SBI Health Insurance for NRIs

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      Overview of SBI Health Insurance for NRI

      SBI health insurance for NRI has been designed to cover the medical expenses incurred by Non-Resident Indians or NRIs while visiting or staying in India. It provides coverage for a variety of healthcare expenses, including hospitalization, mental illness treatment, e-opinion, cataract, etc. It also offers multiple benefits, such as sum insured refill, preventive health check-ups, any room upgrade, etc.

       
      SBI Health Insurance Plans for NRI in Detail:
      SBI Arogya Supreme Plan

      The Arogya Supreme plan is available with a sum insured amount ranging from Rs 1 lakh to Rs 5 crore. The plan comes in three types – Premium, Plus and Pro.

      Coverage Benefits:

      • In-patient care, recovery benefit and domestic emergency assistance services are available
      • Cost of mental illness treatment, HIV, genetic disorders and bariatric surgery are covered
      • Preventive health check-up, sum insured refill and cumulative bonus are available
      • E-opinion, day care procedures, compassionate visit and cataract treatment are covered
      Read more

      Benefits of SBI Health Insurance for NRI

      SBI health insurance plans provide the following benefits to NRIs:

      • Preventive Health Check-ups – SBI General Insurance Company offers preventive health check-up facilities to NRIs during their visit/stay in India.
      • Emergency Assistance Services – This SBI health insurance policy provides emergency assistance services, including air ambulance service, to NRIs during their India stay.
      • 24x7 Claim Assistance – The claims team of the insurance company is available for assistance round the clock.
      • Tax Benefits – The premium paid by an NRI for an SBI health insurance policy can be claimed for tax deductions under the Income Tax Act, Section 80D.

      How to Buy SBI Health Insurance for NRI?

      Take a look at the steps that an NRI can follow to buy an SBI health insurance plan:

      Step 1: Visit Policybazaar.com and select the Health Insurance icon

      Step 2: Fill in your personal details like name and gender

      Step 3: Choose the family members to be insured with their ages

      Step 4: Select your city of permanent residence in India and enter your international phone number

      Step 5: Choose if you or any of the people to be insured have any pre-existing illness

      Step 6: Select the SBI health insurance plan that you wish to buy and pay its premium online

      Step 7: The insurer will issue the SBI health policy to the NRI after receiving the premium.

      How to Renew SBI Health Insurance for NRI?

      NRIs can follow the steps given below to renew their SBI health insurance policy:

      Step 1: Go to the website of Policybazaar Insurance Broker Private Limited

      Step 2: At the top of the page, click on the ‘Renew Your Policy’ tab and select the ‘Health Renewal’ option.

      Step 3: Enter your phone number and the OTP received on it.

      Step 4: People new to Policybazaar can click on ‘Health Insurance’ on the homepage and provide the details required.

      Step 5: Pick the SBI health insurance plan that you want to renew and pay its premium online.

      Step 6: Once the payment is made, the NRI will receive the renewed SBI health insurance policy.

      How to File a Claim with an SBI Health Insurance Plan for NRI?

      NRIs can file an SBI health insurance claim by following the steps given below:

      1

      Inform the Insurer

      Intimate the SBI General Insurance Company about your hospitalization in India and obtain a claim number/ reference number.

      2

      Get the Required Documents

      Fill up the pre-authorization form and submit it to the concerned authorities at the network hospital along with the required documents.

      3

      Documents Submission

      The hospital authorities will submit all the necessary documents to the insurance company for cashless claim approval.

      4

      Cashless Claim Approval

      The insurer will go through the submitted documents and will approve your cashless claim request based on your policy coverage.

      5

      Settlement of Claims

      After the treatment is over, the SBI General Insurance Company will pay your total bill amount directly to the network hospital.

      Note: For reimbursement claims, pay the entire hospital bill during discharge and collect all the medical and payment-related documents. Submit all the required documents to the SBI General Insurance Company. The insurer will cross-check the documents and pay the claim amount to the NRI.

      Policybazaar exclusive benefits
      • On ground claims support(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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