Download the Policybazaar app
to manage all your insurance needs.
-
Home
-
Car Insurance
-
Reliance General Car Insurance
- Reliance Comprehensive Car Insurance
Reliance Comprehensive Car Insurance Policy
Reliance Comprehensive Car Insurance Policy provides complete coverage for your car against unforeseen mishaps such as accidents or damage by natural/man-made disasters on the road and protects you from unplanned financial and legal liabilities. This policy by Reliance General Insurance Company can also be enhanced by purchasing additional covers.
Benefits of Reliance Comprehensive Car Insurance Policy
You would be entitled to the following benefits with the Reliance comprehensive car insurance policy:
- Financial Coverage: With a car insurance policy from Reliance General Insurance Company, you can get financially covered in case your car sustains damages due to accident, collision, theft, fire, etc.
- Third Party Cover: With a comprehensive car insurance policy, you can also get covered in case your car meets with a third party accident. Liabilities related to third party death, disability and property damage are covered.
- Cashless Repairs: Hassle-free repairs through a network of 5000+ partner garages PAN India offering cashless services for quick claim settlement.
- Personal Accident Cover: Apart from covering the insured car, you can also cover the owner/driver of the insured car by purchasing a Personal Accident Cover. This additional cover is mandatory and offers up to Rs. 15 Lakh compensation under death or disability cases.
Coverage Under Reliance Comprehensive Car Insurance
The coverage offered under a Reliance comprehensive four-wheeler insurance policy are:
Following incidents are covered under Reliance Comprehensive Car Insurance Policy:
- Damage to the vehicle is caused due to civil unrest, riots, or strikes
- Damages caused due to unforeseen events such as earthquakes, storms, cyclones, floods, etc.
- Policyholders would also be covered against total or partial loss of their vehicle due to theft
- Any damage caused to the property of a third party or any bodily injuries sustained in a car accident would be covered under your Reliance comprehensive car insurance policy.
- Losses caused to the insured car as a result of fire, self-ignition or explosion
- Damages to the insured car while it was in transit via road, rail, water or airways.
Following factors are not covered by Reliance comprehensive car insurance policy:
- Cars used for commercial activities are not eligible for coverage under this car insurance policy.
- Any sort of regular wear and tear causing damage to the car would not be applicable for compensation under this policy.
- Depreciation of parts would also be charged as a compulsory deductible at the time of claim settlement if car parts are replaced
- If there are any type of illegal activities the insured vehicle is engaged in. Such illegal activities also include underage driving.
- Any damage caused to the car due to the driver being under the influence of alcohol or drugs would fail to claim for compensation from the insurer.
- Driving without a license falls under the category of illegal driving, hence would not attract any compensation from the insurer in the event of a car accident/unforeseen mishap.
- Reliance comprehensive car insurance policy carries a predetermined geographical location. The policy allows compensation only for damages occurring in the ambit of the predefined location as mentioned in the policy document.
Add-ons Under Reliance Comprehensive Car Insurance
The coverage of a Reliance comprehensive motor insurance policy can be increased by purchasing add-ons at a nominal extra premium. These are:
- Engine Protector
- Consumables Cover
- Nil Depreciation
- Key Protect
- NCB Retention Cover
- EMI Protection
How to Purchase Reliance Comprehensive Car Insurance Policy?
Here is how you can easily get a Reliance comprehensive motor insurance policy online:
- Visit Policybazaar.com and click on “Car Insurance”
- On the given form, enter your car number and proceed
- Select your car details such as RTO, make, model, variant, etc
- From the list of car insurance plans, look for Reliance comprehensive insurance policy
- Select your plan along with additional covers
- Pay the premium via online payment mode
- Once you have made the payment, your car policy copy will be mailed to you.
Documents Required to Raise a Reliance Comprehensive Car Insurance Claim
To raise a claim under Reliance comprehensive four-wheeler insurance policy, you will need the following documents:
- Policy Copy
- Claim form duly signed
- Vehicle RC
- Car's fitness certificate
- Repair bills and estimates of repair
- Police FIR copy
- Driving Licence of the driver
FAQs
-
Q1. Is it necessary to purchase a comprehensive car insurance policy from Reliance General Insurance Company?
Ans: Buying comprehensive car insurance is not mandatory by law. However, it is also advised to opt for one as it provides greater coverage for your vehicle as well as a third-party, and helps you drive with peace of mind. -
Q2. How much premium would I need to pay for my Reliance comprehensive car insurance policy?
Ans: The amount of premium required to be paid for the policy varies based on a lot of factors. It is not standard across all companies. You can use a car insurance calculator to find out the estimated premium amount for your policy. -
Q3. For how long will my Reliance comprehensive car insurance policy remain valid?
Ans: Reliance Comprehensive Car Insurance Policy stays valid for 1 year. You would be required to renew the policy after that. You can check with the insurer for multi-year car insurance plans as well. -
Q4. What are exclusions from comprehensive car insurance?
Ans: Depreciation, mechanical and electrical breakdown, damage caused to a car when a driver had an invalid licence are some of the exclusions of comprehensive car insurance. -
Q5. Will I get a No Claim Bonus if I only claim once in a policy period?
Ans: No, you will not be eligible for a no-claim bonus in this case as the bonus is rewarded by the insurer only in the case of a claim-free year.
Car Comprehensive Insurers
Bajaj Allianz Comprehensive Car Insurance
Chola MS Comprehensive Car Insurance
Digit Comprehensive Car Insurance
Future Generali Comprehensive Car Insurance
HDFC Ergo Comprehensive Car Insurance
ICICI Lombard Comprehensive Car Insurance
IFFCO Tokio Comprehensive Car Insurance
Liberty Comprehensive Car Insurance
Expand
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Car insurance Articles
- Recent Article
- Popular Articles
20 Jun 2024
Top 5 Car Care Tips to Beat The Summer Heat
The extreme heat and constant heat wave warnings have made
Read more
11 Jun 2024
How to Check Car Owner Details By Registration...
Scenarios like hit-and-run accidents or purchasing a second-hand
Read more
21 May 2024
Get Faster Claim Settlement with Policybazaar...
Getting your car insurance claim settled is no longer a hassle
Read more
17 Apr 2024
Understand the Nitty-Gritty of Car Insurance...
Have you recently purchased a car insurance policy for your new
Read more
22 Feb 2024
IDV in Car Insurance
In layman's terms, the IDV full form is the Insured Declared Value
Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.