Care Health Insurance for NRIs
Insurer Highlights
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
Find affordable plans from Care Health for NRIs
Select members you want to insure
More Members
Maximum child sum can be 4
Overview of Care Health Insurance for NRI
Care health insurance for NRI covers the medical expenses incurred by Non-resident Indians or NRIs during their travel or stay in India. It provides coverage for hospitalization expenses, alternative treatments, day care treatments, etc. It also comes with multiple attractive benefits, such as annual health check-ups, automatic recharge of the sum insured, no claim bonus, etc.
Care Health Insurance Plans for NRI in Detail:
Care Supreme Plan
The Care Supreme plan comes with a sum insured amount ranging from Rs 5 lakh to Rs 15 lakh.
Coverage Benefits:
- In-patient care, advance technology methods and domiciliary hospitalization are covered
- Ambulance cover, organ donor cover and unlimited e-consultations are available
- Day care treatment, AYUSH treatment and pre-post hospitalization are covered
- Unlimited automatic recharge, cumulative bonus and health services are available
Care Freedom Plan
The Care Freedom plan is available for sum insured options ranging from Rs 3 lakh to Rs 10 lakh.
Coverage Benefits:
- In-patient care, day care treatments and domiciliary hospitalization are covered
- Dialysis cover, companion benefit and consumable allowance are available
- Pre-post hospitalization expenses and ambulance charges are covered
- Annual health check-ups and recharge of the sum insured are available
Care Advantage Plan
The Care Advantage plan comes with sum insured options of Rs 25 lakh, Rs 50 lakh and Rs 1 crore.
Coverage Benefits:
- Cost of in-patient treatment and day care treatment is covered
- Coverage for ambulance charges and organ donor expenses are available
- Both pre-hospitalization and post-hospitalization expenses are covered
- Automatic recharge of the sum insured and no claim bonus are available
Care Classic Plan
The Care Classic plan offers a sum insured amount ranging from Rs 5 lakh to Rs 15 lakh.
Coverage Benefits:
- In-patient care along with pre-hospitalization and post-hospitalization expenses are covered
- Assisted reproductive treatment, compassionate travel and organ donor cover are available
- Ambulance charges, unlimited e-consultations and AYUSH treatment are covered
- No claim bonus and unlimited automatic recharge benefit are available
Care Heart Plan
The Care Heart plan comes with sum insured options ranging from Rs 3 lakh to Rs 10 lakh.
Coverage Benefits:
- In-patient hospitalization and domiciliary hospitalization are covered
- Coverage for day care treatments and alternative treatments are available
- Both pre-hospitalization costs and post-hospitalization costs are covered
- Annual cardiac health check-ups, automatic recharge and no claim bonus are available
Care Senior Plan
The Care Senior plan offers a sum insured amount ranging from Rs 3 lakh to Rs 10 lakh.
Coverage Benefits:
- Both in-patient hospitalization and domiciliary hospitalization are covered
- Daily allowance, organ donor cover and second opinion are available
- Alternative treatments, pre-post hospitalization expenses and day care treatments are covered
- Automatic recharge of the sum insured, annual health check-up and no claim bonus are available
Care Senior Health Advantage Plan
The Care Senior Health Advantage plan is available for a sum insured of Rs 5 lakh and Rs 10 lakh.
Coverage Benefits:
- Coverage for in-patient care treatment and AYUSH treatment are available
- Day care treatments, domiciliary hospitalization and road ambulance charges are covered
- Unlimited e-consultations, annual health check-ups and no claim bonus are available
- Cost of organ donor expenses and advance technology methods are covered
Care Health Insurance Plan
The Care health insurance plan comes with sum insured options ranging from Rs 1 lakh to Rs 6 crore.
Coverage Benefits:
- In-patient care, pre-post hospitalization expenses and second opinion are covered
- Maternity cover, global cover, daily allowance and vaccination cover are available
- Ambulance charges, alternative treatments and organ donor expenses are covered
- Annual health check-ups, Care Anywhere, automatic recharge and no claim bonus are available
Health Insurers
Aditya Birla Health Insurance for NRIs
Digit Health Insurance for NRIs
HDFC ERGO Health Insurance for NRIs
ICICI Lombard Health Insurance for NRIs
ManipalCigna Health Insurance for NRIs
New India Assurance Health Insurance for NRIs
Niva Bupa Health Insurance for NRIs
Reliance Health Insurance for NRIs
Expand
Benefits of Care Health Insurance for NRI
As an NRI, you can avail the following benefits by buying a Care health insurance plan:
- Annual Health Check-ups – Most health plans by Care Health Insurance offer annual health check-up facilities to NRIs that can be availed during their stay in India.
