PNB MetLife Investment Plans

Details of the Best PNB MetLife Traditional Plans

Below are the best PNB Investment Plans: 

1. PNB MetLife Goal Ensuring Multiplier

   • Save for your long-term goals: Invest systematically and grow your wealth over time.

   • Financial security for your family: Get life cover and ensure your family's financial well-being in case of your absence.

   • Investment Flexibility: Choose from 14 investment funds to suit your risk appetite.

   • Top-up Option: Increase your fund value by adding additional premiums later.

   • Tax Benefits: Get tax deductions under Section 80C and 10(10D) of the Income Tax Act.

   • Risk Protection:

     • Waiver of Premium: Premiums are waived in case of death or critical illness (depending on the chosen option).

     • Life Cover: Provides a death benefit to your nominee(s).

     • Optional Child Cover: Secure your child's future with the "Smart Child" option.

   • Goal-oriented Options: Choose from five plan options to suit your specific goals:

     • Wealth: Focuses on building wealth through investment returns.

     • Wealth + Care: Offers life cover and premium waiver on critical illness.

     • Goal Assured: Ensures your financial goals are met even in case of your death.

     • Income Assured: Provides regular income to your family after your death.

   • Reward for loyalty: Get your deducted charges returned at the end of the policy term.

   • Flexibility to choose your investment strategy: Align your investment with your risk tolerance.

   • Tax advantage: Reduce your taxable income through tax deductions.

2. PNB MetLife Guaranteed Future Plan

   • Guaranteed Returns: This plan offers guaranteed returns on your investment.

   • Flexible Payout Options: Choose how you want to receive your maturity benefit: lumpsum, regular income, or a combination of both.

   • Guaranteed Income: Receive guaranteed income payouts during the chosen income payout period. (Income amount depends on the option chosen)

   • Plan Options: Select from four plan options to suit your needs:

     • Endowment Option: Receive a lump sum amount at the end of the policy term.

     • Income Option: Receive regular income payouts during the chosen income payout period.

     • Income + Lump Sum Option: Get both regular income payouts and a lump sum amount at maturity.

     • Income + Boosters: Receive regular income payouts with the potential for additional booster payouts.

   • Peace of mind: Guaranteed returns ensure you achieve your financial goals.

   • Flexibility: Choose how you receive your benefit to suit your needs.

   • Regular income: Provides a steady stream of income during your retirement years. (Income amount depends on the option chosen)

   • Security for your future: This plan safeguards you against market fluctuations.

3. PNB MetLife Guaranteed Goal Plan

   This plan is designed for guaranteed savings and income with some flexibility. Here are its key features and benefits:

   • Guaranteed Benefits: This plan offers guaranteed returns on your investment, which can help you achieve your financial goals.

   • Flexible Payout Options: You can choose to receive the benefits as a lump sum at maturity or a guaranteed income over a chosen period.

   • Boosting Savings: The plan offers guaranteed additions and potential for wealth additions to grow your corpus.

   • Premium Payment Flexibility: You can choose a premium payment term that fits your budget, from a single premium to payments spread over 12 years.

   • Life Cover: The plan provides life insurance coverage for the entire policy term, offering financial security to your loved ones in case of your demise.

   • Waiver of Premium Benefit (Optional): This rider waives your future premiums if you die or are diagnosed with a critical illness (with Family Care and Health Care options).

   • Flexibility in Accumulating Income: You can choose to accumulate the guaranteed income or withdraw it at any time.

4. PNB MetLife Century Plan:

   PNB MetLife Century plan focuses on long-term savings and income with some protection benefits. Here are its key features and benefits:

   • Income & Protection till 100: You can receive income up to 100 years of age and get a guaranteed lump sum at maturity.

   • Waiver of Premium on Death (Optional): This rider ensures your premiums are waived if you die (with Family Care Benefit).

   • Maturity Date Choice: You can choose your maturity date, either at 80 or 100 years old.

   • Multiple Income Options: The plan offers various income payout options to suit your needs.

   • Flexibility in Withdrawing Benefits: You can accumulate and partially or fully withdraw the accumulated survival benefits.

5. PNB MetLife Super Saver Plan

   • Plan Options: Choose from Savings, Savings + Family Care (pays maturity benefit even if policyholder dies), and Savings + Health Care (waiver of premium on critical illness).

   • Policy Term Flexibility: Pick a policy term that fits your goals (within minimum and maximum limits).

   • Premium Payment Term: Opt for a premium payment term that is comfortable for you (limited or regular pay).

   • Bonuses: Earn potential bonuses (Simple Reversionary and Terminal) to grow your benefit amount.

   • Maturity Benefit: Receive a lump sum payout at the end of the policy term (includes Sum Assured and declared bonuses).

   • Death Benefit: Provides financial security for your family in case of your unfortunate demise (Sum Assured and declared bonuses).

   • Waiver of Premium Benefit (Optional): Premiums are waived off if diagnosed with a covered critical illness (varies by option).

   • Financial Protection: Ensures your family's well-being even in your absence.

   • Savings Discipline: Encourages regular savings to achieve your financial goals.

   • Maturity Benefit: Provides a lump sum amount to fulfill long-term plans like retirement or a child's education.

   • Flexibility: Offers various plan options and premium payment terms to suit your needs.

   • Potential Growth: Bonuses declared by the insurer can increase your payout.

   • Peace of Mind: Waiver of premium benefit (on availing the rider) safeguards your savings in case of critical illness.

6. PNB MetLife Bachat Yojana

   • Dual Benefit: Combines life insurance protection with disciplined savings.

   • Affordable Premiums: Makes long-term savings accessible.

   • Limited Pay Period: Pay premiums for only 10 years while getting coverage for 15 years.

   • Maturity Benefit: Get the Sum Assured along with declared bonuses at policy maturity.

   • Death Benefit: Provides Sum Assured and declared bonuses to your family in case of your death during the policy term.

   • Bonus Potential: Earn Simple Reversionary and Terminal bonuses for additional growth.

   • Flexible Payment Options: Choose from annual, semi-annual, monthly, or payroll deductions for premium payments.

   • Loan Option: Borrow against your policy value if needed (subject to conditions).

   • Tax Benefits: Potentially avail tax deductions under the Income Tax Act (Section 80C and 10(10D)).

   • Financial Security: Protects your loved ones financially if you're not around.

   • Savings and Growth: Provides a lump sum payout at maturity with potential bonus growth.

   • Convenience: Offers flexible payment options to fit your budget.

   • Additional Liquidity: Loan benefit provides access to funds during emergencies.

   • Tax Savings: Potential tax benefits can help you save on taxes.