Overview of Reliance General House & Property Insurance

Every person dreams to have its home one day. And Reliance Home Insurance’s - House & Property Insurance Policy protects your dream from unknown calamities. It provides a building sum insured to cover your loss and helps you to strengthen financially.

Reliance General House & Property Insurance

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


Reliance General House & Property Insurance

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Overview of Reliance General House & Property Insurance

Every person dreams to have its home one day. And Reliance Home Insurance’s - House & Property Insurance Policy protects your dream from unknown calamities. It provides a building sum insured to cover your loss and helps you to strengthen financially.

Key Features and Benefits –

  • This policy provides you to choose between 4 different options according to your requirements.
  • Personal computer and laptops are also covered at the insured premises.
  • Policy comes with inbuilt coverage of earthquake.
  • Coverage against terrorism is also provided on an additional payment.
  • Personal accident cover is also included.
  • There is an additional feature of child education grant.
  • Value added features covering loss of passport,loss of title deed, damage to domestic goods while being transported.

Policy Details –

Maximum and minimum Sum assured –

Sum assured can be arrived on the basis of (Cost of reconstruction/per sq. ft. * Area of construction in sq. ft.). As per standard procedure, reconstruction cost includes the value of plinth and foundation. It does not include the value of the land.

Policy termination -Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.

Free look period -If you are not happy with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

Coverage –

 *The above rates may change. Please check the policy wordings for more details.

Exclusions –

  • Any Damage or loss due to War and related perils.
  • Consequential loss
  • Any loss due to radioactivity or nuclear weapons.
  • Any loss due to depreciation or wear and tear.
  • Accident resulting from Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted injury, mental or nervous disorder will not be covered under this policy.
  • Injury or death due to any of the insured engaging in dangerous sports/hobbies.

Documents Required To Buy The Policy–

A proposer needs to fill up an ‘Application form/ proposal form’ along with the address proof and a photograph.

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IFFCO Tokio Home Insurance
National Insurance Home Insurance
New India Assurance Home Insurance
Oriental Home Insurance
Raheja QBE Home Insurance
Reliance Home Insurance
SBI Home Insurance
Shriram General Home Insurance
Tata AIG Home Insurance
United India Home Insurance
Universal Sompo Home Insurance
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 120 Reviews)
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Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, May 21, 2022
★★★★★
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, May 20, 2022
★★★★★
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, May 19, 2022
★★★★★
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, May 18, 2022
★★★★★
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, May 17, 2022
★★★★★
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, May 16, 2022
★★★★★
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, May 15, 2022
★★★★★
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, May 14, 2022
★★★★★
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, May 13, 2022
★★★★★
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, May 12, 2022
★★★★★
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
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  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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