Reliance Car Insurance Claim

Documents Required for Reliance Car Insurance Claim

For both reimbursement and cashless claims, the following documents need to be submitted:

• Proof of car insurance
• Copy of car's registration book
• Copy of car's driving license
• Police FIR (in case of third-party and theft-related claims)
• Estimates of repairer
• Repair bills and payment receipts
• Reliance motor insurance claim form

Types of Reliance Claim Settlement Process

There are two ways to settle the Reliance Car Insurance Claim. One way is by cashless settlement, and the other is by reimbursement settlement.

1. Cashless Claim Settlement

   Under the cashless claim process, the policyholder is not required to pay for claims from his/her pocket. In a cashless settlement, the insured car is taken to the network garages for repairs, and the claim is directly settled by the insurer. Thus, the policyholder is not required to pay anything from his/her pocket towards the repairs.

2. Reimbursement Claim Settlement

   Under the reimbursement claim process, the policyholder is reimbursed the claim amount after the repairs. This claim process is for those who choose to get their cars repaired in a non-network garage. Thus, you will be required to pay for repairs from your pocket, and the insurer will then reimburse you the amount after verification.

How to File the Reliance Car Insurance Claim?

Read below to understand how you can easily raise a Reliance car insurance claim:

1. Accidental Claims

   • Reliance Motor Claim Intimation: Register your car insurance claim by calling the helpline of the insurer.
   • Damages Assessment: A surveyor will be sent to perform the assessment of damages sustained by the insured car.
   • Documents Submission: Submit the required documents to the surveyor for claim verification.
   • Claim Settlement: Take the car to the network garage for repairs. After the repairs, the insurer will settle the bill directly with the network garage. For reimbursement claims, you can submit the bills and claim form to the insurer for settlement.

2. Third-Party Claims

   • As soon as you meet with a third-party accident, immediately inform the insurer about the incident.
   • The insurer will forward the case to the Motor Claims Tribunal, which will decide the compensation to be paid to the third party for their losses.
   • The compensation decided will be paid by the insurer, and the third-party claim will be settled.

   Timely car insurance renewal is essential to avoid any claim rejection by the insurer.