Reliance General Bike Insurance Claim

Documents Required to Raise a Claim

To ensure a hassle-free claim, Reliance General Insurance Company asks for a set of documents that they verify before settling a claim. Here is the list of documents to be submitted in case of damages that occurred in an accident:

• Reliance bike insurance documents
• Registration papers of the vehicle
• A copy of the driving license of the person driving the two-wheeler at the time of the accident
• Copy of the FIR in case of an accident with a third party
• An estimate of costs from the repairers
• Final payment bills and receipts

Following documents should be submitted in case of theft:

• Original two wheeler insurance
• Original registration book of the vehicle
• Copy of the letter submitted to the RTO informing them about the theft and declaring the concerned vehicle non-use
• Warranty cards, spare keys, etc.
• Tax payment receipts
• Copy of the FIR along with the final investigation report from the police

Reliance Bike Insurance Cashless Claims

Follow the procedure given below to file a cashless bike insurance claim:

• Step-1:Irrespective of the type of damage or loss, the first step should be registering the claim with the Insurer. It should be done as soon as possible by calling on 1800 3009 (toll-free).
• Step-2:After registering and informing the insurer, take your two-wheeler to a garage authorized by the Insurer
• Step-3:The next would involve inspection of the damaged vehicle by the garage agent after you submit a few essential documents. They will confirm the extent of the damage.
• Step-4:Submit the claim form along with the required set of documents.
• Step-5:If the estimated costs are above Rs 20,000, the insurer will conduct another round of inspection.
• Step-6:After all rounds of inspections are completed, you can proceed to get your vehicle repaired. And once it is done, you are free to take your bike home.
• Step-7:Reliance General Insurance Como nay settles the bills directly with the workshop

Reliance Bike Insurance Reimbursement Claims

If you wish to file for a reimbursement bike insurance claim, follow the process as given below:

Step-1: Inform the insurer and register for the claim by calling on the toll-free number 1800 3009. It should be done as soon as possible, and all related information should be given to the insurer.

Step-2: Take your two-wheeler to any garage of your choice and let the expert evaluate the damages that occurred. They will give you a report mentioning all the damages, which you must submit to the insurer.

Step-3: Fill the claim form and submit it along with all the necessary documents.

Step-4: After completing all necessary inspections and verification of documents, you can start with getting your vehicle repaired at the garage.

Step-5: Pay the bills and take back the receipts to the insurer. The insurer will settle the claim by reimbursing the amount to you.

Alternatively, if you have purchased your Reliance bike insurance policy online from Policybazaar.com then you can write to their claim team at care@policybazaar.com or call them for Reliance bike insurance claim assistance on 1800-208-8787.

Common Reasons for Claim Rejection

Here are a few reasons why your claim application might get rejected by the Insurer:

• Damages occurring due to drink and driving
• Driving without a license and causing damage will lead to claim rejection
• If repairing work is started before inspection is completed
• Inability to furnish all the required documents

Reliance Bike Insurance No-Claim Bonus

If you have Reliance General Bike Insurance policy and don’t raise a claim each year, the insurer will provide you No-claim-bonus for all the subsequent years. This reduction is given to the policyholder as a reward for not raising a claim and driving safe, called the No-Claim Bonus. For the first year, the deduction is 20% which gradually increases with each year and goes up to 50%.