Royal Sundaram Zero Depreciation Car Insurance

Benefits of Buying Royal Sundaram Car Insurance Zero Depreciation Cover

By paying an extra premium for Royal Sundaram zero depreciation cover, you not only get coverage against the depreciation of your car, but also get the following benefits:

• Enhanced Coverage: With zero depreciation add-on under car insurance, you can enhance the coverage of your Royal Sundaram car insurance policy. For example, you get the complete coverage for your car and all its parts except for the coverage for tubes, tyres, and batteries for which the insurer provides coverage for up to 50%.
• Higher Claim Amount: This add-on bears the depreciation cost and hence makes the insurer liable for sanctioning the claims without deducting the depreciation. This makes you eligible to get a higher claim amount, which is not possible otherwise. In this way, with this add-on, the claim amount is much more cost-effective and higher as compared to the one without it.
• No Limit on Claims: Unlike most of the other car insurance providers, Royal Sundaram does not have any limit on the claims that you make for the zero-depreciation cover.

How to Buy Royal Sundaram Zero Depreciation Add-on Cover?

Purchasing a zero dep cover with your car insurance online is a simple task. All you need to do is visit Policybazaar.com and follow these steps:

• From the homepage, click on “Car Insurance”
• Enter your car number and proceed
• The details of your car will be auto-fetched. If not, select the details of your car such as RTO, make, model, variant, registration year
• Before choosing a plan, select “Zero depreciation” from the “Addons and Accessories” dropdown
• You will now find a list of car insurance plans offering this cover
• Select Royal Sundram zero dep plan from the list. Your premium will slightly increase
• Pay the final premium amount
• Once you have paid the premium, your Royal Sundaram policy will zero dep will be activated and you will receive your policy copy in your email.

Royal Sundaram Zero Depreciation Car Insurance Claim Process

To raise a Royal Sundaram zero dep car insurance claim, follow the steps mentioned below:

Step 1: Intimate the insurance company of the damages on their customer support or intimate them online.

Step 2: The insurer will then start the claim process and a surveyor will be sent to assess the damages

Step 3: Submit the required documents to the process the claim

Step 4: Once the claim is approved, your car will be sent to repairs. The insurer will pay the whole amount of claim including the depreciation borne by your car.

Documents Required for a Royal Sundaram Zero Depreciation Car Insurance Claim

To raise a car insurance claim under Royal Sundaram zero dep cover, make sure to keep these documents handy:

• Car insurance claim form
• Vehicle registration certificate
• KYC document
• Police FIR
• Driving licence
• Repair bills and estimates of repair