Reliance Travel Care Policy - Schengen Plan

Why Reliance Travel Care Policy - Schengen Plan?

This Reliance travel insurance policy is a great travel insurance option for Indians heading to Europe. It offers a blend of comprehensive coverage, technological convenience, and reliable support. This plan has been tailored to meet the mandatory insurance requirements for obtaining a Schengen Visa, providing a worry-free travel experience with extensive benefits.

It offers a wide array of benefits beyond basic coverage, including medical emergencies, emergency extension, 24/7 assistance, personal accident, baggage protection and more. The policy is applicable for a wide age group starting from 3 months up to 80 years and has a very straightforward claim process. With its comprehensive coverage, ease of raising claims, and round-the-clock assistance, it is a strong contender for travellers seeking a secure and stress-free journey in the Schengen area.

Reliance Travel Care Policy - Schengen Plan: Variants

This Reliance travel insurance policy offers two plan variants - Basic and Standard. Both of these plan variants have been compared below to help you understand the benefits:

Reliance Travel Care Policy - Schengen Plan Eligibility Criteria

This Reliance Travel Care Policy - Schengen Plan can be purchased by different types of travellers. However, some important criteria should be met:

Reliance Travel Care Policy - Schengen Plan Inclusions

The following are the benefits offered under this Reliance travel insurance plan:

• Medical Expenses: The policy will cover emergency medical costs due to sudden illness or injury while abroad, including transportation and medical evacuation to India.
• Dental Treatment: Covers emergency dental expenses for acute anaesthetic treatment of teeth while abroad.
• Personal Accident: Provides compensation for accidental bodily injury during the trip leading to death or permanent disability.
• Accidental Death: The policy will compensate for death or permanent disability resulting from an accident while travelling as a passenger in a common carrier.
• Loss of Passport: This benefit reimburses expenses for obtaining a duplicate or fresh passport in case of loss or theft.
• Total Loss of Checked-in Baggage: Compensates for the total loss of checked-in baggage by the airline.
• Personal Liability: Offers compensation for damages paid to a third party during your trip abroad that may result from death, injury, or damage to their property.
• Automatic extension: The policy provides a hassle-free extension in case of medical emergency and evacuation (up to 30 days) and delay of common carrier (up to 7 days) beyond policy expiry.
• Pre-Existing Diseases (PED): The policy also offers coverage for pre-existing diseases in case of life-threatening situations.
• 24/7 Assistance: Round the clock Emergency Services offered through Emergency Assistance Service Provider.

Reliance Travel Care Policy - Schengen Plan Exclusions

Here are some of the general exclusions (situations not covered by the insurer) under this Reliance Travel Care Policy - Schengen Plan:

• The policy will not cover any claim for events that happened before or after the insurance cover policy.
• It does not cover any pre-existing diseases or any complications arising from them. 
• The policy will not cover treatment abroad if the main reason for your trip is to get that treatment.
• Any claim will be rejected if you are travelling against a doctor's advice or waiting for a specific medical treatment.
• The policy does not cover claims for illnesses or accidents caused intentionally
• Illegal activities such as losses due to committing a crime are not covered
• Losses due to drunkenness or addiction are not covered
• The policy will not cover claims arising from mental disorders, anxiety, stress as well as any loss related to HIV/AIDS.
• The policy does not cover illness or injury resulting from war, acts of foreign enemies, or civil war.
• Any act of terrorism is excluded, including the use of force or violence for political, religious, ideological, or ethnic purposes.
• The policy will not cover any claim arising from damage or loss caused by ionizing radiation or radioactive contamination from nuclear fuel or waste.
• Claims arising from sporting activities are not covered if they involve training or participation in competitions unless declared beforehand and the necessary additional premium is paid.

Reliance Travel Care Policy - Schengen Plan Claim Procedure

If you need to raise a claim under this Reliance travel insurance plan, you can do so through Policybazaar.com or contact the insurer. You must keep the following in mind:

• Inform Policybazaar or your insurer immediately (within 24 hours) of the event.
• Contact the Emergency Assistance Service Provider's Help Line immediately, providing all necessary details. 
• For reimbursement, submit the fully filled claim form with all required documents.
• Claim documents must be submitted no later than one month after treatment or repatriation, or in the event of death, after the mortal remains are transported/buried.