Reliance Travel Insurance

• Reliance Travel Care Policy - Overseas

  The Overseas travel insurance plan by Reliance General Insurance provides comprehensive coverage to its policyholders. It provides complete protection to the insured traveller irrespective of whether he is travelling alone or with their family.

  From medical covers like medical treatment expenses, dental treatment to journey-related covers like trip delay, baggage & passport loss, trip cancellation, this Reliance Travel Insurance plan covers you against various risks. Moreover, it also protects the house contents of the insured back in India with the home burglary insurance cover.

  This Reliance travel insurance plan also offers trip insurance coverage according to the destination country. Following are the variants provided for this plan:

  • Standard Plan
  • Silver Plan
  • Gold Plan
  • Platinum Plan
  • Family Standard Plan
  • Family Gold Plan

• Reliance Travel Care Policy Asia Plan

  Reliance Asia Travel Insurance Policy is for Indians travelling to a country within Asia. It provides you with a safety net that protects you from an unforeseen incident resulting in a financial emergency.

  It covers risks like loss of passport, medical treatment expenses, trip delay, hijack cover and accidental death & disability in a common carrier etc. This plan is available in following variants:

  • Standard Plan
  • Silver Plan

• Reliance Travel Care Schengen Plan

  This Reliance travel insurance plan is for people travelling to any of the 26 European countries of the Schengen zone. It fulfils the mandatory requirement of having a travel medical insurance policy while travelling to Europe with adequate protection from any unwarranted emergency.

  This includes a medical cover of minimum Euro 30,000, personal accident cover, loss of passport, delay in check-in baggage arrival, compassionate visit, personal liability, etc.

  The Schengen travel plan by Reliance Travel Insurance comes in the following variants:

  • Basic Plan
  • Standard Plan

• Reliance Travel Care Student Plan

  The Student travel insurance plan by Reliance General Insurance Company protects Indians travelling abroad for higher education. This safety shield guards Indian students against financial adversities they may face during their stay abroad.

  The plan covers medical cover, loss of passport, two-way compassionate visit, and more. It has special coverage for students including study interruption, personal liability, personal accident, and sponsor protection. The plan can be issued for up to 730 days or two years.

  Reliance Travel Care Student Plan is available in five variants:

  • Basic Plan
  • Standard Plan
  • Silver Plan
  • Gold Plan
  • Platinum Plan

• Reliance Inland Travel Care Policy

  This policy is available to individuals, families as well as corporate people. The sum insured changes from Rs 50,000 to Rs 5,00,000 as per the plan opted.

  The policy covers emergency medical expenses because of injuries, illness, outside India along with other benefits. This includes several flight and travel-related contingencies.

  Reliance Inland Travel Care Policy has the following plan variants:

  • Rail Travel-Standard Plan
  • Individuals/Families- Plan A,B,C, and D

• Reliance Travel Care Annual Multi-Trip Plan

  This plan by Reliance travel insurance is tailor-made for people who need to travel frequently including business travellers. The plan eliminates the need to buy a new travel insurance policy before every trip. It offers year-round protection for multiple trips through a single policy. It offers a sum insured amount of up to USD 5,00,000.

  Reliance Travel Care Annual multi-trip plan covers against a host of emergencies like medical treatment expenses, missed connecting flights, delay or loss of check-in baggage, and personal liability amongst others. It has two plan variants:

  • Standard Plan
  • Plus Plan
  • Elite Plan

• Reliance Travel Care Policy for Senior Citizen

  This Reliance travel insurance plan has been custom-made for travellers within the age group of 61 to 90 years. It aims to make travelling abroad easier and hassle-free for senior citizens by providing extensive medical coverage to the elderly. During their international trip, it also covers loss of passport, daily hospital allowance, trip delay, hijack distress allowance, loss of check-in baggage, etc.

  These are the plan variants available under the 61-70 age group categories:

  • Standard Plan
  • Silver Plan
  • Gold Plan
  • Platinum Plan

  Please note that there is only a Standard plan available for people between 71 to 90 years of age. For travellers up to 70 years, the policy also covers pre-existing illnesses in case of life-threatening situations, if it is declared before the trip.

• Pravasi Bhartiya Bima Yojna Policy

  This policy is specifically designed for Indian citizens under the age group of 18 to 60 years who will be staying abroad for employment purposes only. This will also require an emigration clearance under the Emigration Act 1983. Benefits include coverage of medical expenses, personal accident benefits, In-patient care, repatriation of remains in case of death, family cover, and more.

Reliance Travel Insurance- FAQs

• Q1. Will Reliance General Insurance issue more than one travel insurance policy for the same trip?

  ​No. Each person can only have one travel insurance policy by Reliance General Insurance for their international trip.  

• Q2. Will I get my money back if I cancel my Reliance Travel Insurance Policy?

  ​If the policy is cancelled before your international trip, you can get a full refund minus cancellation charges. Cancelling your policy after your travel dates in case of non-travel, you can get a refund minus cancellation charges. However, you must provide proof of non-travel to the insurer.
  But if you cancel your policy after starting your trip or early return, you will get a refund subtracting the used premium and cancellation charges.

• Q3. What are the various modes of premium payment for Reliance travel insurance plans?

  You can pay through online payment, mobile payment, IVR online payment, depositing money at a Reliance branch office, etc.

• Q4. Can I register a Reliance Travel Insurance claim after returning back to India?

  ​Yes. You can register a claim for your Reliance travel insurance policy within 30 days of getting back to India or the date of policy expiry, whichever is earlier.

• Q5. What is the age criterion for issuing a Reliance travel insurance policy?

  Reliance travel insurance plans are available to people between the age group of 3 months and 90 years. However, the age criteria may differ from one travel plan to another.

• Q6. Can I buy Reliance travel insurance policy if I have an immigration visa?

  Yes. You can buy Reliance single trip travel insurance if travelling on an immigrant visa. Provided the total coverage duration is not more than 60 days.

• Q7. How can I cancel my Reliance travel insurance policy?

  To cancel your travel insurance policy, you must inform the insurer about the change in your travel plans. Mail them at the registered email id stating the reason for policy cancellation.You may need to provide additional documents to prove your trip cancellation. These can be a copy of passport, cancelled ticket, visa rejection letter, etc. You may have to pay applicable cancellation charges.

• Q8. How often can I extend my Reliance travel insurance policy?

  You can extend your Reliance travel insurance policy only once for a maximum of 183 days. However, the extension can vary with terms and conditions of your trip insurance plan.  

• Q9. Can my existing Reliance international travel policy cover domestic travel as well?

  No. Reliance international travel insurance policies don't cover any trips taken within India. Such policies only cover international trips for pre-decided locations.

• Q10. Within how many days do I need to submit the documents for my claim? How much time does Reliance travel insurance take to settle a claim?

  You need to submit the required documents within 30 days of return or policy expiry, whichever is earlier. The insurer settles a travel insurance claim within 15 working days of receiving all the required documents.

• Q11. What is the maximum entry age for Reliance travel insurance plans?

  The maximum entry age for Reliance travel insurance policies is 60 years. But if you are buying travel insurance plans for Schengen, or senior citizens, the maximum entry age is 90 years. Moreover, the maximum entry age for a student travel insurance policy is 35 years.