments, day care procedures and pre-post hospitalization expenses are covered
• No pre-acceptance medical screening is required

Key Features and Benefits

• Hospitalization expenses, modern treatments and domiciliary hospitalization are covered
• Coverage for psychiatric and psychosomatic disorders, cataract surgery and newborn baby expenses are available
• Non-allopathic treatments, ambulance charges and organ donor expenses are covered
• Shared accommodation benefit and additional sum insured for road traffic accidents are available
• Super restoration, health check-up benefit and automatic restoration of the sum insured are available
• Hospital cash benefit and patient care are available as optional covers

Key Features and Benefits

• Coverage for both in-patient treatment and outpatient treatments are available
• Modern treatments, cataract surgery, ambulance charges and pre-post hospitalization expenses are covered

Eligibility Criteria

Key Features and Benefits

• Hospitalization expenses, outpatient expenses, and modern treatments are covered
• Dialysis cover, organ donor cover, cataract surgery cover and personal accident cover are available
• Cost of artificial limbs, pre-post-hospitalization and ambulance services is covered

Key Features and Benefits

• Coverage for in-patient hospitalization expenses, outpatient expenses, and cataract treatments are available
• Day care treatments, modern treatments and pre-post hospitalization expenses are covered
• Personal accident cover and emergency ambulance cover are also available

Key features & benefits

• Hospitalization expenses, modern treatments and heart transplantation costs are covered
• Coverage for conventional coronary angiogram tests and cardiac devices are available
• OPD expenses, day care procedures and emergency ambulance charges are covered
• E-medical opinion, rehabilitation & pain management and health check-up benefit are available
• Automatic restoration of sum insured and cumulative bonus are available
• No pre-acceptance medical screening is required

Key features & benefits

• Coverage for hospitalization expenses, modern treatments and AYUSH treatments are available
• Ambulance charges, pre-hospitalization and post-hospitalization costs are covered
• Lump sum benefit for HIV AIDS is available

Key features & benefits

• Hospitalization expenses, modern treatments and day care procedures are covered
• Hospice care, rehabilitation and pain management and medical second opinions are available
• Cost of health check-ups, cataract treatment and emergency ambulance services is covered
• Cumulative bonus and wellness services are also available
• Lump sum cover for cancer is available as an optional cover
• No pre-acceptance medical screening is required

Key features & benefits

• Coverage for in-patient hospitalization and pre-post hospitalization expenses are available
• Modern treatments, day care procedures and ambulance charges are covered
• No pre-acceptance medical screening is required

Key features & benefits

• In-patient treatment, AYUSH treatment and modern treatments are covered
• Lump sum coverage for HIV/ AIDS are available
• Day care procedures, cataract surgery and ambulance charges are covered
• No pre-acceptance medical screening is required

Key features & benefits

• Coverage for outpatient consultations at both allopathic hospitals and AYUSH hospitals are available
• Cost of diagnostics, physiotherapy and pharmacy is covered
• Outpatient dental or ophthalmic treatment expenses arising out of accidental injuries are covered

Key features & benefits

• In-patient hospitalization, AYUSH treatments and day care procedures are covered
• Coverage for cataract surgery, ambulance services and pre-post hospitalization are available
• 12 modern treatments, including oral chemotherapy and stem cell therapy, are covered
• Cumulative bonus of up to 50% is available

Key Features & Benefits

• Sickness Hospital Cash, ICU Hospital Cash and Accident Hospital Cash are available
• Convalescence Hospital Cash, Worldwide Hospital Cash and Child Birth Hospital Cash are available under the Enhanced plan only

Key features & benefits

• Lump sum compensation is available in case of accidental death, permanent disability and temporary total disability
• Cost of transporting imported medicines, purchasing blood and transporting one relative is covered
• Educational grant, vehicle/residence modification cover and ambulance cover are available
• Transportation expenses of mortal remains and cumulative bonus are also available
• Medical expenses extension, hospital cash, home convalescence and winter sports cover are available as optional covers