Care Health Insurance for Maternity

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      Care Health Insurance for Maternity

      Care Health Insurance for maternity covers the medical expenses related to pregnancy and delivery of a baby. It covers the maternity expenses incurred by the mother as well as the treatment cost of the newborn baby. Most Care health insurance plans offer maternity insurance as an optional cover and comes with a waiting period of 2 years.

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      Care Health Insurance Plans for Maternity

      Given below is the list of Care health insurance plans covering maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Care Joy Health Insurance Plan Rs 35,000 to Rs 50,000 9 months
      Care Health Insurance Plan Up to Rs 2 lakh 24 months
      Care Classic Plan Rs 15,000 to Rs 25,000 24 months
      Care Plus Plan Rs 15,000 to Rs 25,000 24 months

      Eligibility Criteria for Care Health Insurance for Maternity

      Here are the eligibility criteria to buy a Care health insurance plan for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 45 years
      No age limit (For Care Health Insurance Plan)
      Renewability Lifelong

      Key Benefits of Care Health Insurance for Maternity

      Check out the key benefits of buying a Care health insurance maternity cover:

      • No pre-policy medical check-up is required
      • Maternity coverage is available under floater sum insured basis under most plans
      • Worldwide coverage is available under some plans
      • 5% online discount is available
      • Up to 10% family discount is available
      • Up to 10% multi-year discount is available
      • 10% early bird discount is available
      • 10% loyalty discount is available
      • Tax deductions on Care health insurance for maternity cost are available under Sec 80D, Income Tax Act.

      Inclusions of Care Health Insurance for Maternity

      Care health insurance for maternity includes the following:

      • Delivery expenses, including normal, complicated and caesarean deliveries
      • Pre-natal and post-natal expenses
      • Newborn baby cover
      • Involuntary medical termination of pregnancy
      • Newborn baby defects (Coverage for Down Syndrome and Cerebral Palsy)
      • Assisted reproductive treatment

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Care Health Insurance for Maternity

      The following medical expenses are excluded by the Care health insurance plan for maternity:

      • Non-accidental miscarriage
      • Voluntary medical termination of pregnancy
      • Ectopic pregnancy
      • Sterility and infertility
      • Dietary supplements or substances
      • Non-medical items
      • Non-allopathic treatment

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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