- Quick Cashless Claim Approval – The insurance company has a quick claim processing system as they approve all cashless claims in about 2 hours.
- Global Cover – A few Care health insurance plans come with worldwide coverage that covers the hospitalization expenses of the NRI in their foreign city of residence.
- Tax Benefits – NRIs can also avail tax deductions on the premium paid to buy a Care health insurance policy as per Sec 80D, Income Tax Act.
How to Buy Care Health Insurance for NRI?
Follow the steps given below to buy a Care Health Insurance plan for an NRI:
Step 1: Click on the ‘Health Insurance’ icon on the homepage of Policybazaar.com
Step 2: Enter your name and pick your gender
Step 3: Select the family members to be insured and enter their ages
Step 4: Choose your permanent city of residence in India and provide your international phone number
Step 5: Select the desired option if you or any of your family members suffer from any pre-existing disease
Step 6: Pick the Care health insurance plan that you wish to purchase and pay its premium amount
Step 7: The insurance company will issue the health plan to the NRI.
Note: NRI customers can get a GST refund if the policy was purchased from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration, TRC and a 6 months bank statement of the NRE account used to pay the premium.
How to Renew Care Health Insurance for NRI?
NRIs can follow the steps given below to renew their Care health insurance policy:
Step 1: Log on to Polizybazaar.com and click on the ‘Renew Your Policy’ tab
Step 2: Click on ‘Health Renewal’ from the dropdown menu
Step 3: Enter your phone number and the received OTP to log in to your account
Step 4: First-time users can select Health Insurance on the homepage and enter the details required
Step 5: Pick the Care health insurance plan that you want to renew and pay its premium price
Step 6: The insurer will renew the Care health insurance policy of the NRI.
Note: NRI customers can get a GST refund if the policy was renewed from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration and a 6 months bank statement of the NRE account used to pay the renewal premium.
How to File a Claim with a Care Health Insurance Plan for NRI?
Given below are the steps that an NRI can follow to raise a Care health insurance claim:
1
Reach Out to the Hospital Helpdesk
Get in touch with the helpdesk at the network hospital where you have been admitted
2
Provide the Required Documents
Submit your medical ID card, e-health card and valid ID proof at the helpdesk along with a filled-in pre-authorization form
3
Submitting Documents to the Insurer
The hospital authorities will submit all the essential documents to Care Health Insurance to get approval for cashless treatment.
4
Cashless Treatment Approval
The insurer will review all the submitted documents and approve the cashless claim request if all the documents are in order.
5
Final Document Submission
After your treatment is over, the hospital authorities will submit all the documents to the insurers, including the discharge summary, final hospital bill, etc.
6
Settlement of Claims
Once all the documents have been verified, the insurer will pay the claim amount to the network hospital directly.
Note: For reimbursement claims, settle all your hospital bills during discharge and submit the required documents to the Care Health Insurance Company within 30 days. The insurer will review & process the claim within 7 days and pay the claim amount to the NRI.
Health insurance Articles
- Recent Article
- Popular Articles
03 Dec 2024
Health Insurance Checklist
Health insurance is a crucial investment you can make to secure
Read more
26 Sep 2024
Can You Get Maternity Insurance If Already...
Pregnancy is one of the most beautiful phases of a woman’s life
Read more
12 Aug 2024
Moratorium Period in Health Insurance
Getting a health insurance claim accepted for pre-existing
Read more
30 Jul 2024
Is Dengue Covered by SBI Health Insurance?
Dengue, a common vector-borne disease, causes high fever, severe
Read more
30 Jul 2024
Is Dengue Covered by Reliance Health Insurance?
Dengue fever can negatively impact you physically and financially
Read more
*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.
*Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.
*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ
##On ground claim assistance is available in 114 cities
Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies
© Copyright 2008-2024 policybazaar.com. All Rights Reserved.
Insurance
Calculators
Payment Methods
Secured With
Follow us on
